BDO Checkout vs RCBC Pulz
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BDO Checkout
This app facilitates cross-border payments for merchants using QR code technology. It supports various payment methods like GCash, Grab Pay, WeChat Pay, Alipay, and UPI, offering efficient collection and cashier management solutions.
- Cross-border QR code payments
- Supports GCash, Grab Pay, WeChat Pay, Alipay, UPI
- Real-time transaction status review
- Multi-dimensional collection analysis
- Multiple cashier account management
- Customizable cashier authority
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The BDO application is a cross-border collection tool using the QR Code technology. It provides efficient, convenient, one-stop collection and cashier management solutions. [Collection] Support payment collection such as Gcash and Grab Pay. Mainland Chinese can pay to local merchant with Wechat pay, Alipay and UPI (RMB account) and now PHQR. [Bill] Review transaction status. Analyze every day's collection in multi-dimensions. Easy for merchants to review the state of business in real time. [Management] Enable multiple cashier accounts, collections go to a unified account. Different cashier authority can be deployed by business requirements.
RCBC Pulz
Manage all your bank accounts, cards, and loans from a single, modern interface. Perform transactions, open new accounts, and track spending with ease. Offers financial literacy resources and investment opportunities.
- Unified account view
- Hassle-free transactions
- Open accounts remotely
- Transaction history tracking
- QR code payments
- Cardless ATM withdrawals
- In-app investments
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YOUR PULZ EXPERIENCE, MADE PERSONAL Meet the refreshed RCBC Pulz, your digital banking app for everyday banking. Enjoy a new, more personal experience for sending money online, managing your cards, growing your savings, and more. BECOME A HEXAGON CLUB MEMBER ONLINE Enjoy the privileges that come with being a Hexagon Club member. Join in-app to unlock exclusive rewards, lifestyle perks, and personalized support tailored to your banking needs. RECEIVE US DOLLARS AND CONVERT ON DEMAND Have more flexibility with your US funds through your US Virtual Account. Receive US dollars and convert them to Philippine pesos whenever it suits you, giving you greater control over your money. SEND MONEY ONLINE FOR FREE Enjoy unlimited free transfers to local banks through InstaPay, PESONet, and QRPh, and conveniently send money online for everyday payments or move funds between accounts. DEPOSIT CHECKS FROM YOUR PHONE No need to make a trip to the branch just to deposit a check. With mobile check deposit, you can submit checks through the app and take care of it wherever you are. EASILY MANAGE YOUR RCBC CREDIT CARDS Keep your credit cards within reach and stay on top of your spending. Check your card activity, view your transactions, and access key card services whenever you need them. LET YOUR SAVINGS DO MORE Give your money more room to grow with an online Time Deposit. Open your account digitally, keep track of your deposits, and make the most of your savings as you work toward your financial goals. GET SUPPORT THAT KNOWS YOU When you need assistance, connect with your dedicated Hexagon Club support team for personalized help from people who understand your banking relationship. MORE WAYS TO BANK WITH PULZ Go beyond the essentials with more digital banking services designed around your everyday needs. Send or request payments, pay bills, buy load, deposit or withdraw cash, and manage your loans and investments through Pulz. From Foreign Exchange and Bank Certificate requests to additional account services, Pulz gives you more ways to stay on top of your finances and work toward your financial goals. ——— Rizal Commercial Banking Corporation (RCBC) is regulated by the Bangko Sentral ng Pilipinas (BSP) https://bsp.gov.ph Deposits are insured by PDIC up to P1 Million per depositor. Copyright 2026, Rizal Commercial Banking Corporation. All rights reserved. A Member of the Yuchengco Group of Companies
Screenshots
Verdict
The clearest difference is rating: BDO Checkout at 5.0 against RCBC Pulz's 2.0. BDO Checkout also leads on device support (3 vs 1) and iOS requirement (12.0 vs 16.6). RCBC Pulz's advantage is update cadence (every 4 weeks vs every 14 months) and ratings volume (93 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BDO Checkout holds the better App Store score, 5.0 against 2.0. That said, the two scores are not equally well evidenced: RCBC Pulz has 93 ratings behind it against 1, so its average is the more settled of the two.
BDO Checkout ships an update every 14 months, RCBC Pulz every 4 weeks. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.
| Parameter | BDO Checkout | RCBC Pulz |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 2.0 (93 ratings) |
| Positive reviews | — | 18.2% of reviews |
| Number of ratings | 1 | 93 — better |
| Update frequency | Every 14 months | Every 4 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 12.0 — better | 16.6 |
| Further details — not scored | ||
| Size | 26 MB | 161 MB |
| Age rating | 4+ | 4+ |
| Developer | BDO Unibank, Inc. | Rizal Commercial Banking Corporation |
Customer experience
BDO Checkout
RCBC Pulz
In-app purchases
BDO Checkout
No in-app purchases
RCBC Pulz
No in-app purchases
Questions
Is BDO Checkout free?
Is RCBC Pulz free?
Which has better reviews, BDO Checkout or RCBC Pulz?
Do BDO Checkout or RCBC Pulz have ads?
Which is updated more often, BDO Checkout or RCBC Pulz?
Other comparisons
