Gem vs Rebills
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Gem
Track your spending, manage budgets, and organize finances with this intuitive money management tool. Set up recurring bills, savings goals, and sync with Apple Pay for instant expense logging. Offers extensive customization and daily backups.
- Budgeting (daily, weekly, monthly, yearly)
- Expense tracking by category, tag, or wallet
- Bill management with recurring payments
- Savings goals and income tracking
- Apple Pay sync for instant logging
- Customizable categories and themes
- CSV import and export
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Log expenses and stay on budget. No subscription. In-app purchases are tips :) BUDGET - Daily, weekly, monthly and yearly - Average & daily spending, breakdown by category - Compare against same day last month - Rearrange your budgets, and other lists - Explore your costs and salary over time ORGANIZE - By category, budget, wallet, account, tag… - Customize category colors & icons (500+ from Apple) - Favorite accounts, custom sorting, merge categories - Add attachments and receipts BILLS - Repeat: day, week, month, year - View paid & upcoming subscriptions MONEY TOOLS - Savings goals, income, transfers, balance - Multiple currencies, exchange rates - Calculator & journal view WALLET SYNC & AUTOMATIONS - Instant recording when paying in store with Apple Pay (requires setup) - Auto-organize expensesbased on merchant names - App shortcuts and “Send to Gem” in share sheet - Import CSV files, sub-categories, notes. Import into specific wallet. Skip duplicates when importing - Export everything MORE - Customize the way your create entries - Widgets. Lock Screen shortcut - Daily iCloud backup - Daily reminders - Custom main screen, list layouts, app menu and theme - Insights in search results PREVIEW FEATURES May not work as expected :) - Type “Rent” → it’s categorized in “Household” - Detect receipt prices from attachments Need help? Have a suggestion? Email me at human@shelftwo.com. Terms & privacy: shelftwo.com/gem/terms
Rebills
Manage all your recurring expenses, from digital subscriptions to loan payments, in one organized place. Receive early notifications for upcoming bills to avoid missed payments or forgotten cancellations. Track details like start dates, taxes, and foreign currency amounts.
- Track all recurring expenses
- Early payment notifications
- Organized UI for upcoming payments
- Add custom details (start date, tax, foreign currency)
- Private and local data storage
- No trackers or analytics
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Add digital subscriptions, monthly loan payments, credit card bills, lawn care services, child’s allowance, or any other recurring expense you can imagine. Add what you pay for, set a reminder, and move on. No accounts, no analytics, no surprises. Completely rebuilt for 2026: • Modern SwiftUI on iPhone, iPad, Mac, and Vision Pro • Lock Screen, Home Screen, and StandBy widgets — see your next renewal at a glance • Interactive widgets: tap "Mark Paid" without opening the app • Apple Intelligence-ready: ask Siri "What rebills do I have?" • Reminders for any frequency, from every month to once every 5 years • 100+ currencies with full names and symbols • Categories with custom colors • Payment-method tracking with card type + last four digits • iCloud sync across all your Apple devices, end-to-end private • Full JSON export and import — your data is yours • Universal purchase: one app on iPhone, iPad, and Mac What Rebills does NOT do, deliberately: • No bank or card linking • No third-party analytics or tracking • No account or sign-up • No advertising Rebills is for the people who want a calm, fully on-device list of what's recurring, with reminders before each charge. Privacy/Support/Contact: kojya.co/apps/rebills
Screenshots
Verdict
The clearest difference is in-app purchases: Rebills at none against Gem's 3. Gem's advantage is review sentiment (88% vs 67%) and chart position (#28 vs unranked). On rating, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Gem costs $0.49 and Rebills $1.99 up front. Gem sells 3 one-off in-app purchases. Rebills asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 4.8 for Gem against 4.7 for Rebills. Both are backed by a comparable volume of ratings — 89 and 36 respectively. Written reviews are what separate them: 88% of Gem's written reviews are positive against 67% of Rebills's.
Gem ships an update every 4 weeks, Rebills every 3 weeks. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.
| Parameter | Gem | Rebills |
|---|---|---|
| Price | $0.49 — better | $1.99 |
| Rating | 4.8 (89 ratings) — better | 4.7 (36 ratings) |
| Positive reviews | 87.9% of reviews — better | 66.7% of reviews |
| Number of ratings | 89 — better | 36 |
| Update frequency | Every 4 weeks | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Paid | Paid |
| Best chart rank | #28 — better | — |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 26.0 — better | 26.4 |
| Further details — not scored | ||
| Size | 46 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | Oz Pinhas | Kojya, LLC |
Customer experience
Gem
Rebills
In-app purchases
Gem
- Thanks tip$0.99
- Amazing tip$2.99
- Spectacular tip$4.99
Rebills
No in-app purchases
