Comparison

JRF PAY vs City Express mBank

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

JRF PAY

Features
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Japan Remit Finance offers fast, cheap and reliable remittance service. With JRF pay now everyone can send money anytime from anywhere with the real-time rate from Japan to over 80 countries in minutes. JRF Pay introduces the whole new level of remittance experience for our customers by offering many great features as below: -Let you create remittance transactions yourself in your convenient time or anytime our rate meets your expectation. -Easy to deposit or withdraw money from personal JRF account by using JRF Remittance card at Japan Post Bank ATM. -Pay your utility bills or experience cashless shopping at hundreds of accepted JRF pay stores thank to our smart QR code paying method offered. -Manage your balance and track your transaction history details by one click. -Save your time, optimize your remittance value and make your daily life more meaningful. We offer our customer an outstanding solution for managing your pocket and sending money abroad efficiently. You are no longer bring cash on hand because you can keep your money in JRF card which pairs with free JRF Pay application. You can deposit or withdraw money from thousands of Post Bank ATMs across Japan. By visiting our allied stores, you are able to pay your bill by JRF Pay, the process is quite simple for anyone. It is also easy to keep track of your expenses through JRF Pay application. We understand that nowadays people are busy and they have to deal with so many complicated issues daily. Let JRF Pay give you a hand. Our service is availabe whenenver you are free to send money to your beloved one, convenient whenenver you find it inconvenient to pay your bills, trackable whenever you want to track your expenses. JRF Pay is your value added solution, download and experience now.

About

City Express mBank

Features
Read full description

City Express mBank is HAMRO TECHNOLOGY PVT LTD official mobile banking app which enables its customers to keep track of their account maintained at City Express mBank and allows its users to make different utility payments. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from City Express mBank. Enables finances at your fingertips, anytime-anywhere. Here you can manage your account and access your City Express mBank accounts faster and securely via internet. City Express mBank is a convenient and reliable app that provides you all the facilities in your fingertips. Enjoy hassle-free banking anywhere and anytime without visiting your branch and manage your Account with a fully secure and user-friendly application. Services of City Express mBank : Make payments of your utilities * Phone bills * Mobile top-up * Receive and send money through remittance services * And many other payments for the services you use Bill Payments * City Express mBank offers a full throttled package of all bill payments. Real-time payments to all registered ISPs, TVs, Airlines, Insurance, Electricity, Water, Landline. Manage your account * Protect your account with your fingerprint * Track your finances * Track your account history Transfer funds instantly * Transfer and receive funds instantly Highly secure * Secure your account with two factor authentications * Fingerprint/Face ID login helps secure your account Location: * Customers can find our Office location QR Payments: * Scan and Pay feature that allows you to scan and pay to the different merchants. To be able to use this app, you first need to have a valid account maintained at City Express mBank, and you need to subscribe to the City Express mBank Banking Service. This app helps you to pay multiple utility payments though the app itself. And many more exciting features (This app is the property of HAMRO TECHNOLOGY PVT LTD) This Application gets regularly updated with new features and new utility payments for the user's convenience which makes it the best app. About City Express mBank City Express mBank is leading Payment Service Provider. City Express mBank is leading fin-tech company in Nepal.

Screenshots

JRF PAY4 screens
City Express mBank4 screens

Verdict

The call

The clearest difference is iOS requirement: JRF PAY at 13.0 against City Express mBank's 15.7. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

JRF PAY ships an update every 2 months, City Express mBank every 3 months. The most recent releases landed on October 26, 2026 and November 7, 2026 respectively.

Scorecard1 real difference ยท 5 level
JRF PAY versus City Express mBank: the parameters behind the verdict, then further details
ParameterJRF PAYCity Express mBank
PriceFreeFree
Update frequencyEvery 2 months โ€” betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPod
Requires iOS13.0 โ€” better15.7
Further details โ€” not scored
Size29 MB435 MB
Age rating4+17+
DeveloperJAPAN REMIT FINANCEHAMRO TECHNOLOGY PVT LTD

In-app purchases

None

JRF PAY

No in-app purchases

None

City Express mBank

No in-app purchases

Questions

Is JRF PAY free?
JRF PAY is free to download, with no in-app purchases.
Is City Express mBank free?
City Express mBank is free to download, with no in-app purchases.
Do JRF PAY or City Express mBank have ads?
Neither JRF PAY nor City Express mBank shows ads.
Which is updated more often, JRF PAY or City Express mBank?
JRF PAY ships an update every 2 months, and City Express mBank every 3 months. Most recently, JRF PAY was updated on October 26, 2026 and City Express mBank on November 7, 2026.

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