Comparison

Gepay vs State Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Gepay

This platform provides verified and trusted users with access to government and transportation services, aiming to save users time and effort. Future updates promise more services and easy payment solutions.

Highlights
  • Verified and trusted user environment
  • Access to government services (GBA)
  • Access to ATS services
  • Time and labor saving
  • Easy payment solutions
  • User feedback integration
Features
Read full description

Гэрэгэ Платформ таны гарт. Gerege аппликейшн-ийн хэрэглэгчид бүгд баталгаажсан найдвартай хэрэглэгчид байх ба энэ нь найдвартай эрсдэлгүй орчныг бүрдүүлж чаддагаараа давуу талтай юм. Бид энэхүү шинэчлэлээр онцолбол: Гэрэгэ Киоск дээрх төрийн үйлчилгээ( УБЕГ) болон АТҮТ-ийн үйлчилгээг нэвтрүүлснээр энэ түгжрэлтэй нийгэмд хэрэглэгч бүрийнхээ цаг зав, хөдөлмөрийг хөнгөвчилж чадна гэдэгт итгэлтэй байна. Хэрэглэгч таны санал шүүмж бидний цаашдын чанартай бүтээгдэхүүний хөшүүрэг болно. Цаашид нэмэгдэх өөрчлөлтүүдээр апп ашиглах заавар, зөвлөмж, илүү олон үйлчилгээ бүтээгдэхүүн, төлбөрийн хялбар шийдлүүдээр уулзацгаая. Гэрэгэ Платформыг Гэрээсээ. Gerege Platform in your hands. All users of the Gerege application are verified and trusted users, which has the advantage of creating a secure and risk-free environment. With this update: We are confident that by introducing government services (GBA) and ATS services on Gerege Kiosk, we will be able to ease the time and labor of every user in this congested society. Your feedback will be the driving force for our future quality products. Stay tuned for more updates, tips and tricks, more services, and easy payment solutions. Contract Platform from Home.

About

State Bank

Manage your finances on the go with this banking app. Access account balances, make transfers, pay bills, and apply for loans 24/7. Find ATMs and branches, and utilize helpful calculators.

Highlights
  • Account balance and transaction history
  • Interbank and intra-bank transfers
  • Utility and bill payments
  • Loan calculator and digital loans
  • ATM and branch locator
  • Exchange rate information
  • Qpay and E-money services
Features
Read full description

Шинэ дэвшилтэт технологийг нэвтрүүлэгч Төрийн банк Та ухаалаг гар утас болон таблет ашиглан Төрийн банкны үйлчилгээг 24/7 цагаар ойлгомжтой, амархан, хурдан шуурхай, найдвартайгаар авах боломжийг олгож байна. Та манай Гялсбанкны Смарт аппликейшн руу нэвтрэхдээ Интернэт банкныхаа хэрэглэгчийн нэр, нууц үгийг ашиглана. Хэрэв та манай Интернэт банкны хэрэглэгч биш бол өөрт ойр байрлах Төрийн банкны дурын салбар нэгжид хандан Интернэт банкны үйлчилгээг аваарай. Мөн зөвлөгөө мэдээлэл авахыг хүсвэл Төрийн банкны 1800-1881 дугаарт холбогдоорой. Гялсбанкны Смарт аппликейшнаар авах үйлчилгээ: - Бүх төрлийн дансныхаа үлдэгдлийг лавлах, хуулга харах - Банк дотор дансны дугаар, картын дугаар эсвэл хувийн дугаараар гүйлгээ хийх - Банк хооронд гүйлгээ хийх - Хэрэглээний /байр, цахилгаан СӨХ, утас кабель, интернэт/ төлбөрөө Гялсбанкандаа холбох, төлөх, хураангуй болон дэлгэрэнгүй хуулгаа авах - Нийгмийн даатгал, гаалийн төлбөр болон торгууль, татвар төлөх - Банкны салбар нэгж, АТМ-н байршлыг харах, - Хадгаламж болон Зээлийн тооцоолуур ашиглах - Цахим зээл авах - Гүйлгээний загвараа хадгалах - КЮПЭЙ үйлчилгээг ашиглах - Цахим төгрөг үйлчилгээг ашиглах - Кредит картын төлбөр төлөх - Гадаад гуйвуулга илгээх - Бүтээгдэхүүн, үйлчилгээнд бүртгүүлэх - Ханш лавлах гэх мэт. Шинэ дэвшилтэт технологийг нэвтрүүлэгч-Төрийн банк State Bank provides you easy, fast, secure access to 24/7 banking services on your smart phone and tablet devices. You can use your username and password of Internet banking to sign in our State bank Smart application. If you would like to sign up for Internet banking, please visit any nearby State bank branch. For more information, please contact hotline tel. 1800-1881. State bank Smart application service. - View your account balance, details of transactions - Send money using account number, card number, and personal number between State bank accounts - Make a interbank transactions - Connect and pay your Utility payment /housing fee, electricity, Homeowners Association fee, phone cable, internet/ to your State banking and receive detailed and summary statement - Social Insurance, taxes and fines payments service - Find a nearby State bank branch or ATM - Use savings and loan calculator - Digital loan - Save Transaction template - Use payment by Qpay - Use E-money service - Pay credit card bill - Send international remittance - Banking product’s - Check exchange rate. State bank- Introduction of innovative technology

Screenshots

Gepay4 screens
State Bank4 screens

Verdict

The call

The clearest difference is review sentiment: State Bank at 60% against Gepay's 0%. Gepay's advantage is update cadence (weekly vs monthly) and rating (3.9 vs 3.7). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Gepay holds the better App Store score, 3.9 against 3.7. Both are backed by a comparable volume of ratings — 11 and 19 respectively. Written reviews complicate that: 0% of Gepay's written reviews are positive against 60% of State Bank's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Gepay ships an update weekly, State Bank monthly. The most recent releases landed on October 25, 2026 and October 30, 2026 respectively.

Scorecard3 real differences · 7 level
Gepay versus State Bank: the parameters behind the verdict, then further details
ParameterGepayState Bank
PriceFreeFree
Rating3.9 (11 ratings) — better3.7 (19 ratings)
Positive reviews0.0% of reviews60.0% of reviews — better
Number of ratings1119 — better
Update frequencyWeekly — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.4 — better17.0
Further details — not scored
Size36 MB59 MB
Age rating4+4+
DeveloperGerege Systems LLCstate bank

Customer experience

Gepay

All ratings11 ratings
Positive72.7%
Neutral0.0%
Negative27.3%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

State Bank

All ratings19 ratings
Positive68.4%
Neutral5.3%
Negative26.3%
Written reviews5 reviews
Positive60.0%
Neutral0.0%
Negative40.0%

In-app purchases

None

Gepay

No in-app purchases

None

State Bank

No in-app purchases

Questions

Is Gepay free?
Gepay is free to download, with no in-app purchases.
Is State Bank free?
State Bank is free to download, with no in-app purchases.
Which has better reviews, Gepay or State Bank?
Gepay is rated higher. Gepay averages 3.9 out of 5 from 11 ratings, while State Bank averages 3.7 from 19 ratings.
Do Gepay or State Bank have ads?
Neither Gepay nor State Bank shows ads.
Which is updated more often, Gepay or State Bank?
Gepay ships an update weekly, and State Bank monthly. Most recently, Gepay was updated on October 25, 2026 and State Bank on October 30, 2026.

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