SnapNPay MY vs PMO PLUS
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SnapNPay MY
Easily pay bills on the go by scanning barcodes or QR codes from selected merchants. Enter your payment details and complete transactions quickly and simply.
- Scan barcodes and QR codes
- Pay bills anywhere, anytime
- Enter payment details
- Simple and quick transactions
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A mobile application to make it easy for you to pay your bills anywhere, anytime. Just scan barcode / QR code of SnapNPay selected merchant, enter your payment details and volla! Your bill is paid. It's that simple!
PMO PLUS
Manage your investment portfolio with an intuitive interface and comprehensive analytics. Track holdings, set alerts, and access financial tools to make informed decisions and plan for your future.
- Portfolio overview
- Investment planning and monitoring
- Goal-based account designation
- Target price alerts
- Fund price and analytics
- Financial calculators
- Transaction notifications
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Developed with investors in mind, PMO PLUS comes with a new, enhanced user-friendly interface and an improved dashboard, providing investors with an overview of their portfolio holdings as well as comprehensive analytics to assist them in making informed investment decisions. With PMO PLUS, investors can: • Plan, invest and monitor their investments • Have an overview of their portfolio and investment accounts • Designate/earmark their investment accounts for specific financial goals • Set target price alerts and view the alert history for preferred funds • View fund prices and fund-related information under the Analytics feature • Receive and manage notifications on transactions, campaigns and promotions • Explore financial calculators to plan for their retirement needs • Update their profile and contact details • Learn more on financial and money management tips
Screenshots
Verdict
The clearest difference is ads: PMO PLUS at none against SnapNPay MY's shown. PMO PLUS also leads on monetization model (free vs ad-supported). SnapNPay MY's advantage is review sentiment (39% vs 21%) and iOS requirement (12.4 vs 15.0). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SnapNPay MY ships an update fortnightly, PMO PLUS every 4 weeks. The most recent releases landed on October 20, 2026 and October 29, 2026 respectively.
| Parameter | SnapNPay MY | PMO PLUS |
|---|---|---|
| Price | Free | Free |
| Rating | — | 2.6 (5 ratings) — better |
| Positive reviews | 38.9% of reviews — better | 21.4% of reviews |
| Number of ratings | — | 5 — better |
| Update frequency | Fortnightly — better | Every 4 weeks |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.4 — better | 15.0 |
| Further details — not scored | ||
| Size | 28 MB | 40 MB |
| Age rating | 4+ | 4+ |
| Developer | Tulus Digital Sdn Bhd | Public Mutual Bhd |
Customer experience
SnapNPay MY
PMO PLUS
Bugs and requests
SnapNPay MY
Not enough reviews yet to summarise bugs or requests.
PMO PLUS
Reported bugs
29 issues- Unable to log in after update
- Confusing and frustrating authentication loop
- Cannot log in another account
- Securesign doesn't work
- Push notification not showing
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- App won't open
- App crashed mid-payment
- App suddenly crashed when viewing analytics
- App does not launch after update
- Service temporarily unavailable
- System is down frequently
- App keeps getting stuck at the start
- Lagging and needs restart for fund analysis chart
- Unable to change user ID and password
- Loading error on login, portfolio, top up, DDA
- App always stuck at one page
- App freezes suddenly
- App freezes regularly
- Hanging on the front page after login
- Floating transactions not showing up after payment
- Application always stuck, no response during transaction or opening tabs
- Screens didn't load successfully
- Blank page when login
- Page keeps freezing
- Screen freezes after tapping features
- Error on first run, exits by itself
- Did not receive PAC after waiting
- Slow loading, interface not smooth
- App crashes from time to time
Requested features
17 requests- Add new funds notification
- Ability to see statement directly in App
- Include pie chart of investment breakdown
- Auto rotate screen for iPad
- Change app icon to be more futuristic
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- Allow redemption of funds directly in the app
- Add biometric login (Face ID, Touch ID, fingerprint)
- Include full transaction features like switching and redemption
- Improve user experience
- Make SecureSign accessible after login
- Allow users to top up easily
- Add repurchase function
- Improve app stability
- Improve UI and navigation
- Add Face ID
- Add TouchID and FaceID
- Implement fingerprint login
In-app purchases
SnapNPay MY
No in-app purchases
PMO PLUS
No in-app purchases
