Comparison

eZeel vs Pays

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

eZeel

This app offers a Buy Now, Pay Later (BNPL) service for residents of Bayan-Ölgii aimag, allowing users to split payments for goods and services. It provides a simple, fast, and reliable solution for managing purchases.

Highlights
  • Buy Now, Pay Later service
  • Split payments for purchases
  • Simple and fast solution
  • Reliable payment management
  • Available in Bayan-Ölgii aimag
Features
Read full description

Баян-Өлгий аймагт үйл ажиллагаа явуулдаг BNPL (Одоо аваад дараа төлөх) үйлчилгээтэй апп бөгөөд хэрэглэгчдэд бараа, үйлчилгээ худалдан авахдаа төлбөрөө хуваан төлөх боломжийг олгодог. Хялбар, хурдан, найдвартай шийдэл.

About

Pays

This service offers innovative loan solutions using modern technology to save you time. Borrow between 50,000 and 2,000,000 MNT with repayment terms of 3, 6, 9, 12, or 24 months, without requiring collateral.

Highlights
  • Quick loan application
  • Flexible repayment terms
  • No collateral required
  • Modern technology solutions
  • Loan amounts up to 2,000,000 MNT
Features
Read full description

Pays үйлчилгээ нь сүүлийн үеийн технологи, ухаалаг шийдлийг ашиглан таны цагыг хэмнэсэн шинэлэг шийдэл юм. НӨХЦӨЛ Харилцагч нь 50,000-2,000,000 төгрөг хүртэлх зээлийг 2 жилийн гэрээ байгуулан 3, 6, 9, 12 болон 24 сарын хугацаатай зээл авах боломжтой. Батлагдсан зээлийн төлбөрийг доорх байдлаар төлнө. ТҮГЭЭМЭЛ АСУУЛТ Хугацаандаа төлбөр төлөхгүй бол яах вэ? Хугацаандаа төлбөр хийгдээгүй тохиолдолд алданги төлөлт хийх ёстой дүн дээр нэмж тооцоно. Барьцаа хөрөнгө шаардагдах уу? Үгүй, барьцаа хөрөнгө шаардахгүй зээлийн үйлчилгээ болно

Screenshots

eZeel4 screens
Pays4 screens

Verdict

The call

The clearest difference is rating: Pays at 3.0 against eZeel's 2.3. On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Pays holds the better App Store score, 3.0 against 2.3. Both are backed by a comparable volume of ratings — 3 and 2 respectively.

UpkeepUpdate frequency

eZeel ships an update every 3 weeks, Pays every 5 weeks. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

Scorecard1 real difference · 8 level
eZeel versus Pays: the parameters behind the verdict, then further details
ParametereZeelPays
PriceFreeFree
Rating2.3 (3 ratings)3.0 (2 ratings) — better
Number of ratings3 — better2
Update frequencyEvery 3 weeks — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.614.0 — better
Further details — not scored
Size80 MB84 MB
Age rating4+4+
DeveloperUnlockFintech LLCMain street finance NBFI LLC

In-app purchases

None

eZeel

No in-app purchases

None

Pays

No in-app purchases

Questions

Is eZeel free?
eZeel is free to download, with no in-app purchases.
Is Pays free?
Pays is free to download, with no in-app purchases.
Which has better reviews, eZeel or Pays?
Pays is rated higher. eZeel averages 2.3 out of 5 from 3 ratings, while Pays averages 3.0 from 2 ratings.
Do eZeel or Pays have ads?
Neither eZeel nor Pays shows ads.
Which is updated more often, eZeel or Pays?
eZeel ships an update every 3 weeks, and Pays every 5 weeks. Most recently, eZeel was updated on November 3, 2026 and Pays on October 30, 2026.

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