CIMB OCTO MY vs BIMB Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CIMB OCTO MY
Manage your finances securely and conveniently from anywhere. Check balances, transfer funds, pay bills, and control your cards. Invest and manage wealth on the go, with enhanced security features for peace of mind.
- Account balance checks
- Fund transfers (local & foreign)
- Bill payments (JomPAY)
- Prepaid mobile top-ups
- QR payments
- eFixed Deposits & investments
- SecureTAC transaction approval
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The CIMB OCTO MY App is packed with services that help you stay on top of your banking safely and easily, wherever you are. What you can do with CIMB OCTO MY: Account Management & Controls • Check balances and manage Current, Savings, Credit Card, Loan and Investment accounts • Make local and foreign fund transfers • Set CIMB Clicks, ATM and Credit Card limits • Activate cards, change PINs, freeze/unfreeze cards, manage spending controls and more • Link Credit Cards and CIMB Singapore Accounts Payments • Pay bills with JomPAY • Pay CIMB and other banks' cards and loans • Top up prepaid mobile services • Make QR payments across Malaysia, Singapore, Thailand, Indonesia and Cambodia • Manage DuitNow AutoDebit and DuitNow Request Wealth Management • Place and manage eFixed Deposit/-i (eFD/-i) and eTerm Investment Account-i (eTIA-i) • Manage ASNB and Unit Trust investments via MyWealth Security • Approve transactions securely with SecureTAC • Lock your CIMB Clicks ID instantly when needed Other Feature/Services • OCTO Widget for quick access to key banking functions • Apply for Personal Loans, Cash Advance and more • Contact us via Mailbox • Update TIN details for e-Invoices • Access Extra Care support services • Update email addresses for transaction alerts Personalisation • Customisable Quick Balance and Quick Menu • Save favourite billers and recipients • Quick Payment with biometric authentication or 6-digit passcode We will continue to add more features and improve based on your feedback. Contact us @ https://www.cimb.com.my/en/personal/help-support/contact-us.html For more information, visit www.cimb.com.my/cimbocto
BIMB Mobile
Manage your finances effortlessly with this comprehensive banking app. It offers secure login, bill payments, fund transfers, and donation options. Stay updated with real-time transaction alerts and manage your accounts from a single, intuitive dashboard.
- Quick & Secure Biometric Login
- Intuitive Dashboard for Account Management
- Secure Transaction Authorization (BIMB Secure)
- Instant Bill Payments & Prepaid Reloads
- Seamless Funds Transfer (DuitNow)
- DuitNow QR for Payments & Receipts
- Tabung Haji Savings Management
- Real-time Transaction Push Notifications
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Welcome to BIMB Mobile - Your Trusted Mobile Banking Partner Bank smarter with BIMB Mobile, your all-in-one banking app for effortless financial management. With a sleek new design and an enhanced user experience, managing your banking tasks has never been easier. Key Features 1. Quick & Secure Login Access your account with ease using biometric login. Enjoy faster, more secure access with Face ID or fingerprint recognition for worry-free banking. 2. Refreshed Dashboard Navigate your finances with an all-new, intuitive dashboard. Manage your accounts, view transaction history, track your wealth, financing, and card services—all from one simple screen. 3. BIMB Secure for Peace of Mind Authorize your transactions safely with BIMB Secure, replacing GO Secure. Control your banking with enhanced security measures and get real-time transaction alerts for a safer banking experience. 4. Pay to Billers Settle bills, credit card payments, or financing accounts instantly. BIMB Mobile makes paying bills quick, easy, and secure. 5. Prepaid Reload Recharge prepaid mobile numbers in just a few taps—fast and convenient, so you can always stay connected. 6. Sadaqa Donate to trusted foundations and organizations directly from the app. With BIMB, making a meaningful contribution has never been easier. 7. JomPAY Pay your bills to over 10,000 billers effortlessly with JomPAY. Skip the queue and take care of payments from wherever you are. 8. Funds Transfer Sending money to friends or family is seamless. Use DuitNow to transfer funds instantly using just a mobile number. 9. DuitNow QR Pay to merchants who accept DuitNow QR, Malaysia’s national QR payment standard. Use "Scan & Pay" for easy purchases, or "Scan Me" to receive payments from others instantly. 10. Tabung Haji Track and manage your Tabung Haji savings effortlessly. View balances, deposit funds, and save for your Hajj journey with ease. 11. Push Notifications Get instant notifications for every transaction. Stay on top of your banking activities, in real-time. 12. Share Transaction Receipts Easily share receipts with others via email, WhatsApp, or messaging apps after every transaction. More Features at Your Fingertips Update Profile: Manage your personal details quickly. Change Transaction Limits: Adjust your transaction limits to suit your banking needs. Latest Promotions: Stay informed of the latest deals and promotions from Bank Islam. Enhanced Security and Control: The BIMB Mobile app offers advanced security features: Biometric Login for added protection. BIMB Secure for safe transaction authorization. Kill Switch to immediately disable your account in case of suspicious activity. Permissions Required: The app may request access to: Camera: To update your profile picture. Contacts: To read and modify your contact list. Location: To find the nearest Bank Islam branch or ATM. Phone & Storage: For secure calls to our contact center and storing app data on your device. Experience the future of banking with BIMB. Download now and enjoy the freedom of managing your finances on the go!
Screenshots
Verdict
The clearest difference is rating: CIMB OCTO MY at 4.9 against BIMB Mobile's 2.3. CIMB OCTO MY also leads on ratings volume (477 vs 3) and review sentiment (67% vs 51%). BIMB Mobile's advantage is iOS requirement (13.0 vs 16). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CIMB OCTO MY holds the better App Store score, 4.9 against 2.3. That said, the two scores are not equally well evidenced: CIMB OCTO MY has 477 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 67% of CIMB OCTO MY's written reviews are positive against 51% of BIMB Mobile's.
CIMB OCTO MY ships an update every 2 months, BIMB Mobile monthly. Both last shipped on October 30, 2026.
| Parameter | CIMB OCTO MY | BIMB Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (477 ratings) — better | 2.3 (3 ratings) |
| Positive reviews | 66.7% of reviews — better | 51.0% of reviews |
| Number of ratings | 477 — better | 3 |
| Update frequency | Every 2 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 16 | 13.0 — better |
| Further details — not scored | ||
| Size | 124 MB | 144 MB |
| Age rating | 4+ | 4+ |
| Developer | CIMB Bank Berhad | Bank Islam Malaysia Bhd |
Customer experience
CIMB OCTO MY
BIMB Mobile
Bugs and requests
CIMB OCTO MY
Not enough reviews yet to summarise bugs or requests.
BIMB Mobile
Reported bugs
27 issues- System always down during urgent times
- Stupid authorization from device that doesn't have cancel button
- System updated for payee was not captured real-time
- Balance doesn't refresh automatically
- Login verification step repeated many times
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- Unannounced maintenance causing transaction failures
- QR not working for days
- Duitnow transaction more complicated
- Payment online not going through
- App stuck on opening, not processing to next interface
- Account amount display not showing true balance on home page
- Inactive program timeout needs revision
- QR transaction takes a long time to process
- No refresh option for account balance
- Transfer problem: 'Debiting List is empty (TRX_V1041)'
- Force UPDATE is killing the UX
- Transaction details for transfers are missing remarks
- UI issue for writing reference during transfer on iOS
- Favorite transfer lists not fully migrated and duplicated
- Virtual keyboard hides NEXT button during transfers
- Online banking password incorrect after downloading app
- Cannot change BIMB Secure device
- Payment authorization always failed
- Unable to download E statement for credit card
- App goes blank after successful transaction/add favorite account
- Sudden vanishing of bank accounts and dashboard issues
- Login issues after app update
Requested features
11 requests- Add dark mode option
- Improve real-time updates for payee and due dates
- Allow users to see full transaction history (not just by month)
- Instant notifications for money received
- Improve login process, reduce multiple verifications
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- Add a refresh option for account balance
- Retain ability to select favorite accounts and sort them
- Allow switching between business and personal accounts in one app
- Add more detailed transaction history with references
- Make NEXT button visible during transfers
- Improve font size consistency
In-app purchases
CIMB OCTO MY
No in-app purchases
BIMB Mobile
No in-app purchases
