Comparison

BCVS TWINT vs debiX+

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BCVS TWINT

Send and receive money instantly from your bank account. Securely pay in stores, online, or at machines using your smartphone. Offers discounts and loyalty cards.

Highlights
  • Send and receive money in real-time
  • Secure in-store and online payments
  • Pay at vending machines
  • Purchase digital vouchers
  • Access loyalty and discount cards
  • Direct link to BCVS bank account
Features
Read full description

BCVS TWINT vous permet d’envoyer et de recevoir de l’argent rapidement et facilement depuis votre compte BCVS. Vous pouvez également payer en toute sécurité dans les commerces portant la signalétique TWINT. Le débit direct est effectué automatiquement sur le compte correspondant. Fonctionnalités : Envoyer et demander en temps réel des montants à des amis ou des membres de la famille. • Comment procéder? Il suffit de saisir le montant, sélectionner la personne et compléter par un message ou une photo. Payer facilement sans argent liquide avec votre smartphone dans les commerces, dans les boutiques en ligne ou aux distributeurs automatiques. • Comment procéder? Il suffit d’ouvrir l'app et payez au moyen de la fonction «Payer ». Effectuer vos achats sur Internet – rapidement et en toute sécurité sans devoir entrer des numéros de cartes. • Comment procéder? Il suffit d’ouvrir l'app, lire le code QR affiché et confirmer le montant. Payer un parking, achat de bons numériques, faire un don, faire le plein, Super-deals, Abonnements mobiles et Internet, assurances, etc. • Comment procéder? Il suffit d’ouvrir l'app. et de se rendre dans la rubrique «Fonctions partenaires ». Avantages : Payez facilement et en toute sécurité: RAPIDE : Vous envoyez et demandez de l’argent en temps réel. PRATIQUE : Vous disposez d'une connexion directe à votre compte BCVS. SÉCURISÉ : Vous vous enregistrez avec vos identifiants E-Banking BCVS et vous vous connectez avec un code dédié. FACILE : • Vous pouvez envoyer, demander et recevoir de l’argent en quelques secondes • Vous effectuez facilement et sans espèce vos achats au moyen de votre smartphone ATTRACTIF : • Vous bénéficiez automatiquement de bons de réduction au moment de payer • Vous disposez à tout moment des cartes clients et de fidélité de vos magasins préférés dans l'app GRATUIT : Vous téléchargez gratuitement l’application et ne payez aucuns frais supplémentaires sur les opérations. Conditions : • 12 ans révolus minimum • Etre domicilié en Suisse • Personnes physiques (comptes Business exclus) • Disposer d’un compte éligible (par exemple Privé, Club, Compte Bienvenue) • Signature individuelle sur le compte • Disposer d’un accès E-Banking • No de téléphone suisse BCVS TWINT est destinée à un usage privé et ne peut pas être utilisée par les marchands pour recevoir des paiements de leurs clientes et clients avec la fonction envoyer de l’argent. Téléchargez dès maintenant BCVS TWINT et digitalisez votre porte-monnaie !

About

debiX+

Manage your debit card digitally with this app. Authorize online purchases, view transactions, and control card settings securely. It offers biometric authentication and contactless payment options.

Highlights
  • Secure online purchase authorization
  • Biometric authentication
  • View debit card transactions
  • Digital card deposit to wallets
  • Contactless mobile payments
  • Card settings and controls
  • Push notifications for transactions
Features
Read full description

PREREQUISITE: You need a registration code (OTRC) to link your debit card or TWINT account to the app. You will receive the OTRC code from your bank. IMPORTANT: SIX will never ask you to disclose your card or login details via email, phone or SMS. Once successfully registered, you can benefit from the new digital features associated with your debit card or use security-related TWINT functions. The app ensures maximum security through hardened native app frameworks and 2-factor biometric authentication methods. Easy and secure online purchases: - Authorize online purchases using the secure 3D Secure procedure directly in the app. - Using biometrics, you can approve 3D Secure payments even more easily. - Debit card not at hand right now to make an online payment? No problem, look up your card details directly in the app. Keep an eye on your debit card transactions: - Overview of all debit card transactions in the last 100 days and max. 200 transactions (more account transactions can be found in your e-Banking). - Debit card transactions are immediately displayed to you as a push notification. - Set limits for push notifications Keep track of and manage your digital debit cards: - Shows which online provider or wallet your debit card is digitally deposited with. - You can block and unblock the digitally deposited debit card or delete it altogether. - An existing subscription is not affected by a block or cancellation. The merchant cannot make a charge to a blocked or deleted digital debit card and no transaction can be made at the payment wallet. - Give your debit card a name to better distinguish it from the others. - Look up the details of the debit card directly in the app if you don't have the physical card at hand. Mobile Payments - Did you know you can also use your debit card to make contactless payments with your smartphone? - Deposit your debit card from the app directly into the payment wallet on your device if your bank is setup for it. - Pay at all NFC terminals worldwide without opening the app for it. Card settings: - You can use the card settings to influence online shopping, cash withdrawals at ATMs, transactions to gambling & betting or contactless payment (if your bank is enabled for it). - Give your debit card a name in your card settings. This helps especially if you have multiple debit cards. - Remove individual debit cards from the app in your card's settings if needed. Please note that you will need a new OTRC code from your bank if you want to register the debit card in the app again. - Look up the debit card details directly in the app if you don't have the physical card handy. - Change your debit card PIN directly in the app. For a virtual debit card, the PIN is active immediately. If you have a physical debit card, you need to use the new PIN to withdraw money once at ATMs (not Postomats) or to make a balance inquiry so that you can pay in stores with the PIN. TWINT: Link your TWINT account to the debiX+ app to confirm the execution of security-critical TWINT functions (e.g., re-registration or the authorization of certain payments). NOTE: debiX+ works for Visa Debit and Debit Mastercard cardholders from selected banks in Switzerland and Liechtenstein, and for TWINT accounts from selected banks in Switzerland.

Screenshots

BCVS TWINT4 screens
debiX+4 screens

Verdict

The call

The clearest difference is review sentiment: BCVS TWINT at 67% against debiX+'s 15%. BCVS TWINT also leads on rating (4.9 vs 4.2). debiX+'s advantage is update cadence (every 6 weeks vs every 4 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BCVS TWINT holds the better App Store score, 4.9 against 4.2. Both are backed by a comparable volume of ratings — 15 and 41 respectively. Written reviews point the same way: 67% of BCVS TWINT's written reviews are positive against 15% of debiX+'s.

UpkeepUpdate frequency

BCVS TWINT ships an update every 4 months, debiX+ every 6 weeks. The most recent releases landed on September 18, 2026 and September 28, 2026 respectively.

Scorecard3 real differences · 7 level
BCVS TWINT versus debiX+: the parameters behind the verdict, then further details
ParameterBCVS TWINTdebiX+
PriceFreeFree
Rating4.9 (15 ratings) — better4.2 (41 ratings)
Positive reviews66.7% of reviews — better14.7% of reviews
Number of ratings1541 — better
Update frequencyEvery 4 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone
Requires iOS16.0 — better16.4
Further details — not scored
Size58 MB51 MB
Age rating12+4+
DeveloperBanque Cantonale du ValaisSIX

Customer experience

BCVS TWINT

All ratings15 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

debiX+

All ratings41 ratings
Positive78.0%
Neutral7.3%
Negative14.6%
Written reviews34 reviews
Positive14.7%
Neutral0.0%
Negative85.3%

In-app purchases

None

BCVS TWINT

No in-app purchases

None

debiX+

No in-app purchases

Questions

Is BCVS TWINT free?
BCVS TWINT is free to download, with no in-app purchases.
Is debiX+ free?
debiX+ is free to download, with no in-app purchases.
Which has better reviews, BCVS TWINT or debiX+?
BCVS TWINT is rated higher. BCVS TWINT averages 4.9 out of 5 from 15 ratings, while debiX+ averages 4.2 from 41 ratings.
Do BCVS TWINT or debiX+ have ads?
Neither BCVS TWINT nor debiX+ shows ads.
Which is updated more often, BCVS TWINT or debiX+?
BCVS TWINT ships an update every 4 months, and debiX+ every 6 weeks. Most recently, BCVS TWINT was updated on September 18, 2026 and debiX+ on September 28, 2026.

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