Comparison

Gem vs Walletry

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Gem

Track your spending, manage budgets, and organize your finances with this comprehensive money management tool. It offers detailed budgeting options, expense organization by category, and bill tracking. Automate entries with Apple Pay and import/export data for a complete financial overview.

Highlights
  • Budgeting (daily, weekly, monthly, yearly)
  • Expense organization by category
  • Bill tracking and reminders
  • Savings goals and income tracking
  • Apple Pay integration for instant recording
  • CSV import/export
  • Customizable categories with icons
Features
Currently charting
Read full description

Log expenses and stay on budget. No subscription. In-app purchases are tips :) BUDGET - Daily, weekly, monthly and yearly - Average & daily spending, breakdown by category - Compare against same day last month - Rearrange your budgets, and other lists - Explore your costs and salary over time ORGANIZE - By category, budget, wallet, account, tag… - Customize category colors & icons (500+ from Apple) - Favorite accounts, custom sorting, merge categories - Add attachments and receipts BILLS - Repeat: day, week, month, year - View paid & upcoming subscriptions MONEY TOOLS - Savings goals, income, transfers, balance - Multiple currencies, exchange rates - Calculator & journal view WALLET SYNC & AUTOMATIONS - Instant recording when paying in store with Apple Pay (requires setup) - Auto-organize expensesbased on merchant names - App shortcuts and “Send to Gem” in share sheet - Import CSV files, sub-categories, notes. Import into specific wallet. Skip duplicates when importing - Export everything MORE - Customize the way your create entries - Widgets. Lock Screen shortcut - Daily iCloud backup - Daily reminders - Custom main screen, list layouts, app menu and theme - Insights in search results PREVIEW FEATURES May not work as expected :) - Type “Rent” → it’s categorized in “Household” - Detect receipt prices from attachments Need help? Have a suggestion? Email me at human@shelftwo.com. Terms & privacy: shelftwo.com/gem/terms

About

Walletry

Features
Read full description

Walletry is a simple app designed to revolutionize your financial management, helping you effortlessly track your expenses and master your budget. It’s the ultimate financial assistant that combines ease of use with powerful insights, all in a sleek, user-friendly package. Walletry provides you with a comprehensive tool that serves as your personal accountant, providing a seamless interface to oversee all your financial transactions with precision. With Walletry, you gain the power to create and manage multiple accounts in various currencies, each tailored to your preferences with customizable options. The app shines by offering a robust dashboard that visualizes where your money goes, allowing you to make informed decisions about your spending. Beyond financial tracking, Walletry also introduces a smart system for managing your recurring financial obligations. From subscriptions to installment plans, Walletry ensures you’re always ahead of your payments with timely reminders and tracking features. It’s not just about staying current with your expenses; it’s about planning for the future. Detailed reporting is at the heart of Walletry, giving you a comprehensive breakdown of your expenses categorized by type, frequency, and amount. Whether it's for analyzing past spending or forecasting future budgets, Walletry offers the insights you need to stay financially savvy. Embrace the convenience of having a full financial toolkit in your pocket. With Walletry, take the first step towards smarter spending and proactive financial health.

Screenshots

Gem4 screens
Walletry4 screens

Verdict

The call

The clearest difference is price: Walletry at Free against Gem's $0.49. Walletry also leads on update cadence (every 4 days vs every 4 weeks). Gem's advantage is chart position (#10 vs unranked) and iOS requirement (18.6 vs 27.0). On ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Walletry is free to download; Gem costs $0.49 up front. Gem sells 4 one-off in-app purchases and Walletry sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Gem ships an update every 4 weeks, Walletry every 4 days. The most recent releases landed on September 28, 2026 and September 15, 2026 respectively.

Scorecard4 real differences · 7 level
Gem versus Walletry: the parameters behind the verdict, then further details
ParameterGemWalletry
Price$0.49Free — better
Rating4.8 (89 ratings) — better—
Positive reviews87.9% of reviews—
Number of ratings89 — better—
Update frequencyEvery 4 weeksEvery 4 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
Best chart rank#10 — better—
DevicesiPhoneiPhone, iPad — better
Requires iOS18.6 — better27.0
Further details — not scored
Size42 MB62 MB
Age rating4+4+
DeveloperOz PinhasAdel Bassiony

In-app purchases

4 purchases

Gem

One-time4
  • Gem PowerpackFree
  • Thanks tip$0.99
  • Amazing tip$2.99
Show 1 more
  • Spectacular tip$4.99
3 purchases

Walletry

Subscriptions2
  • Monthly$1.991 Month
  • Yearly$19.991 Year
One-time1
  • Lifetime$49.99

Questions

Is Gem free?
Gem costs $0.49, and also offers in-app purchases.
Is Walletry free?
Walletry is free to download, with in-app purchases available.
Do Gem or Walletry have ads?
Neither Gem nor Walletry shows ads.
Which is updated more often, Gem or Walletry?
Gem ships an update every 4 weeks, and Walletry every 4 days. Most recently, Gem was updated on September 28, 2026 and Walletry on September 15, 2026.

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