Shacom Pay vs VGoPAY
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Shacom Pay
This app simplifies electronic payments with instant, free local transfers and the ability to send funds using just a mobile number or email. It supports QR code payments and requests, as well as international remittances. Security is enhanced with biometric authentication.
- Instant local inter-bank transfers
- Fund transfer via mobile number or email
- QR code payments and requests
- HKD and RMB support
- Electronic Direct Debit Authorisation
- Overseas remittances
- Biometric authentication
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Shacom Pay brings you to the new century of electronic payment! From now on, fund transfer becomes easier and more convenient! - Make instant small value inter-bank local transfers* anytime and free of charges. - Transfer funds by using payee’s mobile number or email address without entering the receiving bank account information. You can also scan QR code to pay. - Request for payment from friends by presenting your QR code. - Supports both HKD and RMB. - Electronic Direct Debit Authorisation can be effective immediately* upon set up. - Remit funds to overseas bank accounts including the Philippines and Indonesia. - Supports Biometric Authentication which allows you to log on Shacom Pay and confirm transactions via fingerprint authentication or facial recognition. Please Download Now! Remarks: * Depends on the processing time of payee bank
VGoPAY
This mobile app offers convenient and fast mobile payment services for users in Hong Kong. Developed by Autotoll Limited, it aims to extend the benefits of e-payment beyond toll collection to the general public, with ongoing updates to meet user and market demands.
- Convenient mobile payment
- Fast transaction processing
- E-wallet services
- Developed by Autotoll Limited
- Regular updates
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The new VGoPAY e-wallet Mobile App is developed by Autotoll Limited for providing Hong Kong users with convenient and fast mobile payment services. Autotoll, having been providing drivers with non-stop electronic toll collection services, is now committed to further extending the convenience of e-payment to the general public. VGoPAY will provide users with more unique e-wallet services, and we will continue to update the App to meet users’ and market needs. 全新VGoPAY電子錢包手機應用程式由快易通有限公司開發，為香港用戶提供方便快捷的流動支付服務。快易通一直為一眾駕駛者提供不需停車的自動道路繳費服務，現更致力於將電子支付的便利進一步擴展到市民大眾。 VGoPAY將為用戶提供更多獨特的電子錢包服務，並不斷更新以配合用戶及市場需要。
Screenshots
Verdict
The clearest difference is review sentiment: Shacom Pay at 28% against VGoPAY's 0%. VGoPAY's advantage is update cadence (every 3 weeks vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Shacom Pay ships an update every 2 months, VGoPAY every 3 weeks. The most recent releases landed on October 21, 2026 and October 15, 2026 respectively.
| Parameter | Shacom Pay | VGoPAY |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (2 ratings) — better | — |
| Positive reviews | 27.8% of reviews — better | 0.0% of reviews |
| Number of ratings | 2 — better | — |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 14.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 94 MB | 30 MB |
| Age rating | 4+ | 4+ |
| Developer | Shanghai Commercial Bank | Autotoll Limited |
Customer experience
Shacom Pay
VGoPAY
In-app purchases
Shacom Pay
No in-app purchases
VGoPAY
No in-app purchases
