Comparison

Gepay vs Pays

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Gepay

This platform provides secure and verified transactions, offering government and transportation services to simplify daily tasks. It aims to save users time and effort by bringing essential services to their fingertips.

Highlights
  • Verified and trusted user environment
  • Access to government services
  • Access to transportation services
  • Secure and risk-free transactions
  • Easy payment solutions
Features
Read full description

Гэрэгэ Платформ таны гарт. Gerege аппликейшн-ийн хэрэглэгчид бүгд баталгаажсан найдвартай хэрэглэгчид байх ба энэ нь найдвартай эрсдэлгүй орчныг бүрдүүлж чаддагаараа давуу талтай юм. Бид энэхүү шинэчлэлээр онцолбол: Гэрэгэ Киоск дээрх төрийн үйлчилгээ( УБЕГ) болон АТҮТ-ийн үйлчилгээг нэвтрүүлснээр энэ түгжрэлтэй нийгэмд хэрэглэгч бүрийнхээ цаг зав, хөдөлмөрийг хөнгөвчилж чадна гэдэгт итгэлтэй байна. Хэрэглэгч таны санал шүүмж бидний цаашдын чанартай бүтээгдэхүүний хөшүүрэг болно. Цаашид нэмэгдэх өөрчлөлтүүдээр апп ашиглах заавар, зөвлөмж, илүү олон үйлчилгээ бүтээгдэхүүн, төлбөрийн хялбар шийдлүүдээр уулзацгаая. Гэрэгэ Платформыг Гэрээсээ. Gerege Platform in your hands. All users of the Gerege application are verified and trusted users, which has the advantage of creating a secure and risk-free environment. With this update: We are confident that by introducing government services (GBA) and ATS services on Gerege Kiosk, we will be able to ease the time and labor of every user in this congested society. Your feedback will be the driving force for our future quality products. Stay tuned for more updates, tips and tricks, more services, and easy payment solutions. Contract Platform from Home.

About

Pays

This service offers innovative loan solutions using modern technology to save you time. Borrow between 50,000 and 2,000,000 MNT with repayment terms of 3, 6, 9, 12, or 24 months, without requiring collateral.

Highlights
  • Quick loan application
  • Flexible repayment terms
  • No collateral required
  • Modern technology solutions
  • Loan amounts up to 2,000,000 MNT
Features
Read full description

Pays үйлчилгээ нь сүүлийн үеийн технологи, ухаалаг шийдлийг ашиглан таны цагыг хэмнэсэн шинэлэг шийдэл юм. НӨХЦӨЛ Харилцагч нь 50,000-2,000,000 төгрөг хүртэлх зээлийг 2 жилийн гэрээ байгуулан 3, 6, 9, 12 болон 24 сарын хугацаатай зээл авах боломжтой. Батлагдсан зээлийн төлбөрийг доорх байдлаар төлнө. ТҮГЭЭМЭЛ АСУУЛТ Хугацаандаа төлбөр төлөхгүй бол яах вэ? Хугацаандаа төлбөр хийгдээгүй тохиолдолд алданги төлөлт хийх ёстой дүн дээр нэмж тооцоно. Барьцаа хөрөнгө шаардагдах уу? Үгүй, барьцаа хөрөнгө шаардахгүй зээлийн үйлчилгээ болно

Screenshots

Gepay4 screens
Pays4 screens

Verdict

The call

The clearest difference is rating: Gepay at 3.9 against Pays's 3.0. Gepay also leads on update cadence (weekly vs every 5 weeks) and ratings volume (11 vs 2). Pays's advantage is iOS requirement (14.0 vs 16.4). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Gepay holds the better App Store score, 3.9 against 3.0. That said, the two scores are not equally well evidenced: Gepay has 11 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Gepay ships an update weekly, Pays every 5 weeks. The most recent releases landed on November 6, 2026 and October 30, 2026 respectively.

Scorecard4 real differences · 6 level
Gepay versus Pays: the parameters behind the verdict, then further details
ParameterGepayPays
PriceFreeFree
Rating3.9 (11 ratings) — better3.0 (2 ratings)
Positive reviews0.0% of reviews—
Number of ratings11 — better2
Update frequencyWeekly — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.414.0 — better
Further details — not scored
Size36 MB84 MB
Age rating4+4+
DeveloperGerege Systems LLCMain street finance NBFI LLC

Customer experience

Gepay

All ratings11 ratings
Positive72.7%
Neutral0.0%
Negative27.3%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Pays

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Gepay

No in-app purchases

None

Pays

No in-app purchases

Questions

Is Gepay free?
Gepay is free to download, with no in-app purchases.
Is Pays free?
Pays is free to download, with no in-app purchases.
Which has better reviews, Gepay or Pays?
Gepay is rated higher. Gepay averages 3.9 out of 5 from 11 ratings, while Pays averages 3.0 from 2 ratings.
Do Gepay or Pays have ads?
Neither Gepay nor Pays shows ads.
Which is updated more often, Gepay or Pays?
Gepay ships an update weekly, and Pays every 5 weeks. Most recently, Gepay was updated on November 6, 2026 and Pays on October 30, 2026.

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