VanillaDirect Pay vs XtraPOWER by PAYOMATIC

VanillaDirect Pay is an easy, fast, convenient and secure way to pay your bills with cash – bills such as cable, phone, electric, gas, water, heath care and many more. VanillaDirect Pay makes it easy for you to make walk-in bill payments to over 10,000 billers at more than 40,000 retail locations like Dollar General, Family Dollar, Speedway, and more. With VanillaDirect Pay you will receive a unique barcode linked to each billing account. Pay multiple bills in one location while you’re out and about. The VanillaDirect Pay App conveniently stores your billing information, payment history and e-receipts for recurring use and your own personal bill pay tracking. No forms are needed. Just download the VanillaDirect Pay App and register. After you’ve downloaded the VanillaDirect Pay App and registered, just follow these simple steps: 1) Search for your biller by name 2) Select the biller 3) Enter the requested account information 4) Confirm your account information 5) Receive a barcode to use for cash bill payment 6) Find a VanillaDirect Pay retailer near you with our geo-locator 7) At the store, go to the cashier and present your barcode to be scanned along with your cash to pay your bill And that’s it. You’re done! For more information about VanillaDirect Pay, including terms and conditions, please visit us at www.VanillaDirect.com/Pay

XtraPOWER creates a seamless experience that tracks all of your spending activity with PAYOMATIC. Have immediate access to transactions made in any PAYOMATIC location & on your inPOWER Card. Get personalized offers and discounts based on your activity. Have your PAYOMATIC store transaction receipts emailed to you. Link your inPOWER Card to see every card transaction and real time balance, share money** 24/7 with speed, convenience and security. Set up Direct Deposit to your inPOWER Card and get paid up to 2 days faster!* The XtraPOWER Experience: FULL ACCESS See all of your PAYOMATIC and inPOWER Card activity, anytime, anywhere. SIGN UP FOR DIRECT DEPOSITGet access to your money earlier* when you get direct deposit to your inPOWER Card. CHECK YOUR BALANCESee your current inPOWER Card balance in seconds.SHARE MONEYShare money between your inPOWER Cards, to your bank account or to your friend's inPOWER Card.** GET EXCLUSIVE OFFERS & DISCOUNTS Just open the XtraPOWER app and get your offers. HAVE TRANSACTION RECEIPTS EMAILED Have your PAYOMATIC store transaction receipts, and your inPOWER monthly statement delivered to your inbox. FIND A PAYOMATIC STORE Find New York’s biggest check casher in minutes! * Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct Deposit and earlier availability of funds is subject to payer’s support of the feature and timing of payer’s funding. ** Fees may apply. See the Cardholder Agreement for details. The inPOWER Prepaid Mastercard® is issued by The Bancorp Bank, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated and may be used everywhere Debit Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.