Comparison

FNB Waterloo vs ccbankil

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FNB Waterloo

Manage your bank accounts securely and conveniently from your mobile device. Check balances, view transactions, transfer funds, and deposit checks by taking pictures. Get started easily with your existing online banking credentials.

Highlights
  • Check account balances
  • View recent transactions
  • Transfer money between accounts
  • Deposit checks by snapping a picture
  • View deposit history
Features
Read full description

Bank conveniently and securely with First National Bank of Waterloo Mobile Banking. Now you can manage your finances anytime, anywhere – from your mobile device. Manage Your Accounts: • Check account balances • View recent transactions, including check images • Transfer money between accounts • Deposit Checks • Deposit checks by snapping a picture of each check • View deposit history in the app Getting started is easy. Simply download the app and sign on with your user credentials. For more information, about First National Bank of Waterloo mobile services, please visit https://www.fnbwaterloo.com or call us at 618-939-6194. *Carrier’s data rates may apply

About

ccbankil

Aggregate all your financial accounts into one secure view. Manage transactions, set alerts, make payments, transfer funds, and deposit checks. This app helps you stay on top of your finances with ease.

Highlights
  • Aggregate financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • Manage debit cards
  • View monthly statements
Features
Read full description

ccbankil is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with ccbankil: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the ccbankil app, you must be enrolled as a Citizens Community Bank digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

Screenshots

FNB Waterloo4 screens
ccbankil4 screens

Verdict

The call

The clearest difference is review sentiment: ccbankil at 100% against FNB Waterloo's 17%. ccbankil also leads on ads (none vs shown) and update cadence (monthly vs every 4 months). FNB Waterloo's advantage is monetization model (free vs free with in-app purchases) and ratings volume (1.3K vs 318). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ccbankil holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 1.3K and 318 respectively. Written reviews point the same way: 17% of FNB Waterloo's written reviews are positive against 100% of ccbankil's.

UpkeepUpdate frequency

FNB Waterloo ships an update every 4 months, ccbankil monthly. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

Scorecard7 real differences · 3 level
FNB Waterloo versus ccbankil: the parameters behind the verdict, then further details
ParameterFNB Waterlooccbankil
PriceFreeFree
Rating4.6 (1.3K ratings)4.8 (318 ratings) — better
Positive reviews16.7% of reviews100.0% of reviews — better
Number of ratings1.3K — better318
Update frequencyEvery 4 monthsMonthly — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better18.4
Further details — not scored
Size105 MB198 MB
Age rating4+12+
DeveloperFirst Waterloo Bancshares, Inc.Citizens Community Bank IL

Customer experience

FNB Waterloo

All ratings1,099 ratings
Positive91.4%
Neutral1.7%
Negative6.9%
Written reviews18 reviews
Positive16.7%
Neutral5.6%
Negative77.8%

ccbankil

All ratings313 ratings
Positive97.1%
Neutral1.6%
Negative1.3%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

FNB Waterloo

No in-app purchases

None

ccbankil

No in-app purchases

Questions

Is FNB Waterloo free?
FNB Waterloo is free to download, with no in-app purchases.
Is ccbankil free?
ccbankil is free to download, with no in-app purchases.
Which has better reviews, FNB Waterloo or ccbankil?
ccbankil is rated higher. FNB Waterloo averages 4.6 out of 5 from 1.3K ratings, while ccbankil averages 4.8 from 318 ratings.
Do FNB Waterloo or ccbankil have ads?
FNB Waterloo shows ads; ccbankil does not.
Which is updated more often, FNB Waterloo or ccbankil?
FNB Waterloo ships an update every 4 months, and ccbankil monthly. Most recently, FNB Waterloo was updated on November 6, 2026 and ccbankil on November 7, 2026.

Other comparisons