OCBC Malaysia vs PMO PLUS
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OCBC Malaysia
Manage your finances on the go with a comprehensive mobile banking app. Access accounts, make payments, invest, and manage cards securely. Features include biometric login, e-statements, and instant card activation.
- Biometric login (facial recognition, fingerprint)
- Account dashboard overview
- Online e-Statements
- Funds transfer (DuitNow, IBG)
- QR code payments and requests
- Unit trust and foreign exchange trading
- Instant credit card activation
- Secure OTP generation (OneToken)
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Manage your money with ease anytime, anywhere with OCBC Malaysia Mobile Banking. Accounts and e-Statements: - OCBC 360 and 360-i Account: Earn high bonus interest/profit when you deposit, pay and spend with this account. - Biometric login: Login seamlessly using facial recognition (OneLook) or your fingerprint (OneTouch). - Account dashboard: Get an overview of your deposit accounts, credit cards, loans and investments. - e-Statements: Go green! Manage and view your account statements online. Payments and Transfers: - Funds transfer: Send money with ease in Malaysia via DuitNow or Interbank GIRO (IBG). - Pay bills: Pay utility bills or set future-dated payments to stay ahead and avoid late payment penalties. - QR payments: Go cashless by scanning the DuitNow QR code at any participating merchants or import from Photos. Receive money by generating your very own QR code. - Request money: Request money using DuitNow ID such as mobile number, NRIC or account number. Investment: - Unit trust: Select a fund of your choice, view fund details and buy or sell funds, anytime anywhere. - Foreign Exchange: Buy and sell foreign currencies with up to 10 major foreign currencies, 24/7. Manage your money: - Place FD: Let your money work harder for you! - Money In$ights: Smart spend tracker so you can track and manage your money seamlessly. Card Services: - Activate your credit card instantly via our app. - Set PIN: Create or change your debit and credit card PIN. Security: - OneToken: Generate an OTP securely within the app while you are on the go. - Kill Switch: Suspend your accounts, cards and digital banking access immediately. Don’t have an OCBC Online Banking Login ID and Password yet? Visit http://www.ocbc.com.my to register.
PMO PLUS
Manage your investment portfolio with an intuitive interface and comprehensive analytics. Track holdings, set alerts, and access financial tools to make informed decisions and plan for your future.
- Portfolio overview
- Investment planning and monitoring
- Goal-based account designation
- Target price alerts
- Fund price and analytics
- Financial calculators
- Transaction notifications
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Developed with investors in mind, PMO PLUS comes with a new, enhanced user-friendly interface and an improved dashboard, providing investors with an overview of their portfolio holdings as well as comprehensive analytics to assist them in making informed investment decisions. With PMO PLUS, investors can: • Plan, invest and monitor their investments • Have an overview of their portfolio and investment accounts • Designate/earmark their investment accounts for specific financial goals • Set target price alerts and view the alert history for preferred funds • View fund prices and fund-related information under the Analytics feature • Receive and manage notifications on transactions, campaigns and promotions • Explore financial calculators to plan for their retirement needs • Update their profile and contact details • Learn more on financial and money management tips
Screenshots
Verdict
The clearest difference is rating: OCBC Malaysia at 4.4 against PMO PLUS's 3.0. OCBC Malaysia also leads on ratings volume (100 vs 4). PMO PLUS's advantage is review sentiment (21% vs 13%) and device support (3 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
OCBC Malaysia holds the better App Store score, 4.4 against 3.0. That said, the two scores are not equally well evidenced: OCBC Malaysia has 100 ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 13% of OCBC Malaysia's written reviews are positive against 21% of PMO PLUS's, so the app with the better star average is not the one people write more warmly about.
OCBC Malaysia ships an update monthly, PMO PLUS every 4 weeks. The most recent releases landed on September 23, 2026 and August 1, 2026 respectively.
| Parameter | OCBC Malaysia | PMO PLUS |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (100 ratings) — better | 3.0 (4 ratings) |
| Positive reviews | 13.0% of reviews | 21.4% of reviews — better |
| Number of ratings | 100 — better | 4 |
| Update frequency | Monthly | Every 4 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 229 MB | 40 MB |
| Age rating | 4+ | 4+ |
| Developer | Oversea-Chinese Banking Corporation Limited | Public Mutual Berhad |
Customer experience
OCBC Malaysia
PMO PLUS
In-app purchases
OCBC Malaysia
No in-app purchases
PMO PLUS
No in-app purchases
Questions
Is OCBC Malaysia free?
Is PMO PLUS free?
Which has better reviews, OCBC Malaysia or PMO PLUS?
Do OCBC Malaysia or PMO PLUS have ads?
Which is updated more often, OCBC Malaysia or PMO PLUS?
Other comparisons
