Steer Clear® vs MSC Central
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Steer Clear®
This app helps young drivers improve their driving habits through interactive learning modules and trip tracking. Completing the program may qualify users for an auto insurance premium adjustment.
- Learning modules on safe driving topics
- Automatic trip tracking
- Driving behavior feedback (braking, acceleration, cornering)
- Program completion certificate
- Motivational badges for accomplishments
- Distracted driving education
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The Steer Clear® app is part of a comprehensive program that helps young drivers reinforce positive driving behavior. Young drivers, under age 25, who complete the Steer Clear® Safe Driver Program, may be eligible for an adjustment to the premium on their State Farm® auto insurance. The Steer Clear mobile application tracks a driver's progress through pre-set learning modules of updated content including topics such as Bluetooth, distracted driving (texting/games), and special driving situations. Drivers will no longer need to manually record their trips if the program is conducted through this app. Throughout their trips, drivers will be scored and given feedback on their braking, acceleration, and cornering. Once a driver completes the program, they will receive a program completion certificate that they can text, email, or bring into the agent's office. Badges have been added to Steer Clear to recognize and reward a variety of specific driving accomplishments. The badges will help align users to shared goals of the app, such as scoring a certain percentage on a specific driving behavior, while acting as virtual, motivational status symbols. Feel free to leave comments on the App Store or on our Facebook Teen Driver Safety page: www.facebook.com/sfteendriving *The Steer Clear® Safe Driver Program is not available in all states.
MSC Central
Stay connected to campus life, student resources, and important reminders. Access essential information and updates tailored for students. Never miss out on campus events or crucial announcements.
- Campus life connection
- Student resources access
- Event information
- Important reminders
- Stay updated
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MSC Central helps Murray State College students stay connected to campus life, student resources, events, and important reminders.
Screenshots
Verdict
The clearest difference is update cadence: MSC Central at weekly against Steer Clear®'s every 2 months. MSC Central also leads on rating (5.0 vs 4.7) and iOS requirement (15.0 vs 17.0). Steer Clear®'s advantage is ratings volume (69K vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MSC Central holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Steer Clear® has 69K ratings behind it against 1, so its average is the more settled of the two.
Steer Clear® ships an update every 2 months, MSC Central weekly. The most recent releases landed on October 16, 2026 and September 22, 2026 respectively.
| Parameter | Steer Clear® | MSC Central |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (69K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 28.7% of reviews | — |
| Number of ratings | 69K — better | 1 |
| Update frequency | Every 2 months | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 21 MB | 90 MB |
| Age rating | 12+ | 12+ |
| Developer | State Farm Mutual Automobile Insurance Company | Murray State College |
Customer experience
Steer Clear®
MSC Central
Bugs and requests
Steer Clear®
Reported bugs
4 issues- Trips not recording due to phone movement
- Acceleration/braking incorrectly detected
- Inconsistent scoring between drives
- Calibration issues causing inaccurate data
Requested features
4 requests- Allow driver comments/explanations for incidents
- Improve scoring algorithm to be more realistic
- Integrate with other driving apps for seamless experience
- Provide more detailed feedback on areas for improvement
MSC Central
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Steer Clear®
No in-app purchases
MSC Central
No in-app purchases
Questions
Is Steer Clear® free?
Is MSC Central free?
Which has better reviews, Steer Clear® or MSC Central?
Do Steer Clear® or MSC Central have ads?
Which is updated more often, Steer Clear® or MSC Central?
Other comparisons
