Gem vs Spndmate

Log expenses and stay on budget. No subscription. In-app purchases are tips :) BUDGET - Daily, weekly, monthly and yearly - Average & daily spending, breakdown by category - Compare against same day last month - Rearrange your budgets, and other lists - Explore your costs and salary over time ORGANIZE - By category, budget, wallet, account, tag… - Customize category colors & icons (500+ from Apple) - Favorite accounts, custom sorting, merge categories - Add attachments and receipts BILLS - Repeat: day, week, month, year - View paid & upcoming subscriptions MONEY TOOLS - Savings goals, income, transfers, balance - Multiple currencies, exchange rates - Calculator & journal view WALLET SYNC & AUTOMATIONS - Instant recording when paying in store with Apple Pay (requires setup) - Auto-organize expensesbased on merchant names - App shortcuts and “Send to Gem” in share sheet - Import CSV files, sub-categories, notes. Import into specific wallet. Skip duplicates when importing - Export everything MORE - Customize the way your create entries - Widgets. Lock Screen shortcut - Daily iCloud backup - Daily reminders - Custom main screen, list layouts, app menu and theme - Insights in search results PREVIEW FEATURES May not work as expected :) - Type “Rent” → it’s categorized in “Household” - Detect receipt prices from attachments Need help? Have a suggestion? Email me at human@shelftwo.com. Terms & privacy: shelftwo.com/gem/terms

Hi I'm Spndmate! Ever feel guilty after spending? Me too. I'll make editing your spreadsheet and getting insights from it easy. Look back an year from now with new habits and no regrets. Forgot the day you went to the pottery place for a date? I know. Forgot how much gas costs when you last got a full tank? I know. Want to automate adding expenses to your spreadsheet? I gotchu. I'm your best friend that actually remembers and cares about you and your spending. Although, we are only compatible if you want to track expenses the classic and traditional way on a spreadsheet like all the 80s Millionaire-Dads do. Under the hood, for those curious, I'm an agent powered by an LLM that has access to tools that add, edit, delete and fetch expenses from your spreadsheet. I was created by a 20s-something-year-old college graduate who got their first job and wanted to start adulthood by tracking expenses the classic way on a spreadsheet. But they were too lazy to sit at the computer on google sheets, open the credit card iPhone app in the other hand, mentally categorize the expense and type it manually. They also don't like the expense-tracking apps on the market as they are too focused on budgeting, have complex setups with bank accounts via Plaid, unintuitive charts and exorbitant subscriptions. So the college graduate had an idea for an AI agent that can take screenshots of their credit card app, images of receipts, or text messages and automatically add it to their spreadsheet! Voila! And at the same time - because AI is awesome - the agent can also answer any question about the expenses. 6 months later - I was born :) So download me, set in-app reminders, and build healthy habits of personal finance that last a lifetime. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/