Comparison

5D Pay vs VGoPAY

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

5D Pay

This app allows users to send and receive money quickly, earn rewards on spending, and manage finances with insights. It also facilitates business operations and group payments.

Highlights
  • Send and receive money
  • Earn rewards on spending
  • Apply rewards to purchases
  • Manage finances with insights
  • Run business operations
  • Collect money from multiple people
Features
Read full description

5D Pay helps you pay, get paid, and REWARDED, in no time: SEND AND RECEIVE MONEY in just a few taps or a single scan. EARN REWARDS ON YOUR SPENDING and apply them against your next purchase at 5D Pay merchant outlets. MANAGE YOUR MONEY with insights you can use to plan your finances. RUN YOUR BUSINESS at your fingertips. COLLECT MONEY FROM MULTIPLE PEOPLE NEARBY ALL AT ONCE. We save you time to do the things you love. Get started right away and earn rewards!

About

VGoPAY

This mobile app offers convenient and fast mobile payment services for users in Hong Kong. Developed by Autotoll Limited, it aims to extend the benefits of e-payment beyond toll collection to the general public, with ongoing updates to meet user and market demands.

Highlights
  • Convenient mobile payment
  • Fast transaction processing
  • E-wallet services
  • Developed by Autotoll Limited
  • Regular updates
Features
Read full description

The new VGoPAY e-wallet Mobile App is developed by Autotoll Limited for providing Hong Kong users with convenient and fast mobile payment services. Autotoll, having been providing drivers with non-stop electronic toll collection services, is now committed to further extending the convenience of e-payment to the general public. VGoPAY will provide users with more unique e-wallet services, and we will continue to update the App to meet users’ and market needs. 全新VGoPAY電子錢包手機應用程式由快易通有限公司開發,為香港用戶提供方便快捷的流動支付服務。快易通一直為一眾駕駛者提供不需停車的自動道路繳費服務,現更致力於將電子支付的便利進一步擴展到市民大眾。 VGoPAY將為用戶提供更多獨特的電子錢包服務,並不斷更新以配合用戶及市場需要。

Screenshots

5D Pay3 screens
VGoPAY4 screens

Verdict

The call

The clearest difference is review sentiment: 5D Pay at 33% against VGoPAY's 0%. VGoPAY's advantage is iOS requirement (11.0 vs 13.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

5D Pay ships an update fortnightly, VGoPAY every 3 weeks. The most recent releases landed on September 16, 2026 and June 7, 2026 respectively.

Scorecard2 real differences · 8 level
5D Pay versus VGoPAY: the parameters behind the verdict, then further details
Parameter5D PayVGoPAY
PriceFreeFree
Rating5.0 (4 ratings) — better—
Positive reviews33.3% of reviews — better0.0% of reviews
Number of ratings4 — better—
Update frequencyFortnightly — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.011.0 — better
Further details — not scored
Size108 MB31 MB
Age rating4+4+
DeveloperYintran Group Holdings LimitedAutotoll Limited

Customer experience

5D Pay

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

VGoPAY

Written reviews3 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

5D Pay

No in-app purchases

None

VGoPAY

No in-app purchases

Questions

Is 5D Pay free?
5D Pay is free to download, with no in-app purchases.
Is VGoPAY free?
VGoPAY is free to download, with no in-app purchases.
Do 5D Pay or VGoPAY have ads?
Neither 5D Pay nor VGoPAY shows ads.
Which is updated more often, 5D Pay or VGoPAY?
5D Pay ships an update fortnightly, and VGoPAY every 3 weeks. Most recently, 5D Pay was updated on September 16, 2026 and VGoPAY on June 7, 2026.

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