Comparison

HipoPay vs Monix

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HipoPay

Features
Read full description

HipoPay, a smart cashing system developed by TransferEasy Inc., aims to serve merchants globally. Currently, it provides multiple payment collection methods for merchants in many countries and regions in the world, with an attempt to substantially increase merchants’ sales. It allows worldwide merchants to use China’s leading payment gateways, like WeChat Pay and Alipay, to collect money, making accepting payment from customers an easy thing! - Sell Better: merchants stand a chance of reaching more than 1 billion users of WeChat and Alipay. - Save Time: service provisioning can be completed in 2 hours with T+1 settlement period at the soonest. - Seek Excellence: top-notch payment collection solutions . - Save Cost: competitive service rates.

About

Monix

Facilitates secure and rapid international money transfers with optimal exchange rates. Connects to local banking systems to offer competitive fees and high payment limits. Track your remittances and manage funds with confidence.

Highlights
  • Optimal exchange rates for international transfers
  • Low fees, up to 90% savings compared to banks
  • Collect full payment amounts quickly
  • Track remittance progress in real-time
  • Secure money management with financial certification
  • Supports 28 currencies for sending and receiving
Features
Read full description

Monix builds a secure, rapid response and optimal exchange rate payment network by connecting to local banking systems in various countries. Monix selects the most advantageous payment network among various channels to meet the requirements of the fastest payment to users, the lowest fee and the highest amount of payment to users. 
• Send money abroad with optimal exchange rate Send and collect money abroad by Monix can save money up to 90 % compared to local banks, and always get the real exchange rate to avoid exchange rate losses. • Collect highest amount of payment in 1 minute Direct access to more than 900 global local payment networks, no intermediate bank fees, users can collect the full amount of payment. • Check remittance progress anytime and anywhere The Monix app allows you to check and follow international remittance progress at any time, regardless of time or space. • Manage your money in a security way Monix hold a financial services license and pass financial security certification to ensure the safety of your money. Use Monix to: -Send money to overseas suppliers -Send money to family members abroad -Collect money from overseas -Send and collect money in 28 currencies without any fees Send from: AUD(Australia dollar)、USD (United States dollar) 、EUR(Euro)、GBP (Great Britain Pound) 、HKD (Hong Kong dollar) 、JPY (Japanese yen) 、SGD (Singapore dollar) 、CNH (Chinese yuan in Hong Kong) To: AUD (Australia dollar)、USD(United States dollar)、CNY(Chinese Yuan)、EUR(Euro)、GBP(Great Britain Pound)、HKD(Hong Kong dollar)、CAD(Canadian dollar)、INR(Indian rupee)、IDR(Indonesia rupiah)、JPY(Japanese yen) 、KRW(South Korean won)、MYR(Malaysian ringgit)、NZD(New Zealand dollar)、SGD(Singapore dollar)、CHF(Swiss franc)、THB(Thai baht)、PHP(Philippine peso)、MXN(Peso mexicano)、BRL(Brazilian real)、VND(Vietnamese dong)、BDT(Bangladesh taka) 、LKR(Sri Lanka rupees)、NPR(Nepalese rupee)、ARS(Argentine peso)、COP(Colombian peso)、PEN(Peruvian nuevo sol)、UYU(Uruguay peso)、CLP(Chilean peso).

Screenshots

HipoPay3 screens
Monix4 screens

Verdict

The call

The clearest difference is update cadence: Monix at every 11 days against HipoPay's every 5 weeks. Monix also leads on iOS requirement (10.0 vs 13.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

HipoPay ships an update every 5 weeks, Monix every 11 days. The most recent releases landed on September 13, 2026 and July 5, 2026 respectively.

Scorecard2 real differences · 7 level
HipoPay versus Monix: the parameters behind the verdict, then further details
ParameterHipoPayMonix
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 5 weeksEvery 11 days — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.010.0 — better
Further details — not scored
Size11 MB82 MB
Age rating4+4+
DeveloperWiseCashier Technology LimitedOmipay Pty Ltd

In-app purchases

None

HipoPay

No in-app purchases

None

Monix

No in-app purchases

Questions

Is HipoPay free?
HipoPay is free to download, with no in-app purchases.
Is Monix free?
Monix is free to download, with no in-app purchases.
Do HipoPay or Monix have ads?
Neither HipoPay nor Monix shows ads.
Which is updated more often, HipoPay or Monix?
HipoPay ships an update every 5 weeks, and Monix every 11 days. Most recently, HipoPay was updated on September 13, 2026 and Monix on July 5, 2026.

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