My Lend Book vs Heo

Who still has something of yours? What do you need to return? And where did that drill end up? My Lend Book is your private trust ledger for money and everyday items. Record what you lend or borrow in seconds and keep open entries clear—without complicated accounting or an awkward debt-collection tone. WHAT MY LEND BOOK CAN DO • Record money and physical items • Clearly distinguish what you lent and borrowed • Track partial repayments and remaining balances • Add due dates and personal reminders • Attach photos and receipts to entries • Keep open and completed entries organized • Add people manually or from Contacts • Export your data as CSV NEW IN VERSION 1.1 Quick Add, due-date presets, and duplication make entry faster. A new return assistant combines clear due views, smart reminder plans, friendly message and PDF sharing, Siri, Shortcuts, and privacy-first widgets. FREE AND PRO Free lets you manage up to 3 people and 10 open entries at a time. A one-time My Lend Book Pro in-app purchase permanently removes both limits and includes future Pro features. No subscription. Family Sharing is supported. PRIVATE FROM THE START My Lend Book requires no separate account, contains no advertising, and uses no tracking. Your data stays on your devices and can sync between iPhone, iPad, and Mac through your private iCloud. MADE FOR EVERYDAY TRUST Whether it is money for a shared meal, a tool you lent to a neighbor, or a book that should find its way home, My Lend Book helps you remember without making things uncomfortable.

All Your Money. Finally, One Number. Heo is a multi-currency expense tracker for people who spend across borders, apps, and wallets. Log a coffee in seconds, watch every account roll up into your home currency, and finally know exactly where your money goes. WHY YOU’LL LOVE HEO LOG EXPENSES IN ONE TAP Add an expense with a single tap. Heo learns your habits and suggests the right category based on the amount and time of day, so most entries are finished before you even think about them. EVERY CURRENCY, ONE TOTAL Track cash, bank accounts, cards, and e-wallets in any currency. Heo automatically converts everything into your preferred home currency, giving you one clear view of your finances. No spreadsheets. No mental math. SUBSCRIPTIONS MADE SIMPLE Adding recurring bills takes seconds. Heo suggests popular subscriptions in your country and pre-fills a typical price, which you can adjust to match your actual plan. HANDS-FREE EXPENSE LOGGING (PRO) Capture expenses your way: * Type naturally, like “coffee 65k” * Speak it out loud * Scan a receipt Heo automatically extracts the amount, merchant, and category for you. BUDGETS THAT WARN YOU EARLY Set spending limits for any category and receive a gentle heads-up before you exceed your budget, not after. INSIGHTS YOU’LL ACTUALLY READ Simple charts help you understand: * Where your money goes * How much you earn * How your spending changes over time HOME SCREEN WIDGETS Log expenses directly from your home screen and keep your balances just a glance away. PRIVATE BY DEFAULT Your financial data stays yours. * Face ID and PIN protection * Start without creating an account * Connect an account later for backup and sync SPEAKS YOUR LANGUAGE Available in: English Tiếng Việt 简体中文 日本語 한국어 ไทย Bahasa Indonesia Money Is Stressful Enough. Heo makes expense tracking quick, clear, and genuinely pleasant to use. Spend less time tracking money. Spend more time enjoying it.