TopCard Mobile vs Subscription Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TopCard Mobile
Manage your credit and prepaid cards securely from your smartphone. Track spending, view statements, and block lost cards instantly. Receive real-time push notifications for debits and enjoy secure login with two-factor authentication.
- Card payment overview
- Statement viewing
- Instant card blocking
- Push notifications for debits
- Secure login with two-factor authentication
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Keep track of your credit card and prepaid card payments from any location with your smartphone – securely and comfortably. What the TopCard Mobile App offers • Overview: Check your spending and the last statement. • Card blocking: If you lose your card, you can block it in the app. • Push notifications: See immediately when amounts are debited to your cards and much more. Are you eligible? • TopCard Credit Card or Prepaid Card • Device with iOS 15 or higher • Jailbroken devices are not supported. Easy login The TopCard Security App enables you to log in securely and comfortably and still use all functions. This is how secure the TopCard Mobile App is: The TopCard Mobile App offers a high security level. Thanks to effective methods with two-factor authentication with the TopCard Security App and encryption of the authentication data, the access to your card data is protected. Nevertheless, please observe the following recommendations: • Lock your screen to protect your smartphone from unauthorized access. • Only use the security details of TopCard, such as the card/account number or PIN, to log in to the TopCard Mobile App. Never use it to log in to third-party apps. • Do not disclose any personal information or security details. TopCard will never ask you for such, neither in the app nor by telephone, e-mail or text message. The TopCard team hopes you enjoy using the TopCard Mobile App. We are looking forward to your feedback and your rating in the App Store.
Subscription Tracker
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SubClock is a subscription tracker for iPhone. Add the services you pay for, see the next charge, and review renewals before they hit. Reminders • Local alerts 3 days and 1 day before each renewal, at noon • No bank login and no automatic detection — you enter the real amount Calendar and spending • Upcoming renewal dates on a calendar • Monthly and yearly totals in your currency • Savings from subscriptions you cancel and keep in the list Free keeps up to 2 subscriptions. Pro unlocks calendar, reminders, detailed savings, and 3 or more records. Your subscription details stay on this device. SubClock does not sell financial data. Monthly and yearly Pro plans renew automatically until you cancel. Lifetime is a one-time purchase. There is no free trial. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: TopCard Mobile at none against Subscription Tracker's 3. TopCard Mobile also leads on iOS requirement (16.0 vs 18.0). Subscription Tracker's advantage is update cadence (every 2 days vs every 2 months). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Subscription Tracker sells 3 in-app purchases, starting at $3.99 per month. TopCard Mobile asks for nothing beyond the download.
TopCard Mobile ships an update every 2 months, Subscription Tracker every 2 days. The most recent releases landed on September 19, 2026 and September 18, 2026 respectively.
| Parameter | TopCard Mobile | Subscription Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (185 ratings) — better | — |
| Positive reviews | 9.1% of reviews | — |
| Number of ratings | 185 — better | — |
| Update frequency | Every 2 months | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone | iPhone |
| Requires iOS | 16.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 88 MB | 13 MB |
| Age rating | 17+ | 4+ |
| Developer | UBS Card Center AG | Ahmet Onur Sahin |
In-app purchases
TopCard Mobile
No in-app purchases
Subscription Tracker
- SubClock Pro Monthly$3.991 Month
- SubClock Pro Yearly$29.991 Year
- SubClock Pro Lifetime$49.99





