Comparison

AmOnline vs KWSP i

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AmOnline

Manage your finances and everyday banking with this secure mobile app. Features include quick balance checks, money transfers, bill payments, and applying for new financial products. Link loyalty programs and investment accounts for a comprehensive financial overview.

Highlights
  • Quick balance checks
  • Money transfers and bill payments
  • Apply for new financial products
  • Link loyalty programs (BonusLink)
  • Manage ASNB and Tabung Haji accounts
  • Enhanced security features (AmSecure, Kill Switch)
Features
Read full description

AmOnline is the only mobile banking app you need to manage your finances and everyday banking conveniently. With strong focus on security, your money is safe with us. -- Banking with AmOnline QUICK BALANCE Discreetly check your balance anytime, anywhere. SEARCH ASSISTANT Search for the features you need. QUICK ACTIONS Transfer money, pay bills, AmSecure Authorisation and more at your fingertips. DUITNOW Use DuitNow as a convenient way to send, request, and receive money instantly via any DuitNow ID. APPLY FOR SERVICES Apply for new products easily, whether you want to save, invest, borrow or insure/protect on the new AmOnline. -- More than Banking BONUSLINK Link your BonusLink membership to AmOnline. Convert your BonusLink Points to cash instantly. ASNB Link your ASNB account to AmOnline so you can purchase, top up and keep track of your ASNB funds. TABUNG HAJI Plan your Hajj with ease by linking your Tabung Haji account to AmOnline. Track your savings progress and Hajj status. -- Better Security AMSECURE & DEVICE BINDING We keep your money safe and ensure only you can approve transactions from a single device. COOLING-OFF PERIOD A 12-hour cooling-off period applies when you log in for the first time on a new device. KILL SWITCH Suspect fraud? Instantly suspend your AmOnline and AmBank cards.

About

KWSP i

Manage your EPF savings and retirement planning in one place. Track account information, make contributions, and process transactions securely. Features include a retirement calculator and financial tips.

Highlights
  • Manage EPF savings
  • Make voluntary contributions
  • Track account statements and history
  • Retirement calculator
  • Secure transaction authorization
  • Apply for withdrawals
  • Manage nomination details
Features
Read full description

Take control of your EPF savings anytime, anywhere with the KWSP i-Akaun app. Manage Your Savings • Register as an EPF member and activate your i-Akaun • Check your savings balance and contribution history • Make voluntary contributions for yourself or eligible members • Switch to Simpanan Shariah and manage your preferences Access EPF Services • Apply for eligible withdrawals online, including Akaun Fleksibel and other withdrawal types • Track withdrawal application status • Make and manage nominations • Contribute to your spouse’s retirement savings through i-Sayang • Access investment services through i-Invest • Purchase insurance or takaful through i-Lindung Plan Ahead • View and download statements and transaction records • Set retirement goals with the Retirement Goal Calculator • Receive personalised financial tips and updates Secure Access • Sign in securely using biometric authentication • Authorise transactions with i-Akaun Secure For Non-Malaysian Citizen Employees • Register and activate the KWSP i-Akaun app • Apply for Akaun Fleksibel withdrawals through the app Update to the latest version of the KWSP i-Akaun app and enjoy the newest features and improvements.

Screenshots

AmOnline4 screens
KWSP i4 screens

Verdict

The call

AmOnline and KWSP i both sit at 5.0 stars, but that hides the real split: 14% of AmOnline's written reviews are positive against 4% of KWSP i's. On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for AmOnline against 5.0 for KWSP i. Both are backed by a comparable volume of ratings — 5 and 3 respectively. Written reviews are what separate them: 14% of AmOnline's written reviews are positive against 4% of KWSP i's.

UpkeepUpdate frequency

AmOnline ships an update every 3 weeks, KWSP i fortnightly. Both last shipped on November 3, 2026.

Scorecard1 real difference · 9 level
AmOnline versus KWSP i: the parameters behind the verdict, then further details
ParameterAmOnlineKWSP i
PriceFreeFree
Rating5.0 (5 ratings)5.0 (3 ratings)
Positive reviews14.3% of reviews — better4.4% of reviews
Number of ratings5 — better3
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size140 MB132 MB
Age rating4+4+
DeveloperAmBank (M) BerhadKumpulan Wang Simpanan Pekerja (KWSP)

Customer experience

AmOnline

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews7 reviews
Positive14.3%
Neutral0.0%
Negative85.7%

KWSP i

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews45 reviews
Positive4.4%
Neutral2.2%
Negative93.3%

Bugs and requests

AmOnline

Not enough reviews yet to summarise bugs or requests.

KWSP i

Reported bugs

16 issues
  • Keyboard stops working during registration
  • App prompts for update when already updated
  • Login button unresponsive
  • App crashes after entering credentials
  • Unable to receive TAC codes
Show 11 more
  • TAC codes received from incorrect country code
  • MyKad scanning fails with 'picture is not clear' error
  • Registration fails due to unreadable IC
  • App crashes during selfie stage of registration
  • Login screen freezes or goes blank
  • Password incorrectly flagged as wrong after successful login
  • Unable to log in after logging out or inactivity
  • Cannot log in after update
  • Cannot reset password
  • App requires Malaysian mobile number for changes, inaccessible overseas
  • Old app features (like i-invest) missing in new app

Requested features

8 requests
  • Add i-invest feature
  • Allow login with username and password
  • Improve MyKad scanning accuracy
  • Fix TAC code issues
  • Allow pasting in login page
Show 3 more
  • Add logout button (initially missing)
  • Improve system to be less troublesome
  • Provide instructions for updates

In-app purchases

None

AmOnline

No in-app purchases

None

KWSP i

No in-app purchases

Questions

Is AmOnline free?
AmOnline is free to download, with no in-app purchases.
Is KWSP i free?
KWSP i is free to download, with no in-app purchases.
Which has better reviews, AmOnline or KWSP i?
AmOnline and KWSP i are both rated 5.0 out of 5 on the App Store, from 5 and 3 ratings respectively.
Do AmOnline or KWSP i have ads?
Neither AmOnline nor KWSP i shows ads.
Which is updated more often, AmOnline or KWSP i?
AmOnline ships an update every 3 weeks, and KWSP i fortnightly. Most recently, AmOnline was updated on November 3, 2026 and KWSP i on November 3, 2026.

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