Comparison

资和信e支付 vs Topay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

资和信e支付

Features
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资和信e支付手机客户端, 为广大商通卡、福利卡, 及预付费卡持卡人, 提供24小时个人专属VIP服务! 随时随地轻松查询卡内余额; 一键搜索商户,打折优惠信息即现; 卡片锁定,防盗刷更安全。 更多实用功能尽在资和信e支付手机客户端。

About

Topay

Features
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Topay 今日支付,今日澳洲旗下金融服务产品,为澳大利亚华人提供生活账单缴费、购物退税等服务。 BPAY账单缴纳: 可通过支付宝、微信支付和银联支付等方式,来使用人民币支付澳洲账单。 今日支付与澳洲的主流电子账单支付系统 BPAY 达成了战略合作,支持支付超过45,000家 BPAY 合作商家账单,涵盖所有热门账单类型,如学费、水电煤、网络通讯、物业费、交通费、罚单等等。 购物退税: Topay 给用户提供便捷、高效、值得信赖的购物退税体验。无论您是游客还是代购,只要您在澳洲消费了符合条件的商品,就可以通过 Topay 轻松申请合法退回 GST(商品及服务税)。Topay 与中澳银行合作,开启自助退税新模式,让您享受海外购物的乐趣。 更多金融服务,即将到来,敬请关注。

Screenshots

资和信e支付4 screens
Topay3 screens

Verdict

The call

The clearest difference is update cadence: Topay at every 5 weeks against 资和信e支付's every 3 months. 资和信e支付's advantage is iOS requirement (9.0 vs 13.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

资和信e支付 ships an update every 3 months, Topay every 5 weeks. Both last shipped on September 10, 2026.

Scorecard2 real differences · 4 level
资和信e支付 versus Topay: the parameters behind the verdict, then further details
Parameter资和信e支付Topay
PriceFreeFree
Update frequencyEvery 3 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS9.0 — better13.0
Further details — not scored
Size81 MB44 MB
Age rating4+4+
Developer资和信Media Today Group Pty Ltd

In-app purchases

None

资和信e支付

No in-app purchases

None

Topay

No in-app purchases

Questions

Is 资和信e支付 free?
资和信e支付 is free to download, with no in-app purchases.
Is Topay free?
Topay is free to download, with no in-app purchases.
Do 资和信e支付 or Topay have ads?
Neither 资和信e支付 nor Topay shows ads.
Which is updated more often, 资和信e支付 or Topay?
资和信e支付 ships an update every 3 months, and Topay every 5 weeks. Most recently, 资和信e支付 was updated on September 10, 2026 and Topay on September 10, 2026.

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