Comparison

JRF PAY vs JME Remittance

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

JRF PAY

Features
Read full description

Japan Remit Finance offers fast, cheap and reliable remittance service. With JRF pay now everyone can send money anytime from anywhere with the real-time rate from Japan to over 80 countries in minutes. JRF Pay introduces the whole new level of remittance experience for our customers by offering many great features as below: -Let you create remittance transactions yourself in your convenient time or anytime our rate meets your expectation. -Easy to deposit or withdraw money from personal JRF account by using JRF Remittance card at Japan Post Bank ATM. -Pay your utility bills or experience cashless shopping at hundreds of accepted JRF pay stores thank to our smart QR code paying method offered. -Manage your balance and track your transaction history details by one click. -Save your time, optimize your remittance value and make your daily life more meaningful. We offer our customer an outstanding solution for managing your pocket and sending money abroad efficiently. You are no longer bring cash on hand because you can keep your money in JRF card which pairs with free JRF Pay application. You can deposit or withdraw money from thousands of Post Bank ATMs across Japan. By visiting our allied stores, you are able to pay your bill by JRF Pay, the process is quite simple for anyone. It is also easy to keep track of your expenses through JRF Pay application. We understand that nowadays people are busy and they have to deal with so many complicated issues daily. Let JRF Pay give you a hand. Our service is availabe whenenver you are free to send money to your beloved one, convenient whenenver you find it inconvenient to pay your bills, trackable whenever you want to track your expenses. JRF Pay is your value added solution, download and experience now.

About

JME Remittance

Send money internationally from Japan easily, quickly, safely, and reliably. This service is designed for expats and residents in Japan to transfer funds back home.

Highlights
  • International money transfers
  • Easy and fast transactions
  • Secure and reliable service
  • Designed for expats in Japan
  • Licensed by Japanese Finance Bureau
Features
Read full description

Japan Money Express Company Limited (JME) is a money transfer company registered with the Government of Japan. It has obtained its license from the Japanese Finance Bureau to operate an abroad remittance business from Japan with license no. 00006. Its corporate office is located at the heart of Tokyo, the capital city of Japan. JME is established in Japan by a group of enthusiast and experienced foreign entrepreneurs for providing remittance service to the expat community and other people residing in Japan, who want to send their hard-earned money back home in an easy, speedy, safe and reliable manner.

Screenshots

JRF PAY4 screens
JME Remittance4 screens

Verdict

The call

JRF PAY and JME Remittance are too close to call on the numbers: across 6 compared parameters โ€” price, update cadence, ads and in-app purchases among them โ€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

JRF PAY ships an update every 2 months, JME Remittance every 6 weeks. The most recent releases landed on October 6, 2026 and October 24, 2026 respectively.

ScorecardNo meaningful differences
JRF PAY versus JME Remittance: the parameters behind the verdict, then further details
ParameterJRF PAYJME Remittance
PriceFreeFree
Positive reviewsโ€”100.0% of reviews
Update frequencyEvery 2 monthsEvery 6 weeks โ€” better
AdsNoNo
In-app purchasesNoNo
Monetizationโ€”Free
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 โ€” better13.6
Further details โ€” not scored
Size29 MB127 MB
Age rating4+17+
DeveloperJAPAN REMIT FINANCEJME Remit

In-app purchases

None

JRF PAY

No in-app purchases

None

JME Remittance

No in-app purchases

Questions

Is JRF PAY free?
JRF PAY is free to download, with no in-app purchases.
Is JME Remittance free?
JME Remittance is free to download, with no in-app purchases.
Do JRF PAY or JME Remittance have ads?
Neither JRF PAY nor JME Remittance shows ads.
Which is updated more often, JRF PAY or JME Remittance?
JRF PAY ships an update every 2 months, and JME Remittance every 6 weeks. Most recently, JRF PAY was updated on October 6, 2026 and JME Remittance on October 24, 2026.

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