NICCU vs HTSB Mobile Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NICCU
Manage your finances conveniently with this app. It offers secure sign-in options, quick balance checks, fund transfers, bill payments, and mobile check deposits. Special features cater to neurodiverse users, including options for epilepsy, dyslexia, and color blindness.
- Secure sign-in with Face ID/Touch ID
- Quick Balance view
- Fund transfers
- Bill payment
- Mobile check deposit
- Neurodiverse features
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Do more with our NICCU app. The NICCU app allows you to: - Sign in with Face ID or Touch ID - Use Quick Balance to view account balances without signing in - Transfer funds between accounts - View account balances and transactions - Make loan payments - Deposit checks - View check copies - Pay bills - Access Statements - Left/right-handed modes - Full Neurodiverse features including options for epilepsy, dyslexia, color blindness, and visual sensitivity. ...and more! For more information or to become a member of North Iowa Community Credit Union, visit us at niccu.com
HTSB Mobile Banking
Manage your finances on the go with this mobile banking application. View account balances and activity, transfer funds, pay bills, and send money securely. Access your banking information anytime, anywhere.
- View account balances and activity
- Transfer funds between accounts
- Pay bills
- Send money via Zelle
- Manage accounts anywhere, anytime
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Manage your accounts anywhere, anytime with the Home Trust & Savings Bank Mobile Banking App. With the HTSB app, you can: -View your account balances & activity -Transfer funds between your accounts -Pay bills -Send money via Zelle Home Trust & Savings Bank located in Osage, IA since 1899.
Screenshots
Verdict
The clearest difference is rating: HTSB Mobile Banking at 4.9 against NICCU's 3.4. HTSB Mobile Banking also leads on ratings volume (123 vs 11). NICCU's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, update cadence, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
HTSB Mobile Banking holds the better App Store score, 4.9 against 3.4. That said, the two scores are not equally well evidenced: HTSB Mobile Banking has 123 ratings behind it against 11, so its average is the more settled of the two.
Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on September 18, 2026 and September 17, 2026 respectively.
| Parameter | NICCU | HTSB Mobile Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (11 ratings) | 4.9 (123 ratings) — better |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 11 | 123 — better |
| Update frequency | Every 4 months | Every 4 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 67 MB | 54 MB |
| Age rating | 4+ | 4+ |
| Developer | North Iowa Community Credit Union | Home Trust & Savings Bank |
Customer experience
NICCU
HTSB Mobile Banking
In-app purchases
NICCU
No in-app purchases
HTSB Mobile Banking
No in-app purchases
Questions
Is NICCU free?
Is HTSB Mobile Banking free?
Which has better reviews, NICCU or HTSB Mobile Banking?
Do NICCU or HTSB Mobile Banking have ads?
Which is updated more often, NICCU or HTSB Mobile Banking?
Other comparisons
