VPS SmartOne vs VNPAY App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
VPS SmartOne
This platform offers a comprehensive suite of financial management tools for investments, wealth management, and payment services. It provides real-time market insights, investment advice, and secure transaction processing for a streamlined user experience.
- Integrated financial management
- Investment and wealth management
- Payment services
- Real-time market view and advice
- Secure transactions
- Transaction notifications and updates
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VPS SmartOne is an all in one financial management platform that fulfills different investment needs, wealth management and payment services. - A comprehensive feature set which integrates all necessary financial solutions in a super high security level in order to feature a streamlined user experience. - Stay up to date with a real time and comprehensive view on the market, and investment advises. - State of the art technology at every stage of your investing experience ensuring seamless and accurate transactions. - Manage your investments, get notified on new transactions, and real time updates on news and services.
VNPAY App
This app is a comprehensive payment and shopping platform integrating transportation, entertainment, and retail. It offers multiple secure payment options and a wide range of services for daily life, including shopping, booking travel, and purchasing entertainment tickets.
- Multiple secure payment methods
- QR code scanning
- Online shopping on VnShop
- Book taxis, flights, trains, buses
- Purchase movie and event tickets
- Buy now, pay later services
- Consumer loans
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What’s New in the VNPAY App? VNPAY is a multi-utility payment and shopping app that integrates transportation, entertainment, and shopping, catering to all aspects of daily life with various payment methods and funding sources. Fast and Convenient Payments The VNPAY app supports multiple secure and convenient payment methods: VNPAY e-wallet VNPAY-QR code scanning ATM cards, international cards Apple Pay Postpaid services Unlimited Utility Ecosystem Enjoy a seamless shopping, transportation, and entertainment experience with maximum convenience and efficiency: Easy shopping on VnShop – Authentic products at great prices with daily promotions. Effortless transportation – Quickly book taxis, motorbikes, flights, trains, and buses in just a few minutes. Convenient entertainment – Book movie tickets, amusement park tickets, and event passes with just a few taps. Financial Flexibility and Smart Spending VNPAY provides diverse financial solutions to help users manage their expenses flexibly: Postpaid services – Buy now, pay later. Consumer loans – Access flexible credit without income proof, approval within 2 minutes, with limits up to 50 million VND (*). (*) The loan service is provided and managed by VNPAY’s partners on the VNPAY platform. Customer Support If you need assistance, please contact us: Hotline: 1900 5555 77 (8 AM - 10 PM, Monday - Sunday) Email: hotro@vnpay.vn Vietnam Payment Solutions Joint Stock Company (VNPAY) Address: 8th Floor, No. 22 Lang Ha Street, Lang Ha Ward, Dong Da District, Hanoi.
Screenshots
Verdict
The clearest difference is rating: VNPAY App at 4.3 against VPS SmartOne's 2.6. VNPAY App also leads on review sentiment (55% vs 16%) and ratings volume (660 vs 58). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
VNPAY App holds the better App Store score, 4.3 against 2.6. That said, the two scores are not equally well evidenced: VNPAY App has 660 ratings behind it against 58, so its average is the more settled of the two. Written reviews point the same way: 16% of VPS SmartOne's written reviews are positive against 55% of VNPAY App's.
VPS SmartOne ships an update every 9 days, VNPAY App every 10 days. The most recent releases landed on October 23, 2026 and October 22, 2026 respectively.
| Parameter | VPS SmartOne | VNPAY App |
|---|---|---|
| Price | Free | Free |
| Rating | 2.6 (58 ratings) | 4.3 (660 ratings) — better |
| Positive reviews | 15.6% of reviews | 55.1% of reviews — better |
| Number of ratings | 58 | 660 — better |
| Update frequency | Every 9 days — better | Every 10 days |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 343 MB | 508 MB |
| Age rating | 4+ | 4+ |
| Developer | VPS SECURITIES JSC | VNPAY |
Customer experience
VPS SmartOne
VNPAY App
Bugs and requests
VPS SmartOne
Not enough reviews yet to summarise bugs or requests.
VNPAY App
Reported bugs
3 issues- Frequent connection errors
- Issues with payment processing and refunds
- App crashes during transactions
Requested features
3 requests- Expand merchant network to accept VNPAY QR
- Improve in-app support and troubleshooting
- Allow more flexibility in identity verification
In-app purchases
VPS SmartOne
No in-app purchases
VNPAY App
No in-app purchases
