Punto Pago vs Clyps
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Punto Pago
Manage your finances and shop online with a digital wallet and marketplace. Easily get virtual Mastercard debit cards, discover unique products from local businesses, and enjoy secure payments with cashback rewards. Supports fair trade principles for online shopping.
- Free Mastercard issuance
- Virtual debit cards
- Online marketplace
- Cashback rewards
- Secure payments
- Free card delivery
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Punto Pago is an innovative app that provides a convenient and fast way to issue Mastercard debit and virtual cards, as well as a marketplace with over 120,000 products and more than 105 categories. It promotes a new way of buying online from local businesses and retailers, based on fair trade principles. The app includes a variety of features, such as: • Free and fast Mastercard issuance and approval within 2 minutes, eliminating the need to go to a bank. • A marketplace with unique offers on products from various categories, with the option for free delivery. • A wallet feature for easy online shopping, paying for services, and earning cashback. Punto Pago Mastercard holders can also enjoy additional benefits such as: • Free card delivery to your doorstep or at any Punto Pago kiosks. • Free card maintenance and the ability to freeze and control expenses at any time through the app. • Smart integration with the Punto Pago wallet. The app also offers secure and protected payment options, a refund guarantee for any issues with products, and a dedicated customer service team to assist with any questions or concerns. To learn more about Punto Pago, visit their website at www.puntopago.net, contact them via email at info@puntopago.net, or call them at (507) 399 3999. They also have a WhatsApp number 6262-5817 for support.
Clyps
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Clyps es la app todo en uno para reservar citas en negocios de belleza y bienestar: barberías, salones, estéticas, spas y profesionales independientes. Clyps lo hace simple, rápido y desde un solo lugar. • Descubre negocios y profesionales cerca de ti. • Explora servicios, precios y disponibilidad en tiempo real. • Reserva tu cita en pocos pasos: elige servicio, profesional, fecha y hora. • Aprovecha ofertas y promociones exclusivas. • Guarda tus negocios favoritos para reservar más rápido. • Consulta el historial de tus citas anteriores. • Califica y deja reseñas de los servicios que recibiste.
Screenshots
Verdict
Punto Pago and Clyps are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Punto Pago ships an update every 8 days, Clyps weekly. The most recent releases landed on October 29, 2026 and October 28, 2026 respectively.
| Parameter | Punto Pago | Clyps |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (242 ratings) — better | — |
| Positive reviews | 73.3% of reviews | — |
| Number of ratings | 242 — better | — |
| Update frequency | Every 8 days | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 136 MB | 44 MB |
| Age rating | 4+ | 4+ |
| Developer | PUNTO PAGO PANAMA, S.A. | Johny Porras |
In-app purchases
Punto Pago
No in-app purchases
Clyps
No in-app purchases









