Hong Kong Common QR Code vs PFH
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Hong Kong Common QR Code
This app consolidates multiple QR codes from different payment providers into a single, unified QR code for merchants. It supports static QR codes conforming to the Common QR Code Specification for Retail Payments in Hong Kong.
- Consolidates multiple QR codes
- Supports static QR codes
- Conforms to Common QR Code Specification
- For payment service providers and merchants
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The "Hong Kong Common QR Code" mobile application (HKQR) may be used by payment service providers (PSPs), merchant acquirers or merchants for converting multiple QR codes from different PSPs into a single, combined QR code. Only static QR codes, which conform to the Common QR Code Specification for Retail Payments in Hong Kong (Merchant-Presented Mode), provided by participating PSPs can be combined by the HKQR. Merchants may contact their PSPs and request for QR codes that conform to the Specification. The participating PSP list is subject to change from time to time.
PFH
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PFH Card Mobile is a professional, secure and reliable credit card platform that allows you to enjoy the convenience and benefits of credit cards anytime, anywhere. Whether you want to apply for a credit card or manage your existing PFH credit cards, PFH Card Mobile can meet your needs. PFH Card Mobile App Features: - Apply for your desired credit cards, choose the benefits that suit you, and quickly complete the review and account creating process. - View detailed information about your credit card including available limit, spending history, bills, repayment records and more. You can check the status of your credit card anytime and anywhere conveniently. - Obtain the latest information on credit card privileges including rebates, offers and rewards to make you spending smarter. - Contact PFH Card Mobile customer service to resolve any issues or needs, and get professional and friendly assistance. PFH Card Mobile's customer service team is always ready to provide you with credit card related services, making it easier and more secure for you to use your credit card. Download PFH Card Mobile now! Subject to terms & conditions. For details please visit: https://pfhcard.com/ To borrow or not to borrow? Borrow only if you can repay!
Screenshots
Verdict
The clearest difference is update cadence: PFH at every 3 weeks against Hong Kong Common QR Code's every 6 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Hong Kong Common QR Code ships an update every 6 months, PFH every 3 weeks. The most recent releases landed on October 11, 2026 and October 24, 2026 respectively.
| Parameter | Hong Kong Common QR Code | PFH |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (2 ratings) — better | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 6 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 13 MB | 138 MB |
| Age rating | 4+ | 17+ |
| Developer | Hong Kong Interbank Clearing Limited | PFH FINANCE LIMITED |
In-app purchases
Hong Kong Common QR Code
No in-app purchases
PFH
No in-app purchases
