Comparison

redpayments vs LubyPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

redpayments

This platform facilitates secure and rapid cross-border payments for businesses. It allows merchants to accept payments in RMB from Chinese customers and settle in Australian dollars, offering real-time transaction insights and same-day settlement.

Highlights
  • Accept RMB, settle in AUD
  • Real-time transaction insights
  • Alipay and WeChat Pay integration
  • Three-second payment completion
  • Same-day settlement
  • Lower processing rates
  • Multiple payment integration options
Features
Read full description

ABOUT US Redpayments is a leading Australian cross-border payment platform, dedicated to providing simple, secure and fast payment solutions that users can process via mobile devices for any scenario. FEATURES - Expand your reach and attract more Chinese customers and marketing capabilities. Consumers pay in RMB and merchants can settle in australia dollars. - Get the transaction insights you need anytime you want and anywhere you want. - Accepting Alipay and WeChat Pay means higher approval rates and tightened security. - Improve the customer experience, payments are completed within three seconds. - The exclusive same day settlement improve your cash flow. - Lower processing rate than all the international credit card rates. No setup fee, no management fee. - We provide various payment integration options to suit your business process. Alipay and WeChat Pay are the biggest payment platforms in China. Redpayments has established strategic partnerships with them, using China's advanced payment technology to target Australia market. We are an adaptable, multi-platform payment solution with a comprehensive management system catering to the needs of sales persons and merchants. We service industries ranging from restaurants, supermarkets, travel, events and international students with more room for growth.

About

LubyPay

This mobile e-wallet simplifies daily transactions with secure, cashless payments. It offers a multi-currency wallet, instant fund additions, and various money transfer options. The app aims to empower users with financial freedom and a rewarding payment experience.

Highlights
  • Secure payments
  • Multi-currency wallet
  • Instant fund addition
  • Send/Request/Transfer money
  • Virtual card
  • Gift cards
Features
Read full description

LubyPay is a mobile e-wallet that aims to transform the way consumers transact on a daily basis. Luby Pay App allows its users to simplify the payment process. LubyPay is a secure and rewarding lifestyle e-wallet app. Our mission is to provide everyone with a worry-free cashless mobile payment experience all day every day. We aim to create a new generation of individuals to regain control of their financial freedom and rediscover value in financial services.. Important Features: - Convenient and secure payment - Free Multi-currency Wallet - Instantly add fund - Send Money - Request Money - Transfer Money - Multi-currency exchange service - Payout Services - Gift Card - Virtual Card

Screenshots

redpayments4 screens
LubyPay4 screens

Verdict

The call

The clearest difference is update cadence: LubyPay at weekly against redpayments's every 3 weeks. redpayments's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

redpayments ships an update every 3 weeks, LubyPay weekly. Both last shipped on November 4, 2026.

Scorecard2 real differences · 8 level
redpayments versus LubyPay: the parameters behind the verdict, then further details
ParameterredpaymentsLubyPay
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews100.0% of reviews—
Number of ratings—1 — better
Update frequencyEvery 3 weeksWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.0 — better15.0
Further details — not scored
Size23 MB69 MB
Age rating4+17+
DeveloperAUPOS AUSTRALIALubyAll LLC

Customer experience

redpayments

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

LubyPay

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

redpayments

No in-app purchases

None

LubyPay

No in-app purchases

Questions

Is redpayments free?
redpayments is free to download, with no in-app purchases.
Is LubyPay free?
LubyPay is free to download, with no in-app purchases.
Do redpayments or LubyPay have ads?
Neither redpayments nor LubyPay shows ads.
Which is updated more often, redpayments or LubyPay?
redpayments ships an update every 3 weeks, and LubyPay weekly. Most recently, redpayments was updated on November 4, 2026 and LubyPay on November 4, 2026.

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