Comparison

Oплати vs MTBusiness

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Oплати

Make payments for purchases, public transport, and utilities using QR codes or phone contacts. This app simplifies everyday transactions with over 8000 partners and supports various cities for transit payments. It also facilitates money transfers and group collections.

Highlights
  • QR code payments at over 8000 partners
  • Virtual loyalty cards
  • Public transport payments in multiple cities
  • ERIP payments for utilities and mobile
  • Fuel payments at partner gas stations
  • Money transfers via chat and QR
  • Group payment collection
Features
Read full description

Оплачивайте покупки по QR-коду в магазинах Санта, Соседи, Корона, Остров чистоты и вкуса, Гиппо и еще у более 8000+ партнеров. Используйте виртуальные карты лояльности. Оплачивайте проезд в общественном транспорте и маршрутных такси: Минск, Брест, Витебск, Гомель, Гродно, Могилёв, Барановичи, Бобруйск, Борисов, Кобрин, Лида, Пинск и других городах РБ. Используйте приложение для регулярных платежей через ЕРИП (мобильная связь, интернет, коммунальные услуги) и наших партнеров. Оплачивайте услуги по QR. Заправляйте ваш автомобиль в сети АЗС А-100, Беларуснефть, United Company. Пользуйтесь услугой автомоек BKF. Переводите деньги в чате контактам из вашего смартфона и по QR. Вместе собирайте деньги на Дни Рождения и другие праздники через групповые чаты. Создавайте виртуальные визитки и делитесь контактами.

About

MTBusiness

Manage your business finances with ease. Create and send payments, check account balances, and access banking services. Get instant loan decisions and verify business partners.

Highlights
  • Payment creation and management
  • Account balance and statement viewing
  • Online overdraft applications
  • Business partner verification
  • Bank news and currency exchange rates
  • Branch locator and support chat
Features
Read full description

Еще больше возможностей в новом мобильном приложении MTBusiness от МТБанка для юридических лиц и индивидуальных предпринимателей. MTBusiness – это: 1. Удобная работа с документами, статусами и шаблонами: - создание платежных поручений в белорусских рублях и валюте, платежей для выплаты заработной платы и личного дохода - получение и контроль статусов данных документов, отправка исполненных платежей контрагентам - подпись документов с помощью смс-кода и отправка их на исполнение в банк - формирование шаблонов платежей, копирование исходящих платежей из выписки, а также возможность заплатить контрагенту в ответ 2. Легкое оформление продуктов и сервисов для бизнеса: - онлайн овердрафт - предоставление ответа всего за 1 минуту - экспресс-проверка Ваших бизнес-партнеров с помощью сервиса "Проверка контрагента "Светофор" - работа агентов банка в сервисе "Кабинет агента" 3. Простое управление счетами и выписками: - просмотр подробной информации по своим счетам, печать остатков - формирование выписки по счету в разных форматах, печать выписки и отправка выписки на e-mail - отправка реквизитов счета/счетов контрагентам 4. Комфортное использование дополнительной информации: - получение информации о продуктах/услугах/новостей от банка в разделе stories - просмотр курсов валют и возможность воспользоваться калькулятором для расчета конверсии - получение сообщений от банка в разделе "Уведомления", настройка уведомлений - настройка виджетов на "Главной странице" - функция "Календарь" - просмотр и поиск маршрута до ближайших отделений МТБанка - чат со службой поддержки

Screenshots

Oплати4 screens
MTBusiness4 screens

Verdict

The call

The clearest difference is review sentiment: MTBusiness at 100% against Oплати's 25%. MTBusiness also leads on rating (5.0 vs 2.3). Oплати's advantage is ratings volume (87 vs 11). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MTBusiness holds the better App Store score, 5.0 against 2.3. That said, the two scores are not equally well evidenced: Oплати has 87 ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 25% of Oплати's written reviews are positive against 100% of MTBusiness's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

Scorecard3 real differences · 7 level
Oплати versus MTBusiness: the parameters behind the verdict, then further details
ParameterOплатиMTBusiness
PriceFreeFree
Rating2.3 (87 ratings)5.0 (11 ratings) — better
Positive reviews24.7% of reviews100.0% of reviews — better
Number of ratings87 — better11
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.015.0
Further details — not scored
Size310 MB69 MB
Age rating12+4+
DeveloperOOO OPLATIMTBank JSC

Customer experience

Oплати

All ratings87 ratings
Positive32.2%
Neutral3.4%
Negative64.4%
Written reviews73 reviews
Positive24.7%
Neutral5.5%
Negative69.9%

MTBusiness

All ratings10 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Oплати

Reported bugs

17 issues
  • SBP payment function not working
  • Withdrawal limits and fees
  • App crashes after top-up
  • Payment not processed, leading to fines
  • Login issues (bank not responding, invalid data)
Show 12 more
  • Verification problems (repeated calls, passport issues)
  • App not opening after update
  • Error during top-up
  • QR code payment not working
  • Index wallet top-up not working
  • App requires reinstallation after login issues
  • ID card not supported for registration
  • Data not deleted from app after website deletion
  • App sets brightness to maximum
  • Back button placement in 'products' section
  • Transport ticket selection shows wrong city
  • Payments (top-up, transfers) buttons not working

Requested features

9 requests
  • Add widgets for balance view
  • Add balance to transaction history
  • Make virtual cards available again
  • Allow withdrawal to any bank card
  • Integrate travel card purchases
Show 4 more
  • Add dark mode
  • Improve UI/UX design
  • Add login with username/password
  • Allow customization of the first page

MTBusiness

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Oплати

No in-app purchases

None

MTBusiness

No in-app purchases

Questions

Is Oплати free?
Oплати is free to download, with no in-app purchases.
Is MTBusiness free?
MTBusiness is free to download, with no in-app purchases.
Which has better reviews, Oплати or MTBusiness?
MTBusiness is rated higher. Oплати averages 2.3 out of 5 from 87 ratings, while MTBusiness averages 5.0 from 11 ratings.
Do Oплати or MTBusiness have ads?
Neither Oплати nor MTBusiness shows ads.
Which is updated more often, Oплати or MTBusiness?
Oплати ships an update every 3 weeks, and MTBusiness every 3 weeks. Most recently, Oплати was updated on November 6, 2026 and MTBusiness on November 3, 2026.

Other comparisons