Comparison

YabandPay vs Topay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

YabandPay

Features
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YabandPay B.V. is a regulated Dutch payment institution that holds a payment license issued by the De Nederlandsche Bank (DNB). Our relationship number: R188633; Chamber of Commerce number: 85678988. 1. Payment Institution YabandPay is a regulated Dutch payment institution that holds a payment license issued by the Dutch Central Bank (De Nederlandsche Bank), and guided by Payment Services Directive (PSD2, Directive (EU) 2015/2366), can do payment business across EEA. 2. Compliance and Security The transaction funds are kept in a segregated bank account (safeguard account), which is supervised by the central bank and is safe and secure. The shortest settlement period is T+1, which means the merchant can receive fund within 12 hours. 3. Technical support Our professional technical engineers will assist you one-on-one with the setup of online and offline platforms, and integrate them into your current payment system. 7*24 exclusive customer support. We respond to your questions and handle accordingly with the fastest speed This APP is the merchant version. To obtain the login credential, please visit our website www.yabandpay.com, or contact us via the information below: Email: info@yabandpay.com Tel:+31 (0)70 221 0808 Web: www.yabandpay.com Address: Laan van Vredenoord 33 2289 DA Rijswijk the Netherlands

About

Topay

Features
Read full description

Topay 今日支付,今日澳洲旗下金融服务产品,为澳大利亚华人提供生活账单缴费、购物退税等服务。 BPAY账单缴纳: 可通过支付宝、微信支付和银联支付等方式,来使用人民币支付澳洲账单。 今日支付与澳洲的主流电子账单支付系统 BPAY 达成了战略合作,支持支付超过45,000家 BPAY 合作商家账单,涵盖所有热门账单类型,如学费、水电煤、网络通讯、物业费、交通费、罚单等等。 购物退税: Topay 给用户提供便捷、高效、值得信赖的购物退税体验。无论您是游客还是代购,只要您在澳洲消费了符合条件的商品,就可以通过 Topay 轻松申请合法退回 GST(商品及服务税)。Topay 与中澳银行合作,开启自助退税新模式,让您享受海外购物的乐趣。 更多金融服务,即将到来,敬请关注。

Screenshots

YabandPay4 screens
Topay3 screens

Verdict

The call

The clearest difference is iOS requirement: Topay at 13.0 against YabandPay's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

YabandPay ships an update every 6 weeks, Topay every 5 weeks. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard1 real difference · 5 level
YabandPay versus Topay: the parameters behind the verdict, then further details
ParameterYabandPayTopay
PriceFreeFree
Update frequencyEvery 6 weeksEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size31 MB44 MB
Age rating4+4+
DeveloperYabandPay B.V.Media Today Group Pty Ltd

In-app purchases

None

YabandPay

No in-app purchases

None

Topay

No in-app purchases

Questions

Is YabandPay free?
YabandPay is free to download, with no in-app purchases.
Is Topay free?
Topay is free to download, with no in-app purchases.
Do YabandPay or Topay have ads?
Neither YabandPay nor Topay shows ads.
Which is updated more often, YabandPay or Topay?
YabandPay ships an update every 6 weeks, and Topay every 5 weeks. Most recently, YabandPay was updated on October 24, 2026 and Topay on October 25, 2026.

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