BDO Checkout vs HelloPag
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BDO Checkout
This app facilitates cross-border payments for merchants using QR code technology. It supports various payment methods like GCash, Grab Pay, WeChat Pay, Alipay, and UPI, offering efficient collection and cashier management solutions.
- Cross-border QR code payments
- Supports GCash, Grab Pay, WeChat Pay, Alipay, UPI
- Real-time transaction status review
- Multi-dimensional collection analysis
- Multiple cashier account management
- Customizable cashier authority
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The BDO application is a cross-border collection tool using the QR Code technology. It provides efficient, convenient, one-stop collection and cashier management solutions. [Collection] Support payment collection such as Gcash and Grab Pay. Mainland Chinese can pay to local merchant with Wechat pay, Alipay and UPI (RMB account) and now PHQR. [Bill] Review transaction status. Analyze every day's collection in multi-dimensions. Easy for merchants to review the state of business in real time. [Management] Enable multiple cashier accounts, collections go to a unified account. Different cashier authority can be deployed by business requirements.
HelloPag
Manage your Pag-IBIG funds and access digital financial services securely and efficiently. This app allows you to check loan proceeds, save for MP2, pay loans, transfer funds, and make payments for bills and purchases.
- Check loan proceeds
- Save for MP2
- Pay loans and amortization
- Fund transfers via InstaPay
- Generate QR PH code
- Cash in at 711 branches
- Send money via cash out partners
- Buy prepaid load
- Pay bills
- Scan to pay via QR
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Hello Pag-IBIG is the companion app of the Pag-IBIG Loyalty Card Plus powered by AUB. Download the Hello Pag-IBIG app and register your Pag-IBIG Loyalty Card Plus powered by AUB now to enjoy digital financial services that is secure, fast and efficient. Sa Hello Pag-IBIG app, you can manage your funds conveniently, anytime, anywhere! - Maaari mong makita sa Hello Pag-IBIG app kung credited na ang iyong loan proceeds. - Mag-ipon at maghulog sa inyong Pag-IBIG MP2 savings - Magbayad ng inyong monthly loan amortization sa housing loan, multi-purpose loan at calamity loan sa Pag-IBIG. I-enjoy ang iba pang karagdagang services tulad ng - Real time fund transfer to other banks and ewallets via InstaPay - Makatanggap ng pera gamit ang iyong sariling QR PH code na ma-gegenerate sa iyong Hello Pag-IBIG app. - Makapag CASH IN or top up sa mga 711 branches nationwide. - Makapag PERA PADALA to your loved ones through our cash out partners (Cebuana Lhuiller, Palawan, LBC Express, M. Lhuiller and AUB branches) - Bumili ng PREPAID LOAD (Globe, Smart, Sun, PLDT, Meralco, DITO) - Magbayad ng BILLS for electricity, credit cards, tuition fees, at iba pang utilities. - Makapag SCAN TO PAY via QR code sa kahit saang QR PH P2M merchant nationwide. - Mag-online shopping gamit ang Hello Pag-IBIG Virtual Mastercard. - Mag-withdraw gamit ang iyong Pag-IBIG Loyalty Card Plus sa lahat ng BancNet ATMs or i-swipe ito at gamiting pambayad sa groceries at ibang shops, nationwide. I-register na ang iyong Pag-IBIG Loyalty Card Plus powered by AUB today!
Screenshots
Verdict
The clearest difference is update cadence: HelloPag at fortnightly against BDO Checkout's every 14 months. HelloPag also leads on ratings volume (374 vs 1). BDO Checkout's advantage is iOS requirement (12.0 vs 15.6). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for BDO Checkout against 4.9 for HelloPag. That said, the two scores are not equally well evidenced: HelloPag has 374 ratings behind it against 1, so its average is the more settled of the two.
BDO Checkout ships an update every 14 months, HelloPag fortnightly. The most recent releases landed on October 23, 2026 and October 29, 2026 respectively.
| Parameter | BDO Checkout | HelloPag |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 4.9 (374 ratings) |
| Positive reviews | — | 60.0% of reviews |
| Number of ratings | 1 | 374 — better |
| Update frequency | Every 14 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 26 MB | 100 MB |
| Age rating | 4+ | 4+ |
| Developer | BDO Unibank, Inc. | Asia United Bank |
Customer experience
BDO Checkout
HelloPag
In-app purchases
BDO Checkout
No in-app purchases
HelloPag
No in-app purchases
