Comparison

FundFlex vs Sarmaaya

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FundFlex

Access financial market information and manage your mutual fund investments. Get fund recommendations, track your portfolio, and perform seamless transactions. Connect with investment advisors for personalized guidance.

Highlights
  • Live financial market updates
  • Mutual fund portfolio management
  • Fund recommendations
  • Seamless e-transactions
  • Current portfolio and statements
  • Investment advisor chat
Features
Read full description

JS Investments FundFlex - Bringing financial markets at your fingertips! JS Investments “FundFlex” enables you to access latest financial markets information, helping you make smarter investment decisions. JS Investments’ customers can also use FundFlex to track and manage their Mutual Funds Investment with JS Investments. Features Some of the salient features are listed below. - Live news and financial market updates - One-Window-View to major financial markets - Pick Your Fund: Fund recommendations based on user’s financial objectives - Seamless E-Transactions – Invest, Redeem or shift you investment fund to fund - Current Portfolio, Account Statements and transaction details - Funds’ performance and NAVs - Financial Calculators - Fund Manager Reports (Latest & Archive) - Live chat with Investment Advisors

About

Sarmaaya

Manage, optimize, and grow your investment portfolio with real-time insights and alerts. Track performance against benchmarks, organize holdings with comprehensive reports, and utilize tax efficiency tools for smarter financial growth.

Highlights
  • Real-time portfolio insights and alerts
  • Performance tracking against market benchmarks
  • Comprehensive portfolio organization and reports
  • Tax efficiency tools and CGT tracking
  • Unified smart dashboard for all investments
  • Advanced analytics for stocks, ETFs, and more
  • Personalized watchlist with real-time updates
Features
Read full description

Sarmaaya is your essential partner for managing, optimizing, and growing your portfolio. Whether you're a hands-on trader or a long-term investor, Sarmaaya provides real-time insights and updates, ensuring you never miss critical moments. • Real-Time Notifications: From board meetings and payouts to vital earnings announcements, Sarmaaya keeps you informed in the moment, so you're always one step ahead. • Insights that Matter: Track your portfolio's performance with analytics that let you see if you're outpacing the market. Compare your investments with ETFs and indexes to measure your performance against the benchmarks, giving you a clearer perspective on your investment strategy. • Unparalleled Portfolio Management: Organize and analyze your holdings with comprehensive reports, including dividend history, unrealized gains, and personalized alerts. Consolidate multiple portfolios for a single view of your financial standing. • Tax Efficiency Tools and Filer Status: Maximize earnings with built-in CGT and tax tracking, understand how your tax deductions vary with your filer-status. Sarmaaya is a subscription-based portfolio tracking and wealth management tool built for investors and traders who want clarity, control, and growth. With real-time alerts, intelligent insights, and powerful financial tools, Sarmaaya empowers you to go beyond managing wealth — helping you grow and scale it smarter. It’s your all-in-one companion for building long-term financial success. Here’s What You Get with Sarmaaya: Unified Smart Dashboard: See all your investments — stocks, ETFs, mutual funds, commodities, forex, and cash — in one smart view with quick links for fast access. Monitor your portfolio and key performance indicators at a glance, and stay organized without juggling multiple apps or spreadsheets. Advanced Insights & Analytics: Enhanced metric screens for stocks, ETFs, mutual funds, indexes, gold, and forex give you a clear view of your portfolio’s performance and trends. Spot opportunities and risks as they happen, enabling timely, data-driven decisions. Real-Time Watchlist Alerts Build a personalized watchlist to track the investments that matter the most. Receive updates on earnings, dividends, board meetings, insider trades, and price movements, so you can act quickly on market events without missing key opportunities. Tax & Filer Advantage Tools: Smart CGT tracking and tax deduction insights help you grow your portfolio efficiently. See how your filer status affects taxes, brokerage costs, and net returns, so you can optimize your investments, save more, and reduce surprises at year-end. Powerful Financial Calculators: Quickly calculate ROI, CAGR, SIP, deductions, and more without manual effort. Test different scenarios to see how your portfolio can grow over time, take the guesswork out of planning, and make faster, beneficial decisions. Comprehensive Portfolio Reports: Access detailed reports covering performance, unrealized gains, and dividend history across multiple holdings in a single consolidated view. Gain actionable insights to identify opportunities and risks, and adjust your strategy to maximize returns while reducing financial setbacks. Learn While You Grow: Watch integrated tutorials, tips, and strategies from financial experts directly in the app. Upgrade your knowledge and sharpen your investing skills at your own pace, applying what you learn immediately to your portfolio. Faster, Smoother, Better: Enjoy a seamless app experience with improved speed and constant performance upgrades. Navigate your investments effortlessly and focus on growing your wealth, not troubleshooting the app. With Sarmaaya, managing and growing money becomes simple, powerful, and stress-free.

Screenshots

FundFlex4 screens
Sarmaaya4 screens

Verdict

The call

The clearest difference is rating: FundFlex at 4.5 against Sarmaaya's 2.3. FundFlex also leads on in-app purchases (none vs 6) and iOS requirement (13.0 vs 17.6). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Sarmaaya sells 6 in-app purchases, starting at $4.99 per month. FundFlex asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

FundFlex holds the better App Store score, 4.5 against 2.3. Both are backed by a comparable volume of ratings — 2 and 3 respectively.

UpkeepUpdate frequency

FundFlex ships an update every 3 weeks, Sarmaaya every 6 weeks. The most recent releases landed on September 19, 2026 and October 12, 2026 respectively.

Scorecard4 real differences · 6 level
FundFlex versus Sarmaaya: the parameters behind the verdict, then further details
ParameterFundFlexSarmaaya
PriceFreeFree
Rating4.5 (2 ratings) — better2.3 (3 ratings)
Positive reviews—33.3% of reviews
Number of ratings23 — better
Update frequencyEvery 3 weeks — betterEvery 6 weeks
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterSubscription
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.0 — better17.6
Further details — not scored
Size6 MB80 MB
Age rating4+4+
DeveloperJS Investments LimitedabcData

Customer experience

FundFlex

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Sarmaaya

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews3 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

In-app purchases

None

FundFlex

No in-app purchases

6 purchases

Sarmaaya

Subscriptions6
  • Lite Monthly1 Month trial$4.991 Month
  • Pro Monthly1 Month trial$19.991 Month
  • Premium Monthly1 Month trial$29.991 Month
Show 3 more
  • Lite Yearly1 Month trial$49.991 Year
  • Pro Yearly1 Month trial$199.991 Year
  • Premium Yearly1 Month trial$299.991 Year

Questions

Is FundFlex free?
FundFlex is free to download, with no in-app purchases.
Is Sarmaaya free?
Sarmaaya is free to download, with in-app purchases available.
Which has better reviews, FundFlex or Sarmaaya?
FundFlex is rated higher. FundFlex averages 4.5 out of 5 from 2 ratings, while Sarmaaya averages 2.3 from 3 ratings.
Do FundFlex or Sarmaaya have ads?
Neither FundFlex nor Sarmaaya shows ads.
Which is updated more often, FundFlex or Sarmaaya?
FundFlex ships an update every 3 weeks, and Sarmaaya every 6 weeks. Most recently, FundFlex was updated on September 19, 2026 and Sarmaaya on October 12, 2026.

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