OCBC Malaysia vs AmOnline
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OCBC Malaysia
Manage your finances on the go with a comprehensive mobile banking app. Access accounts, make payments, invest, and manage cards securely. Features include biometric login, e-statements, and instant card activation.
- Biometric login (facial recognition, fingerprint)
- Account dashboard overview
- Online e-Statements
- Funds transfer (DuitNow, IBG)
- QR code payments and requests
- Unit trust and foreign exchange trading
- Instant credit card activation
- Secure OTP generation (OneToken)
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Manage your money with ease anytime, anywhere with OCBC Malaysia Mobile Banking. Accounts and e-Statements: - OCBC 360 and 360-i Account: Earn high bonus interest/profit when you deposit, pay and spend with this account. - Biometric login: Login seamlessly using facial recognition (OneLook) or your fingerprint (OneTouch). - Account dashboard: Get an overview of your deposit accounts, credit cards, loans and investments. - e-Statements: Go green! Manage and view your account statements online. Payments and Transfers: - Funds transfer: Send money with ease in Malaysia via DuitNow or Interbank GIRO (IBG). - Pay bills: Pay utility bills or set future-dated payments to stay ahead and avoid late payment penalties. - QR payments: Go cashless by scanning the DuitNow QR code at any participating merchants or import from Photos. Receive money by generating your very own QR code. - Request money: Request money using DuitNow ID such as mobile number, NRIC or account number. Investment: - Unit trust: Select a fund of your choice, view fund details and buy or sell funds, anytime anywhere. - Foreign Exchange: Buy and sell foreign currencies with up to 10 major foreign currencies, 24/7. Manage your money: - Place FD: Let your money work harder for you! - Money In$ights: Smart spend tracker so you can track and manage your money seamlessly. Card Services: - Activate your credit card instantly via our app. - Set PIN: Create or change your debit and credit card PIN. Security: - OneToken: Generate an OTP securely within the app while you are on the go. - Kill Switch: Suspend your accounts, cards and digital banking access immediately. Don’t have an OCBC Online Banking Login ID and Password yet? Visit http://www.ocbc.com.my to register.
AmOnline
Manage your finances and everyday banking with this secure mobile app. Features include quick balance checks, money transfers, bill payments, and applying for new financial products. Link loyalty programs and investment accounts for a comprehensive financial overview.
- Quick balance checks
- Money transfers and bill payments
- Apply for new financial products
- Link loyalty programs (BonusLink)
- Manage ASNB and Tabung Haji accounts
- Enhanced security features (AmSecure, Kill Switch)
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AmOnline is the only mobile banking app you need to manage your finances and everyday banking conveniently. With strong focus on security, your money is safe with us. -- Banking with AmOnline QUICK BALANCE Discreetly check your balance anytime, anywhere. SEARCH ASSISTANT Search for the features you need. QUICK ACTIONS Transfer money, pay bills, AmSecure Authorisation and more at your fingertips. DUITNOW Use DuitNow as a convenient way to send, request, and receive money instantly via any DuitNow ID. APPLY FOR SERVICES Apply for new products easily, whether you want to save, invest, borrow or insure/protect on the new AmOnline. -- More than Banking BONUSLINK Link your BonusLink membership to AmOnline. Convert your BonusLink Points to cash instantly. ASNB Link your ASNB account to AmOnline so you can purchase, top up and keep track of your ASNB funds. TABUNG HAJI Plan your Hajj with ease by linking your Tabung Haji account to AmOnline. Track your savings progress and Hajj status. -- Better Security AMSECURE & DEVICE BINDING We keep your money safe and ensure only you can approve transactions from a single device. COOLING-OFF PERIOD A 12-hour cooling-off period applies when you log in for the first time on a new device. KILL SWITCH Suspect fraud? Instantly suspend your AmOnline and AmBank cards.
Screenshots
Verdict
The clearest difference is rating: AmOnline at 5.0 against OCBC Malaysia's 4.4. OCBC Malaysia's advantage is ratings volume (100 vs 5). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AmOnline holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: OCBC Malaysia has 100 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 13% of OCBC Malaysia's written reviews are positive against 14% of AmOnline's.
OCBC Malaysia ships an update monthly, AmOnline every 3 weeks. The most recent releases landed on September 23, 2026 and September 24, 2026 respectively.
| Parameter | OCBC Malaysia | AmOnline |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (100 ratings) | 5.0 (5 ratings) — better |
| Positive reviews | 13.0% of reviews | 14.3% of reviews — better |
| Number of ratings | 100 — better | 5 |
| Update frequency | Monthly | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 229 MB | 138 MB |
| Age rating | 4+ | 4+ |
| Developer | Oversea-Chinese Banking Corporation Limited | AmBank (M) Berhad |
Customer experience
OCBC Malaysia
AmOnline
In-app purchases
OCBC Malaysia
No in-app purchases
AmOnline
No in-app purchases
Questions
Is OCBC Malaysia free?
Is AmOnline free?
Which has better reviews, OCBC Malaysia or AmOnline?
Do OCBC Malaysia or AmOnline have ads?
Which is updated more often, OCBC Malaysia or AmOnline?
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