BDO Checkout vs Virtual Pag
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BDO Checkout
This app facilitates cross-border payments for merchants using QR code technology. It supports various payment methods like GCash, Grab Pay, WeChat Pay, Alipay, and UPI, offering efficient collection and cashier management solutions.
- Cross-border QR code payments
- Supports GCash, Grab Pay, WeChat Pay, Alipay, UPI
- Real-time transaction status review
- Multi-dimensional collection analysis
- Multiple cashier account management
- Customizable cashier authority
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The BDO application is a cross-border collection tool using the QR Code technology. It provides efficient, convenient, one-stop collection and cashier management solutions. [Collection] Support payment collection such as Gcash and Grab Pay. Mainland Chinese can pay to local merchant with Wechat pay, Alipay and UPI (RMB account) and now PHQR. [Bill] Review transaction status. Analyze every day's collection in multi-dimensions. Easy for merchants to review the state of business in real time. [Management] Enable multiple cashier accounts, collections go to a unified account. Different cashier authority can be deployed by business requirements.
Virtual Pag
Access your Pag-IBIG Fund records, including savings and loans, directly from your mobile device. Make online payments, apply for short-term loans, and monitor your loan status with ease.
- View savings and MP2 records
- Monitor loan balances
- Track payments
- Apply for short-term loans
- Online payment options
- Check loan status
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The official mobile app of Pag-IBIG Fund The Virtual Pag-IBIG Mobile App lets you instantly view your Pag-IBIG records, pay online, apply for a short-term loan, and know your loan status – all on your phone or tablet! Enjoy the convenience of easy access with the Virtual Pag-IBIG Mobile App. Install now to feel Pag-IBIG everywhere you go! VIEW YOUR RECORDS • Check your Regular Savings • See your Modified Pag-IBIG 2 (MP2) grow • Monitor annual dividends earned by your Pag-IBIG Regular Savings and MP2 Savings • Track your payments and check the outstanding balance of your loans anytime For more information, go to www.pagibigfund.gov.ph, call 8Pag-IBIG or (02) 8724-4242, or send an e-mail to contactus@pagibigfundgov.ph.
Screenshots
Verdict
The clearest difference is rating: BDO Checkout at 5.0 against Virtual Pag's 2.9. BDO Checkout also leads on iOS requirement (12.0 vs 14.0). Virtual Pag's advantage is update cadence (every 2 months vs every 14 months) and ratings volume (14 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BDO Checkout holds the better App Store score, 5.0 against 2.9. That said, the two scores are not equally well evidenced: Virtual Pag has 14 ratings behind it against 1, so its average is the more settled of the two.
BDO Checkout ships an update every 14 months, Virtual Pag every 2 months. The most recent releases landed on October 14, 2026 and October 15, 2026 respectively.
| Parameter | BDO Checkout | Virtual Pag |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 2.9 (14 ratings) |
| Positive reviews | — | 0.0% of reviews |
| Number of ratings | 1 | 14 — better |
| Update frequency | Every 14 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 — better | 14.0 |
| Further details — not scored | ||
| Size | 26 MB | 147 MB |
| Age rating | 4+ | 4+ |
| Developer | BDO Unibank, Inc. | Pag-IBIG Fund |
Customer experience
BDO Checkout
Virtual Pag
In-app purchases
BDO Checkout
No in-app purchases
Virtual Pag
No in-app purchases
Questions
Is BDO Checkout free?
Is Virtual Pag free?
Which has better reviews, BDO Checkout or Virtual Pag?
Do BDO Checkout or Virtual Pag have ads?
Which is updated more often, BDO Checkout or Virtual Pag?
Other comparisons
