HipoPay vs LM Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HipoPay
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HipoPay, a smart cashing system developed by TransferEasy Inc., aims to serve merchants globally. Currently, it provides multiple payment collection methods for merchants in many countries and regions in the world, with an attempt to substantially increase merchants’ sales. It allows worldwide merchants to use China’s leading payment gateways, like WeChat Pay and Alipay, to collect money, making accepting payment from customers an easy thing! - Sell Better: merchants stand a chance of reaching more than 1 billion users of WeChat and Alipay. - Save Time: service provisioning can be completed in 2 hours with T+1 settlement period at the soonest. - Seek Excellence: top-notch payment collection solutions . - Save Cost: competitive service rates.
LM Pay
This mobile payment assistant simplifies transactions for goods and services, offering discounts across various scenarios like ride-hailing, dining, and travel. It also facilitates secure money transfers between users with 24/7 encryption and transaction tracking.
- Discounted payments for goods and services
- Online and offline payment options
- Send and request money between users
- Multiple credit refill channels
- Secure transaction tracking
- VIP concierge services
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LM Pay brings you a new lifestyle. LM PAY App makes it easier to pay for goods and services with discounts in every scenario of your life. Whether it is ride-hailing, feasting, entertainments, traveling, booking a hotel or VIP concierge car, LM PAY would be your safe and convenient mobile payment assistant. You can send and request money amongst friends who are also LM PAY users！With 24/7 secure encryption technology, you can easily track every transaction and make payments with no worries. Key features: 1. Customer can make payment online and offline in various scenarios. 2. Customer can make online transfer and receive money. 3. Customer can have multiple channels to re-fill credit online and offline. 4. Customer can withdraw, settle payments.
Screenshots
Verdict
The clearest difference is iOS requirement: LM Pay at 10.0 against HipoPay's 13.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
HipoPay ships an update every 5 weeks, LM Pay every 3 weeks. The most recent releases landed on October 17, 2026 and October 20, 2026 respectively.
| Parameter | HipoPay | LM Pay |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (2 ratings) — better |
| Number of ratings | — | 2 — better |
| Update frequency | Every 5 weeks | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 | 10.0 — better |
| Further details — not scored | ||
| Size | 11 MB | 172 MB |
| Age rating | 4+ | 4+ |
| Developer | WiseCashier Technology Limited | LM PAY PLC |
In-app purchases
HipoPay
No in-app purchases
LM Pay
No in-app purchases
