Comparison

Punto Pago vs Crianza+

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Punto Pago

Manage your finances and shop online with a digital wallet and marketplace. Easily get virtual Mastercard debit cards, discover unique products from local businesses, and enjoy secure payments with cashback rewards. Supports fair trade principles for online shopping.

Highlights
  • Free Mastercard issuance
  • Virtual debit cards
  • Online marketplace
  • Cashback rewards
  • Secure payments
  • Free card delivery
Features
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Punto Pago is an innovative app that provides a convenient and fast way to issue Mastercard debit and virtual cards, as well as a marketplace with over 120,000 products and more than 105 categories. It promotes a new way of buying online from local businesses and retailers, based on fair trade principles. The app includes a variety of features, such as: • Free and fast Mastercard issuance and approval within 2 minutes, eliminating the need to go to a bank. • A marketplace with unique offers on products from various categories, with the option for free delivery. • A wallet feature for easy online shopping, paying for services, and earning cashback. Punto Pago Mastercard holders can also enjoy additional benefits such as: • Free card delivery to your doorstep or at any Punto Pago kiosks. • Free card maintenance and the ability to freeze and control expenses at any time through the app. • Smart integration with the Punto Pago wallet. The app also offers secure and protected payment options, a refund guarantee for any issues with products, and a dedicated customer service team to assist with any questions or concerns. To learn more about Punto Pago, visit their website at www.puntopago.net, contact them via email at info@puntopago.net, or call them at (507) 399 3999. They also have a WhatsApp number 6262-5817 for support.

About

Crianza+

Features
Read full description

Crianza Responsable y Amorosa llega a Panamá en alianza con el Ministerio de Desarrollo Social (MIDES) y UNICEF. Todas las personas cuidadoras quieren lo mejor para sus niñas, niños y adolescentes, aunque sabemos que a veces esto puede ser un desafío. Crianza Responsable y Amorosa está aquí para apoyarte. Es una aplicación gratuita llena de estrategias de crianza sencillas y prácticas que puedes usar de inmediato, ya sea que estés criando a niñas o niños pequeños, adolescentes o ambos. Cada lección parte de momentos reales: jugar juntos, mantener la calma, escuchar, fortalecer la confianza y unirse más como familia. Aprenderás una estrategia, la pondrás en práctica en casa y verás la diferencia en tu día a día. Estos consejos están basados en evidencia. Nuestros programas fueron desarrollados junto a UNICEF y la Organización Mundial de la Salud (OMS), probados en 15 ensayos controlados aleatorizados y construidos de la mano de las familias. Hoy acompañan a personas cuidadoras en más de 35 países. En la aplicación encontrarás cinco cursos con lecciones breves, actividades lúdicas, videos y cuestionarios, todo pensado para adaptarse a una vida ocupada. Aprende a tu propio ritmo, en tu propio horario y donde quieras.

Screenshots

Punto Pago4 screens
Crianza+4 screens

Verdict

The call

Punto Pago and Crianza+ are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Punto Pago ships an update every 8 days, Crianza+ every 9 days. The most recent releases landed on October 29, 2026 and October 28, 2026 respectively.

ScorecardNo meaningful differences
Punto Pago versus Crianza+: the parameters behind the verdict, then further details
ParameterPunto PagoCrianza+
PriceFreeFree
Rating4.8 (242 ratings) — better—
Positive reviews73.3% of reviews—
Number of ratings242 — better—
Update frequencyEvery 8 days — betterEvery 9 days
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.014.0 — better
Further details — not scored
Size136 MB176 MB
Age rating4+4+
DeveloperPUNTO PAGO PANAMA, S.A.IDEMS International Community Interest Company

In-app purchases

None

Punto Pago

No in-app purchases

None

Crianza+

No in-app purchases

Questions

Is Punto Pago free?
Punto Pago is free to download, with no in-app purchases.
Is Crianza+ free?
Crianza+ is free to download, with no in-app purchases.
Do Punto Pago or Crianza+ have ads?
Neither Punto Pago nor Crianza+ shows ads.
Which is updated more often, Punto Pago or Crianza+?
Punto Pago ships an update every 8 days, and Crianza+ every 9 days. Most recently, Punto Pago was updated on October 29, 2026 and Crianza+ on October 28, 2026.

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