Comparison

XtraPOWER by PAYOMATIC vs United Asset

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

XtraPOWER by PAYOMATIC

Manage your spending and access your funds with this app. Track transactions, view balances, and receive personalized offers. It also facilitates direct deposit for faster access to paychecks and allows for easy money transfers.

Highlights
  • Track spending activity
  • View inPOWER Card transactions
  • Real-time balance checks
  • Share money with others
  • Direct deposit for faster pay
  • Exclusive offers and discounts
  • Email transaction receipts
Features
Read full description

XtraPOWER creates a seamless experience that tracks all of your spending activity with PAYOMATIC. Have immediate access to transactions made in any PAYOMATIC location & on your inPOWER Card. Get personalized offers and discounts based on your activity. Have your PAYOMATIC store transaction receipts emailed to you. Link your inPOWER Card to see every card transaction and real time balance, share money** 24/7 with speed, convenience and security. Set up Direct Deposit to your inPOWER Card and get paid up to 2 days faster!* The XtraPOWER Experience: FULL ACCESS See all of your PAYOMATIC and inPOWER Card activity, anytime, anywhere. SIGN UP FOR DIRECT DEPOSITGet access to your money earlier* when you get direct deposit to your inPOWER Card. CHECK YOUR BALANCESee your current inPOWER Card balance in seconds.SHARE MONEYShare money between your inPOWER Cards, to your bank account or to your friend's inPOWER Card.** GET EXCLUSIVE OFFERS & DISCOUNTS Just open the XtraPOWER app and get your offers. HAVE TRANSACTION RECEIPTS EMAILED Have your PAYOMATIC store transaction receipts, and your inPOWER monthly statement delivered to your inbox. FIND A PAYOMATIC STORE Find New York’s biggest check casher in minutes! * Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct Deposit and earlier availability of funds is subject to payer’s support of the feature and timing of payer’s funding. ** Fees may apply. See the Cardholder Agreement for details. The inPOWER Prepaid Mastercard® is issued by The Bancorp Bank, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated and may be used everywhere Debit Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

About

United Asset

Access your account details, balances, and recent transactions on the go. Easily connect with your financial advisor and view all content they share.

Highlights
  • View account information
  • Check balances
  • See recent transactions
  • Contact your advisor
  • Access advisor content
Features
Read full description

This mobile app allows you to view account information, balances, recent transactions and easily contact your advisor, as well as access to all content posted by your advisor.

Screenshots

XtraPOWER by PAYOMATIC4 screens
United Asset4 screens

Verdict

The call

The clearest difference is rating: United Asset at 5.0 against XtraPOWER by PAYOMATIC's 4.5. XtraPOWER by PAYOMATIC's advantage is ratings volume (662 vs 1) and update cadence (every 2 months vs every 9 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

United Asset holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: XtraPOWER by PAYOMATIC has 662 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

XtraPOWER by PAYOMATIC ships an update every 2 months, United Asset every 9 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard3 real differences · 7 level
XtraPOWER by PAYOMATIC versus United Asset: the parameters behind the verdict, then further details
ParameterXtraPOWER by PAYOMATICUnited Asset
PriceFreeFree
Rating4.5 (662 ratings)5.0 (1 ratings) — better
Positive reviews74.4% of reviews—
Number of ratings662 — better1
Update frequencyEvery 2 months — betterEvery 9 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.413.4
Further details — not scored
Size41 MB38 MB
Age rating4+4+
DeveloperPAYOMATICUnited Asset Strategies, Inc.

Customer experience

XtraPOWER by PAYOMATIC

All ratings661 ratings
Positive87.0%
Neutral4.2%
Negative8.8%
Written reviews86 reviews
Positive74.4%
Neutral2.3%
Negative23.3%

United Asset

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

XtraPOWER by PAYOMATIC

Reported bugs

4 issues
  • Login screen issues
  • Date of birth entry problems
  • Network errors
  • Force closing on app launch

Requested features

4 requests
  • Mobile check deposit
  • Ability to manage multiple cards
  • Improved date/time picker
  • Support for Apple Pay

United Asset

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

XtraPOWER by PAYOMATIC

No in-app purchases

None

United Asset

No in-app purchases

Questions

Is XtraPOWER by PAYOMATIC free?
XtraPOWER by PAYOMATIC is free to download, with no in-app purchases.
Is United Asset free?
United Asset is free to download, with no in-app purchases.
Which has better reviews, XtraPOWER by PAYOMATIC or United Asset?
United Asset is rated higher. XtraPOWER by PAYOMATIC averages 4.5 out of 5 from 662 ratings, while United Asset averages 5.0 from 1 ratings.
Do XtraPOWER by PAYOMATIC or United Asset have ads?
Neither XtraPOWER by PAYOMATIC nor United Asset shows ads.
Which is updated more often, XtraPOWER by PAYOMATIC or United Asset?
XtraPOWER by PAYOMATIC ships an update every 2 months, and United Asset every 9 months. Most recently, XtraPOWER by PAYOMATIC was updated on November 2, 2026 and United Asset on November 3, 2026.

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