m vs MintyFlow

Bez obzira na to gdje se nalazili, m-zaba vam omogućuje potpunu kontrolu nad financijama. m-zabom možete: • plaćati račune putem m-foto plati • uplaćivati na račune u Hrvatskoj i inozemstvu • prenositi novac na najjednostavniji način uslugom IziPay - dovoljno je znati broj telefona primatelja • provjeravati stanja i promete po računima, štednjama i kreditima • dobiti informativni izračun gotovinskog i stambenog kredita • ugovoriti gotovinski kredit, kreditnu karticu, dopušteno prekoračenje • ugovoriti ili promijeniti paket proizvoda i usluga • naknadno podijeliti na rate jednokratne transakcije učinjene Individualnom Mastercard kreditnom karticom ili one po tekućem računu u eurima • pronaći sve informacije o karticama, provjeriti PIN-ove, upravljati dnevnim limitima te blokirati karticu u slučaju gubitka ili krađe • dobivati obavijesti o primljenim uplatama • trgovati udjelima u fondovima ZB Investa i kreirati svoj investicijski plan te ugovarati do pet trajnih naloga istovremeno u različite investicijske fondove • trgovati na svjetskim burzama uz uslugu ZB Trader Global • plaćati parking te uzeti listić s brojem za red u poslovnici. m-zabu ugovorite u poslovnici. SIGURNOST Zagrebačka banka posvećuje posebnu pozornost sigurnosti korisnika mobilnog bankarstva. • PIN kojim se pristupa poznat je samo korisniku, stoga u slučaju krađe ili gubitka mobitela ne može doći do zlouporabe. • Podaci o PIN-u i računima ne pohranjuju se u mobitel, a unos PIN-a zaštićen je varijabilnom tipkovnicom. • Usluge kojima se pristupa PIN-om automatski se blokiraju u slučaju višestrukog uzastopnog unosa netočnog PIN-a. • Nakon tri minute nekorištenja m-zaba će automatski odjaviti korisnika. Regardless of where you are, m-zaba gives you complete control over your finances. With m-zaba you can: • pay bills via m-foto pay • make payments to the accounts in Croatia and abroad • easily transfer money with the IziPay service. Recipient’s phone number is all you need. • check the balances and transfers of accounts, savings, and loans • obtain an informative calculation of cash and housing loan • arrange a cash loan, credit card, contracted overdraft • contract or change a package of products and services • subsequently divide one-time transactions made with an Individual Mastercard credit card or transactions on the current account in euros into instalments • find all card information, check PIN’s, manage daily limits and block the card in the event of loss or theft • receive notifications about received payments • trade shares in ZB Invest funds and create your investment plan and contract up to five standing orders into investment funds • trade on world stock exchanges with the ZB Trader Global service. • pay for parking and take queue number ticket for the queue in the branch office. Arrange m-zaba in a branch. SAFETY Zagrebačka Banka pays special attention to the security of operations performed by mobile banking clients. • PIN used to access the services is only known by the user and therefore there is no threat of abuse if a mobile device is stolen or lost. • PIN and account information are not stored in the mobile device, and the entry of PIN is protected by a variable keypad. • The services that are accessed by entering PIN are automatically blocked if an incorrect PIN is repeatedly entered. • After a 3-minute period of inactivity, m-zaba automatically logs out the user.

MintyFlow helps you track every dollar, manage budgets, monitor investments, and achieve your financial goals. Built for simplicity and security, it's the only finance app you'll need. KEY FEATURES Smart Expense Tracking • Log income and expenses in seconds • Categorize transactions automatically • Attach receipts for easy record-keeping • Multiple wallet support for better organization Budget Management • Set monthly budgets by category • Real-time spending alerts at 50%, 80%, and 100% • Visual progress indicators • Smart recommendations to stay on track Investment Tracking • Monitor all your investments in one place • Track SIP (Systematic Investment Plans) • Maturity alerts 7 days before due date • Calculate returns and growth automatically Subscription Manager • Never miss a payment with smart reminders • Track all recurring subscriptions • Identify unused subscriptions • Manage due dates effortlessly Insurance Portfolio • Organize all insurance policies • Premium payment reminders • Policy expiration alerts • Quick access to policy details Comprehensive Reports • Visual charts and graphs • Monthly and yearly breakdowns • Category-wise spending analysis • Export reports for tax filing Daily Reminders • Customizable notification times • Gentle nudges to track expenses • Budget warnings and alerts • Investment maturity notifications Security First • Biometric authentication (Face ID/Touch ID) • Local data storage your data stays on your device • Cloud sync for backup • No third-party data sharing Clean Interface • Beautiful dark and light themes • Intuitive navigation • Quick actions for common tasks WHY CHOOSE MINTYFLOW? • Complete Solution : Expenses, budgets, investments, and subscriptions in one app • Privacy Focused : Your financial data stays private and secure • Easy to Use : Clean interface with no learning curve • Smart Notifications : Stay on top of your finances automatically PERFECT FOR • Individuals managing personal finances • Families tracking household budgets • Investors monitoring multiple portfolios • Anyone wanting better control over their money GET STARTED IN MINUTES 1. Download MintyFlow 2. Set up your currency and preferences 3. Add your first transaction 4. Watch your financial clarity grow Download MintyFlow today and transform the way you manage money. --- MintyFlow - Fresh approach to financial management