Comparison

Simple Budget Tracker vs Metro Bank Authenticator

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Simple Budget Tracker

Features
Read full description

Your money shouldn’t be a mystery. It should be a plan. Simple Budget Tracker isn’t just another finance app. It’s the moment you stop hoping things will work out and start knowing where your money is going, why it’s going there, and what your future actually looks like. Especially when the economy feels uncertain. When prices rise, headlines warn of recession, and financial stress builds, most people freeze. Simple Budget Tracker gives you clarity instead. Multiple Accounts See all your financial accounts in one place. Get a clear, unified view of your finances so you can make informed decisions with confidence. Revenue Track every income source and understand what is consistent, what is changing, and what you can safely plan around. Awareness turns uncertainty into stability. Expenses Record and categorize spending to quickly identify patterns, reduce waste, and align your money with what truly matters. You don’t need guilt. You need insight. Envelopes Use the envelope budgeting method to create clear boundaries for essentials, savings, emergencies, and priorities. Boundaries create control. Control creates peace of mind. Transfers Easily move funds between accounts as your priorities shift, whether you are paying down debt, strengthening savings, or adjusting to real life. Forecasting Plan ahead using historical data and projections to anticipate upcoming expenses and long-term impact. Stop reacting and start leading your finances forward. This isn’t just about money. It’s about clarity, control, and confidence β€” even in uncertain times.

About

Metro Bank Authenticator

This app provides a secure and convenient way for Metro Bank Business customers to authenticate online banking actions. It replaces the need for a physical security device, allowing for quick verification of logins, payments, and account changes directly from your mobile.

Highlights
  • Authenticate online banking actions
  • Secure login verification
  • Approve new payment setups
  • Confirm account changes
  • Replaces physical security devices
  • Convenient mobile authentication
Features
Read full description

We believe that people come first, and that everyone deserves a great experience every step of the way – whether it’s on our app, online or face to face. We’re here to make your life (and your banking) easier, which is why we’ve created our Authenticator app for our Metro Bank Business customers. Need some help? Our Local Business Managers and Relationship Managers are on hand to support you and your business. Features: You can use this app to authenticate certain actions on your Metro Bank Business online banking, like logging in, setting up new payments, or making changes to your account. It only takes a few taps – and there’s no need to worry about finding your physical security device. Metro Bank’s Authenticator app is available for customers registered for Commercial Online Banking and Business Online Plus. Standard data charges from your mobile service provider may apply. Help and support: If you experience any issues downloading or registering the Metro Bank Authenticator app, please visit us in store or call us on 0345 08 08 500. Metro Bank PLC. Registered in England and Wales. Company number: 6419578. Registered office: One Southampton Row, London, WC1B 5HA. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Metro Bank PLC is an independent UK Bank - it is not affiliated with any other bank or organisation (including the METRO newspaper or its publishers) anywhere in the world. "Metrobank" is the registered trademark of Metro Bank PLC. more

Screenshots

Simple Budget Tracker4 screens
Metro Bank Authenticator3 screens

Verdict

The call

The clearest difference is price: Metro Bank Authenticator at Free against Simple Budget Tracker's $5.99. Metro Bank Authenticator also leads on device support (3 vs 1) and iOS requirement (14.0 vs 26.0). Simple Budget Tracker's advantage is update cadence (weekly vs every 12 months). On ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Metro Bank Authenticator is free to download; Simple Budget Tracker costs $5.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Simple Budget Tracker ships an update weekly, Metro Bank Authenticator every 12 months. The most recent releases landed on October 17, 2026 and October 24, 2026 respectively.

Scorecard4 real differences Β· 4 level
Simple Budget Tracker versus Metro Bank Authenticator: the parameters behind the verdict, then further details
ParameterSimple Budget TrackerMetro Bank Authenticator
Price$5.99Free β€” better
Positive reviewsβ€”0.0% of reviews
Update frequencyWeekly β€” betterEvery 12 months
AdsNoNo
In-app purchasesNoNo
Monetizationβ€”Free
DevicesiPhoneiPhone, iPad, iPod β€” better
Requires iOS26.014.0 β€” better
Further details β€” not scored
Size29 MB12 MB
Age rating4+4+
DeveloperSR Services Technologiques Inc.MetroBank

In-app purchases

None

Simple Budget Tracker

No in-app purchases

None

Metro Bank Authenticator

No in-app purchases

Questions

Is Simple Budget Tracker free?
Simple Budget Tracker costs $5.99, with no in-app purchases.
Is Metro Bank Authenticator free?
Metro Bank Authenticator is free to download, with no in-app purchases.
Do Simple Budget Tracker or Metro Bank Authenticator have ads?
Neither Simple Budget Tracker nor Metro Bank Authenticator shows ads.
Which is updated more often, Simple Budget Tracker or Metro Bank Authenticator?
Simple Budget Tracker ships an update weekly, and Metro Bank Authenticator every 12 months. Most recently, Simple Budget Tracker was updated on October 17, 2026 and Metro Bank Authenticator on October 24, 2026.

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