UniToken vs CMF App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UniToken
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UniToken es una aplicación de uso exclusivo para los clientes de Unibank Panamá, el mismo genera códigos de autenticación que permite aprobar todas las transacciones que se realicen a través de nuestras plataformas digitales. Para mayor información visite nuestra página web www.unibank.com.pa
CMF App
Manage your credit card digitally with this finance app. Access transaction inquiries, make payments, and convert purchases into installments up to 36 months. You can also purchase insurance and apply for new products.
- Digital credit card access
- Transaction inquiries
- Payment processing
- Installment conversion
- Insurance purchasing
- New product applications
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¡Bienvenido a la nueva aplicación móvil de CMF! Experimenta la comodidad de tener tu tarjeta de crédito digital en la palma de tu mano. Realiza consultas transaccionales, realiza pagos y convierte tus compras en cuotas de hasta 36 meses. Además, podrás contratar seguros, solicitar nuevos productos y mucho más. ¡Descarga la app ahora y descubre todas las funcionalidades diseñadas para simplificar tu vida financiera!
Screenshots
Verdict
The clearest difference is ads: UniToken at none against CMF App's shown. UniToken also leads on iOS requirement (9.0 vs 15.1). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
UniToken ships an update every 5 weeks, CMF App every 3 weeks. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.
| Parameter | UniToken | CMF App |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (7 ratings) — better |
| Number of ratings | — | 7 — better |
| Update frequency | Every 5 weeks | Every 3 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | — | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 9.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 2 MB | 85 MB |
| Age rating | 4+ | 4+ |
| Developer | Unibank, S.A. | CM Financiera, S.A |
In-app purchases
UniToken
No in-app purchases
CMF App
No in-app purchases
