YabandPay vs LM Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
YabandPay
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YabandPay B.V. is a regulated Dutch payment institution that holds a payment license issued by the De Nederlandsche Bank (DNB). Our relationship number: R188633; Chamber of Commerce number: 85678988. 1. Payment Institution YabandPay is a regulated Dutch payment institution that holds a payment license issued by the Dutch Central Bank (De Nederlandsche Bank), and guided by Payment Services Directive (PSD2, Directive (EU) 2015/2366), can do payment business across EEA. 2. Compliance and Security The transaction funds are kept in a segregated bank account (safeguard account), which is supervised by the central bank and is safe and secure. The shortest settlement period is T+1, which means the merchant can receive fund within 12 hours. 3. Technical support Our professional technical engineers will assist you one-on-one with the setup of online and offline platforms, and integrate them into your current payment system. 7*24 exclusive customer support. We respond to your questions and handle accordingly with the fastest speed This APP is the merchant version. To obtain the login credential, please visit our website www.yabandpay.com, or contact us via the information below: Email: info@yabandpay.com Tel：+31 (0)70 221 0808 Web: www.yabandpay.com Address: Laan van Vredenoord 33 2289 DA Rijswijk the Netherlands
LM Pay
This mobile payment assistant simplifies transactions for goods and services, offering discounts across various scenarios like ride-hailing, dining, and travel. It also facilitates secure money transfers between users with 24/7 encryption and transaction tracking.
- Discounted payments for goods and services
- Online and offline payment options
- Send and request money between users
- Multiple credit refill channels
- Secure transaction tracking
- VIP concierge services
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LM Pay brings you a new lifestyle. LM PAY App makes it easier to pay for goods and services with discounts in every scenario of your life. Whether it is ride-hailing, feasting, entertainments, traveling, booking a hotel or VIP concierge car, LM PAY would be your safe and convenient mobile payment assistant. You can send and request money amongst friends who are also LM PAY users！With 24/7 secure encryption technology, you can easily track every transaction and make payments with no worries. Key features: 1. Customer can make payment online and offline in various scenarios. 2. Customer can make online transfer and receive money. 3. Customer can have multiple channels to re-fill credit online and offline. 4. Customer can withdraw, settle payments.
Screenshots
Verdict
The clearest difference is iOS requirement: LM Pay at 10.0 against YabandPay's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.
| Parameter | YabandPay | LM Pay |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (2 ratings) — better |
| Number of ratings | — | 2 — better |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 10.0 — better |
| Further details — not scored | ||
| Size | 31 MB | 172 MB |
| Age rating | 4+ | 4+ |
| Developer | YabandPay B.V. | LM PAY PLC |
In-app purchases
YabandPay
No in-app purchases
LM Pay
No in-app purchases
