Yoursafe vs MySpendWise
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Yoursafe
Manage your personal and business finances with secure payment accounts. This app prioritizes your privacy and identity protection while offering a comprehensive financial management experience. It is a regulated Electronic Money Institution licensed by the Dutch Central Bank.
- Personal payment accounts
- Business payment accounts
- Privacy-focused features
- Identity protection
- Financial management
- Regulated Electronic Money Institution
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Yoursafe is a fintech scale-up changing the financial industry. We offer Personal YOU and Business Payment Accounts with unique privacy focussed features. With Yoursafe you can manage all your finances, while your identity is safe and protected. We are continuously developing new features, and we love to hear from you. Reach out to our support with any issue, feature request, success, or just to say hi. Yoursafe is a regulated Electronic Money Institution with a license from the Dutch Central Bank (DNB).
MySpendWise
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MySpendWise is an expense tracker that works everywhere - mobile app, chat bot, and web dashboard. All your data syncs instantly across all platforms. Log expenses in seconds from wherever is convenient - the app, a chat bot, or the website. View analytics on any device. How it works: - Quick input: type "Groceries 1500" in the app or chat bot - done - Quick add from home screen without opening the app - Family tracking: add your partner and track expenses together - All data syncs between app, bot, and web in real time Features: - Instant expense logging (regular and recurring) - Categories are created automatically - Category spending limits with alerts - Pie charts and spending trends - Month-to-month comparison and forecast - Savings goals with progress rings - Multi-currency with auto-conversion (35 currencies) - AI-powered spending recommendations - Payment reminders for recurring expenses - No-spend days tracking Free features: - Unlimited expense entries - Basic report with pie chart - Up to 3 recurring expenses Premium features: - Multi-currency, limits, goals, forecast, comparison - AI spending analysis and full analytics Terms of Use: https://myspendwise.club/terms Privacy Policy: https://myspendwise.club/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: Yoursafe at none against MySpendWise's 4. MySpendWise's advantage is update cadence (every 9 days vs monthly). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. MySpendWise sells 4 in-app purchases, starting at $2.99 per month. Yoursafe asks for nothing beyond the download.
Yoursafe ships an update monthly, MySpendWise every 9 days. The most recent releases landed on October 14, 2026 and October 12, 2026 respectively.
| Parameter | Yoursafe | MySpendWise |
|---|---|---|
| Price | Free | Free |
| Rating | 2.3 (3 ratings) — better | — |
| Positive reviews | 13.3% of reviews | — |
| Number of ratings | 3 — better | — |
| Update frequency | Monthly | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 135 MB | 38 MB |
| Age rating | 12+ | 4+ |
| Developer | Bitsafe | Dmitriy Kim |
In-app purchases
Yoursafe
No in-app purchases
MySpendWise
- Pro$2.991 Month
- Pro+$3.991 Month
- Pro$19.991 Year
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- Pro+$39.991 Year









