PaymentCardInfo vs Yendo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PaymentCardInfo
Manage your finances with this comprehensive money management tool. Track your balance, review transaction activity, analyze spending habits, and access statements. It also facilitates bill payments and offers many other useful financial management features.
- Check balance
- View activity
- Analyze spending
- View statements
- Pay a bill
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A great money management tool! - Check your balance - View activity - Analyze your spending - View statements - Pay a bill - and much more
Yendo
Access revolving credit up to $10,000 using your car's equity. Enjoy great rates and build your credit history by reporting to major bureaus. Manage your account, review purchases, and freeze your card directly through the app.
- Revolving credit up to $10,000
- Credit based on car value
- Low interest rates
- Reports to major credit bureaus
- Manage account activity
- Freeze your card
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Yendo is the world's first credit card based on the value of your car. Quick, easy, and flexible, Yendo provides up to $10,000 in revolving credit without the high rates and hassle of a loan. UP TO $10,000 - Yendo provides revolving lines of credit up to $10,000 based on the value of your car. GREAT RATES - Smarter technology built by people who care means lower interest rates. See our current APRs on https://www.yendo.com. BUILD CREDIT - Yendo reports to the three major credit bureaus. STAY IN CONTROL - With our Yendo app, you can manage your credit card activity, review previous purchases, and freeze your card ABOUT - At Yendo, we believe everyone should have access to fair and affordable credit. We understand life can be unpredictable, and the right financial partner can help you navigate the twists and turns. With our Yendo Credit Card, you can get up to $10,000 at an affordable rate by using the equity in something you already own - your vehicle! And we report to the three major credit bureaus, which can help you build the credit you need for a more secure financial future. INCREDIBLE - You actually read this far, thanks! We can't wait to grow with you! Yendo credit cards are issued by Cross River Bank, Member FDIC, pursuant to license from Mastercard International.
Screenshots
Verdict
The clearest difference is review sentiment: Yendo at 51% against PaymentCardInfo's 0%. Yendo also leads on rating (4.9 vs 1.5) and update cadence (every 2 days vs every 2 months). PaymentCardInfo's advantage is iOS requirement (9.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Yendo holds the better App Store score, 4.9 against 1.5. That said, the two scores are not equally well evidenced: Yendo has 4.8K ratings behind it against 75, so its average is the more settled of the two. Written reviews point the same way: 0% of PaymentCardInfo's written reviews are positive against 51% of Yendo's.
PaymentCardInfo ships an update every 2 months, Yendo every 2 days. The most recent releases landed on November 2, 2026 and November 7, 2026 respectively.
| Parameter | PaymentCardInfo | Yendo |
|---|---|---|
| Price | Free | Free |
| Rating | 1.5 (75 ratings) | 4.9 (4.8K ratings) — better |
| Positive reviews | 0.0% of reviews | 50.7% of reviews — better |
| Number of ratings | 75 | 4.8K — better |
| Update frequency | Every 2 months | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 9.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 37 MB | 181 MB |
| Age rating | 4+ | 4+ |
| Developer | Prepaid Technologies | Yendo Inc. |
Customer experience
PaymentCardInfo
Yendo
Bugs and requests
PaymentCardInfo
Not enough reviews yet to summarise bugs or requests.
Yendo
Reported bugs
5 issues- Constant app crashes and freezes
- Issues with identity verification
- Inaccurate transaction history and balances
- Inability to update personal information
- Delayed title return after loan payoff
Requested features
5 requests- Improve app stability and functionality
- Provide more transparent pricing and fees
- Enhance customer communication and support
- Streamline the account activation process
- Integrate with popular payment platforms
In-app purchases
PaymentCardInfo
No in-app purchases
Yendo
No in-app purchases
