Comparison

Steer Clear® vs Lumi Quest

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Steer Clear®

This app helps young drivers improve their driving habits through interactive learning modules and trip tracking. Completing the program may qualify users for an auto insurance premium adjustment.

Highlights
  • Learning modules on safe driving topics
  • Automatic trip tracking
  • Driving behavior feedback (braking, acceleration, cornering)
  • Program completion certificate
  • Motivational badges for accomplishments
  • Distracted driving education
Read full description

The Steer Clear® app is part of a comprehensive program that helps young drivers reinforce positive driving behavior. Young drivers, under age 25, who complete the Steer Clear® Safe Driver Program, may be eligible for an adjustment to the premium on their State Farm® auto insurance. The Steer Clear mobile application tracks a driver's progress through pre-set learning modules of updated content including topics such as Bluetooth, distracted driving (texting/games), and special driving situations. Drivers will no longer need to manually record their trips if the program is conducted through this app. Throughout their trips, drivers will be scored and given feedback on their braking, acceleration, and cornering. Once a driver completes the program, they will receive a program completion certificate that they can text, email, or bring into the agent's office. Badges have been added to Steer Clear to recognize and reward a variety of specific driving accomplishments. The badges will help align users to shared goals of the app, such as scoring a certain percentage on a specific driving behavior, while acting as virtual, motivational status symbols. Feel free to leave comments on the App Store or on our Facebook Teen Driver Safety page: www.facebook.com/sfteendriving *The Steer Clear® Safe Driver Program is not available in all states.

About

Lumi Quest

Features
Read full description

Lumi Quest turns cities into courses. Most travel apps optimize for sightseeing. Lumi is built for the people who travel to learn — students on a semester abroad, researchers between conferences, designers chasing studios, lifelong learners who pick a city because something there is worth understanding. Tell Lumi what you want to learn — AI, architecture, philosophy, food science, contemporary art, urban planning, anything — and Lumi turns the city around you into a structured study route. Every stop is chosen to deepen what you came to learn, not to fill a checklist. HOW LUMI HELPS YOU LEARN • Curiosity-driven study routes Type a city and a topic. Lumi streams a multi-day learning route: activities, places, why each one matters, and questions to think about along the way. Each day comes with learning objectives and reflection prompts — so you arrive at every stop knowing why you're there. • On-site translation, when learning needs language Speak or type in English, Chinese, Japanese, Korean, French, or German. Lumi translates instantly and saves the phrases you actually use, so every conversation with a curator, a professor, or a stranger at a café becomes part of your study notes. • Visual learning Point your camera at a plaque, an exhibit, a building, a manuscript. Ask Lumi what you're looking at. Get the context, the period, the significance — in your language, in seconds. • Field notes that become a study report Every conversation, every translation, every photo question is part of your learning record. After each trip, Lumi turns it all into a structured study report: discoveries, daily highlights, connections across topics, questions you still want to answer. • A library of journeys Every city you study is saved on your device. Come back to your Tokyo AI route a year later and pick up where you left off. Compare what you learned in Berlin to what you noticed in Kyoto. WHO LUMI IS FOR Lumi adapts to how you learn. • Students — campus-rich, budget-aware, curiosity-first study routes. • Researchers and professionals — labs, archives, talks, networking. • Creators — studios, residencies, design districts, maker spaces. • Lifelong learners — expert access, deep context, intellectual range. PRIVACY BUILT IN No accounts. No tracking SDKs. No ads. No data brokers. Your study routes, translations, and reflections live on your iPhone, in Apple's secure on-device store. AI runs only when you ask it to. Wipe everything in one tap from Settings. LANGUAGES English, Chinese (Simplified), Japanese, Korean, French, German. WHY LUMI EXISTS The best learning happens in the world, not on a screen. Lumi brings just enough AI to make the world legible — so the curiosity stays yours.

Screenshots

Steer Clear®4 screens
Lumi Quest4 screens

Verdict

The call

Steer Clear® and Lumi Quest are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ScorecardNo meaningful differences
Steer Clear® versus Lumi Quest: the parameters behind the verdict, then further details
ParameterSteer Clear®Lumi Quest
PriceFreeFree
Rating4.7 (71K ratings) — better—
Positive reviews29.1% of reviews—
Number of ratings71K — better—
Update frequencyEvery 2 months—
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.0 — better17.6
Further details — not scored
Size21 MB14 MB
Age rating12+4+
DeveloperState Farm Mutual Automobile Insurance Company亚辉 何

Bugs and requests

Steer Clear®

Reported bugs

4 issues
  • Trips not recording due to phone movement
  • Acceleration/braking incorrectly detected
  • Inconsistent scoring between drives
  • Calibration issues causing inaccurate data

Requested features

4 requests
  • Allow driver comments/explanations for incidents
  • Improve scoring algorithm to be more realistic
  • Integrate with other driving apps for seamless experience
  • Provide more detailed feedback on areas for improvement

Lumi Quest

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Steer Clear®

No in-app purchases

None

Lumi Quest

No in-app purchases

Questions

Is Steer Clear® free?
Steer Clear® is free to download, with no in-app purchases.
Is Lumi Quest free?
Lumi Quest is free to download, with no in-app purchases.
Do Steer Clear® or Lumi Quest have ads?
Neither Steer Clear® nor Lumi Quest shows ads.

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