AmOnline vs CIMB OCTO MY
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AmOnline
Manage your finances and everyday banking with this secure mobile app. Features include quick balance checks, money transfers, bill payments, and applying for new financial products. Link loyalty programs and investment accounts for a comprehensive financial overview.
- Quick balance checks
- Money transfers and bill payments
- Apply for new financial products
- Link loyalty programs (BonusLink)
- Manage ASNB and Tabung Haji accounts
- Enhanced security features (AmSecure, Kill Switch)
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AmOnline is the only mobile banking app you need to manage your finances and everyday banking conveniently. With strong focus on security, your money is safe with us. -- Banking with AmOnline QUICK BALANCE Discreetly check your balance anytime, anywhere. SEARCH ASSISTANT Search for the features you need. QUICK ACTIONS Transfer money, pay bills, AmSecure Authorisation and more at your fingertips. DUITNOW Use DuitNow as a convenient way to send, request, and receive money instantly via any DuitNow ID. APPLY FOR SERVICES Apply for new products easily, whether you want to save, invest, borrow or insure/protect on the new AmOnline. -- More than Banking BONUSLINK Link your BonusLink membership to AmOnline. Convert your BonusLink Points to cash instantly. ASNB Link your ASNB account to AmOnline so you can purchase, top up and keep track of your ASNB funds. TABUNG HAJI Plan your Hajj with ease by linking your Tabung Haji account to AmOnline. Track your savings progress and Hajj status. -- Better Security AMSECURE & DEVICE BINDING We keep your money safe and ensure only you can approve transactions from a single device. COOLING-OFF PERIOD A 12-hour cooling-off period applies when you log in for the first time on a new device. KILL SWITCH Suspect fraud? Instantly suspend your AmOnline and AmBank cards.
CIMB OCTO MY
Manage your finances securely and conveniently from anywhere. Check balances, transfer funds, pay bills, and control your cards. Invest and manage wealth on the go, with enhanced security features for peace of mind.
- Account balance checks
- Fund transfers (local & foreign)
- Bill payments (JomPAY)
- Prepaid mobile top-ups
- QR payments
- eFixed Deposits & investments
- SecureTAC transaction approval
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The CIMB OCTO MY App is packed with services that help you stay on top of your banking safely and easily, wherever you are. What you can do with CIMB OCTO MY: Account Management & Controls • Check balances and manage Current, Savings, Credit Card, Loan and Investment accounts • Make local and foreign fund transfers • Set CIMB Clicks, ATM and Credit Card limits • Activate cards, change PINs, freeze/unfreeze cards, manage spending controls and more • Link Credit Cards and CIMB Singapore Accounts Payments • Pay bills with JomPAY • Pay CIMB and other banks' cards and loans • Top up prepaid mobile services • Make QR payments across Malaysia, Singapore, Thailand, Indonesia and Cambodia • Manage DuitNow AutoDebit and DuitNow Request Wealth Management • Place and manage eFixed Deposit/-i (eFD/-i) and eTerm Investment Account-i (eTIA-i) • Manage ASNB and Unit Trust investments via MyWealth Security • Approve transactions securely with SecureTAC • Lock your CIMB Clicks ID instantly when needed Other Feature/Services • OCTO Widget for quick access to key banking functions • Apply for Personal Loans, Cash Advance and more • Contact us via Mailbox • Update TIN details for e-Invoices • Access Extra Care support services • Update email addresses for transaction alerts Personalisation • Customisable Quick Balance and Quick Menu • Save favourite billers and recipients • Quick Payment with biometric authentication or 6-digit passcode We will continue to add more features and improve based on your feedback. Contact us @ https://www.cimb.com.my/en/personal/help-support/contact-us.html For more information, visit www.cimb.com.my/cimbocto
Screenshots
Verdict
AmOnline and CIMB OCTO MY both sit at 5.0 stars, but that hides the real split: 67% of CIMB OCTO MY's written reviews are positive against 14% of AmOnline's. CIMB OCTO MY also leads on ratings volume (475 vs 5). AmOnline's advantage is update cadence (every 3 weeks vs every 6 weeks). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for AmOnline against 4.9 for CIMB OCTO MY. That said, the two scores are not equally well evidenced: CIMB OCTO MY has 475 ratings behind it against 5, so its average is the more settled of the two. Written reviews are what separate them: 14% of AmOnline's written reviews are positive against 67% of CIMB OCTO MY's.
AmOnline ships an update every 3 weeks, CIMB OCTO MY every 6 weeks. The most recent releases landed on September 24, 2026 and September 18, 2026 respectively.
| Parameter | AmOnline | CIMB OCTO MY |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (5 ratings) — better | 4.9 (475 ratings) |
| Positive reviews | 14.3% of reviews | 67.1% of reviews — better |
| Number of ratings | 5 | 475 — better |
| Update frequency | Every 3 weeks — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 — better | 16 |
| Further details — not scored | ||
| Size | 138 MB | 122 MB |
| Age rating | 4+ | 4+ |
| Developer | AmBank (M) Berhad | CIMB Bank Berhad |
Customer experience
AmOnline
CIMB OCTO MY
In-app purchases
AmOnline
No in-app purchases
CIMB OCTO MY
No in-app purchases
Questions
Is AmOnline free?
Is CIMB OCTO MY free?
Which has better reviews, AmOnline or CIMB OCTO MY?
Do AmOnline or CIMB OCTO MY have ads?
Which is updated more often, AmOnline or CIMB OCTO MY?
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