Comparison

OCA Mobile vs 1099 Book Keeper

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OCA Mobile

Manage your consumer-directed healthcare and tax-advantaged benefit accounts from a single mobile application. View balances, transaction history, fund accounts, and manage alerts. Securely access your information with enhanced authentication.

Highlights
  • View account balances and details
  • Track recent transactions
  • Fund HSA accounts
  • Manage email alerts
  • Contact administrator
  • View demographic details and dependents
  • Access card details and PIN
Features
Read full description

OCA Mobile is developed by OCA (Office of Compliant Administration). The app provides a single access point for participants to manage their consumer empowered healthcare and other tax favored benefit accounts. OCA Mobile provides the following functionality: • Benefit Health Account balances and details • Recent transactions and details • Ability to fund HSA account from checking/savings account • View all email alerts • Contact administrator from mobile application via email or mobile phone • Same username/password as the online portal (no need to register your mobile device; just download, login, and go!) • Stronger authentication support (Picture/Passphrase, device identification and challenge questions) • View Demographic Details • View Dependents • View Card Details • View Card PIN • Fund HSA account from registered external bank accounts • Register new users directly from mobile device

About

1099 Book Keeper

Manage your freelance finances with this streamlined app. Track time, mileage, and expenses, and create invoices easily. Designed for side hustlers to stay organized and get paid faster without complex tools.

Highlights
  • Time tracking
  • Mileage tracking
  • Expense tracking
  • Invoice creation
  • Financial organization
  • Simplified management
Read full description

1099 Bookkeeper is built for freelancers, contractors, and side hustlers who are tired of juggling spreadsheets and multiple apps just to stay organized. Track your work, stay on top of your finances, and get paid—without overcomplicated tools. Everything you need in one place No more bouncing between apps or losing track of important details. Time Tracking – Log your work and keep accurate records of billable hours Mileage Tracking – Track miles for work and maximize your deductions Expense Tracking – Capture and organize expenses as they happen Invoicing – Create and send clean, simple invoices quickly Built for real-world side hustles Whether you're freelancing, consulting, or running a small business on the side, 1099 Bookkeeper keeps things simple and practical. No clutter No unnecessary features Just the tools you actually need Stay organized. Get paid faster. Stop digging through notes and spreadsheets when it’s time to invoice or track expenses. Everything is right where you need it. Designed to save you time You shouldn’t spend more time managing your work than doing it. 1099 Bookkeeper helps you stay organized with minimal effort. If you have ideas for features or improvements, we’d love to hear from you—this app is built with real users in mind.

Screenshots

OCA Mobile4 screens
1099 Book Keeper4 screens

Verdict

The call

The clearest difference is in-app purchases: OCA Mobile at none against 1099 Book Keeper's 2. OCA Mobile also leads on ratings volume (1.6K vs 1) and device support (3 vs 1). 1099 Book Keeper's advantage is update cadence (daily vs every 3 months) and rating (5.0 vs 4.6). On price, ads and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 1099 Book Keeper sells 2 in-app purchases, starting at $4.99 per month. OCA Mobile asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

1099 Book Keeper holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: OCA Mobile has 1.6K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

OCA Mobile ships an update every 3 months, 1099 Book Keeper daily. The most recent releases landed on October 26, 2026 and October 23, 2026 respectively.

Scorecard6 real differences · 4 level
OCA Mobile versus 1099 Book Keeper: the parameters behind the verdict, then further details
ParameterOCA Mobile1099 Book Keeper
PriceFreeFree
Rating4.6 (1.6K ratings)5.0 (1 ratings) — better
Positive reviews36.4% of reviews—
Number of ratings1.6K — better1
Update frequencyEvery 3 monthsDaily — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better17.0
Further details — not scored
Size31 MB16 MB
Age rating17+4+
DeveloperO.c.a. Benefit Services LimiteDavid Ford

Bugs and requests

OCA Mobile

Reported bugs

3 issues
  • App crashes on newer iPhone models
  • Inconsistent account access and functionality
  • Incorrect claim status and payment information

Requested features

3 requests
  • Improved login and password recovery options
  • Ability to check item eligibility before purchase
  • Expanded store and payment method support

1099 Book Keeper

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

OCA Mobile

No in-app purchases

2 purchases

1099 Book Keeper

Subscriptions2
  • 1099 Book Keeper Pro Monthly$4.991 Month
  • 1099 Book Keeper Pro Annual$49.991 Year

Questions

Is OCA Mobile free?
OCA Mobile is free to download, with no in-app purchases.
Is 1099 Book Keeper free?
1099 Book Keeper is free to download, with in-app purchases available.
Which has better reviews, OCA Mobile or 1099 Book Keeper?
1099 Book Keeper is rated higher. OCA Mobile averages 4.6 out of 5 from 1.6K ratings, while 1099 Book Keeper averages 5.0 from 1 ratings.
Do OCA Mobile or 1099 Book Keeper have ads?
Neither OCA Mobile nor 1099 Book Keeper shows ads.
Which is updated more often, OCA Mobile or 1099 Book Keeper?
OCA Mobile ships an update every 3 months, and 1099 Book Keeper daily. Most recently, OCA Mobile was updated on October 26, 2026 and 1099 Book Keeper on October 23, 2026.

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