Comparison

Gem vs Cashew

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Gem

Track your spending, manage budgets, and organize finances with this intuitive money management tool. Set up recurring bills, savings goals, and sync with Apple Pay for instant expense logging. Offers extensive customization and daily backups.

Highlights
  • Budgeting (daily, weekly, monthly, yearly)
  • Expense tracking by category, tag, or wallet
  • Bill management with recurring payments
  • Savings goals and income tracking
  • Apple Pay sync for instant logging
  • Customizable categories and themes
  • CSV import and export
Features
Currently charting
Read full description

Log expenses and stay on budget. No subscription. In-app purchases are tips :) BUDGET - Daily, weekly, monthly and yearly - Average & daily spending, breakdown by category - Compare against same day last month - Rearrange your budgets, and other lists - Explore your costs and salary over time ORGANIZE - By category, budget, wallet, account, tag… - Customize category colors & icons (500+ from Apple) - Favorite accounts, custom sorting, merge categories - Add attachments and receipts BILLS - Repeat: day, week, month, year - View paid & upcoming subscriptions MONEY TOOLS - Savings goals, income, transfers, balance - Multiple currencies, exchange rates - Calculator & journal view WALLET SYNC & AUTOMATIONS - Instant recording when paying in store with Apple Pay (requires setup) - Auto-organize expensesbased on merchant names - App shortcuts and “Send to Gem” in share sheet - Import CSV files, sub-categories, notes. Import into specific wallet. Skip duplicates when importing - Export everything MORE - Customize the way your create entries - Widgets. Lock Screen shortcut - Daily iCloud backup - Daily reminders - Custom main screen, list layouts, app menu and theme - Insights in search results PREVIEW FEATURES May not work as expected :) - Type “Rent” → it’s categorized in “Household” - Detect receipt prices from attachments Need help? Have a suggestion? Email me at human@shelftwo.com. Terms & privacy: shelftwo.com/gem/terms

About

Cashew

Features
Read full description

Tracking finances can be tricky. This app attempts to help you understand how much money you spend each month. Let me know if you have any questions. This app doesn't link to any accounts or even save the data anywhere but your phone.

Screenshots

Gem4 screens
Cashew4 screens

Verdict

The call

The clearest difference is price: Cashew at Free against Gem's $0.49. Cashew also leads on in-app purchases (none vs 3) and iOS requirement (9.0 vs 26.0). Gem's advantage is chart position (#64 vs unranked). On ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Cashew is free to download; Gem costs $0.49 up front. Gem sells 3 one-off in-app purchases. Cashew asks for nothing beyond the download.

Scorecard4 real differences · 7 level
Gem versus Cashew: the parameters behind the verdict, then further details
ParameterGemCashew
Price$0.49Free — better
Rating4.8 (89 ratings) — better—
Positive reviews87.9% of reviews—
Number of ratings89 — better—
Update frequencyEvery 4 weeks—
AdsNoNo
In-app purchasesYesNo — better
MonetizationPaid—
Best chart rank#64 — better—
DevicesiPhoneiPhone, iPod — better
Requires iOS26.09.0 — better
Further details — not scored
Size46 MB47 MB
Age rating4+4+
DeveloperOz PinhasChris Stayte

In-app purchases

3 purchases

Gem

One-time3
  • Thanks tip$0.99
  • Amazing tip$2.99
  • Spectacular tip$4.99
None

Cashew

No in-app purchases

Questions

Is Gem free?
Gem costs $0.49, and also offers in-app purchases.
Is Cashew free?
Cashew is free to download, with no in-app purchases.
Do Gem or Cashew have ads?
Neither Gem nor Cashew shows ads.

Other comparisons