Comparison

Oплати vs Shchodraya

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

Oплати

Free

💰 Finance

★ 2.486 ratingsView app →

About

Oплати

Pay for purchases with QR codes at over 8000 partners, including major retailers. Use virtual loyalty cards and pay for public transport in many Belarusian cities. Manage regular payments, refuel your car, and send money to contacts.

Highlights

QR code payments at 8000+ retailers
Virtual loyalty card storage
Public transport payments in multiple cities
ERIP payments for utilities and mobile
Fuel payments at major gas stations
Peer-to-peer money transfers
Group payment collection

Features

Read full description

Оплачивайте покупки по QR-коду в магазинах Санта, Соседи, Корона, Остров чистоты и вкуса, Гиппо и еще у более 8000+ партнеров. Используйте виртуальные карты лояльности. Оплачивайте проезд в общественном транспорте и маршрутных такси: Минск, Брест, Витебск, Гомель, Гродно, Могилёв, Барановичи, Бобруйск, Борисов, Кобрин, Лида, Пинск и других городах РБ. Используйте приложение для регулярных платежей через ЕРИП (мобильная связь, интернет, коммунальные услуги) и наших партнеров. Оплачивайте услуги по QR. Заправляйте ваш автомобиль в сети АЗС А-100, Беларуснефть, United Company. Пользуйтесь услугой автомоек BKF. Переводите деньги в чате контактам из вашего смартфона и по QR. Вместе собирайте деньги на Дни Рождения и другие праздники через групповые чаты. Создавайте виртуальные визитки и делитесь контактами.

About

Shchodraya

Manage your loyalty cards and track bonuses from daily purchases. Discover new partners and promotions to make every transaction more rewarding.

Highlights

View all earned bonuses
Bonus catalog
Discover new partners
Track promotions
Loyalty card management

Features

Read full description

Шчодрая — это приложение бонусной программы для карточек Шчодрая, созданное для того, чтобы ваши ежедневные покупки приносили больше удовольствия и выгоды. В приложении вы сможете: - просматривать все полученные бонусы в один клик, - использовать удобный каталог бонусов в ваших любимых предприятиях, - первыми узнавать о новых партнёрах и акциях. С Шчодрай каждая покупка становится ещё выгоднее!

Screenshots

Oплати4 screens

Shchodraya4 screens

Verdict

The call

The clearest difference is review sentiment: Shchodraya at 100% against Oплати's 25%. Shchodraya also leads on update cadence (every 3 days vs every 3 weeks). Oплати's advantage is iOS requirement (15.0 vs 17.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Oплати ships an update every 3 weeks, Shchodraya every 3 days. The most recent releases landed on October 16, 2026 and October 5, 2026 respectively.

Scorecard3 real differences · 7 level

Oплати versus Shchodraya: the parameters behind the verdict, then further details
Parameter	Oплати	Shchodraya
Price	Free	Free
Rating	2.4 (86 ratings) — better	—
Positive reviews	25.0% of reviews	100.0% of reviews — better
Number of ratings	86 — better	—
Update frequency	Every 3 weeks	Every 3 days — better
Ads	No	No
In-app purchases	No	No
Monetization	Free	Free
Devices	iPhone, iPod — better	iPhone
Requires iOS	15.0 — better	17.6
Further details — not scored
Size	310 MB	15 MB
Age rating	12+	4+
Developer	OOO OPLATI	ProfMarketSystem LLC

Customer experience

Oплати

All ratings86 ratings

Positive33.7%

Neutral3.5%

Negative62.8%

Written reviews72 reviews

Positive25.0%

Neutral5.6%

Negative69.4%

Shchodraya

Written reviews1 reviews

Positive100.0%

Neutral0.0%

Negative0.0%

Bugs and requests

Oплати

Reported bugs

17 issues

SBP payment function not working
Withdrawal limits and fees
App crashes after top-up
Payment not processed, leading to fines
Login issues (bank not responding, invalid data)

Show 12 more

Verification problems (repeated calls, passport issues)
App not opening after update
Error during top-up
QR code payment not working
Index wallet top-up not working
App requires reinstallation after login issues
ID card not supported for registration
Data not deleted from app after website deletion
App sets brightness to maximum
Back button placement in 'products' section
Transport ticket selection shows wrong city
Payments (top-up, transfers) buttons not working

Requested features

9 requests

Add widgets for balance view
Add balance to transaction history
Make virtual cards available again
Allow withdrawal to any bank card
Integrate travel card purchases

Show 4 more

Add dark mode
Improve UI/UX design
Add login with username/password
Allow customization of the first page

Shchodraya

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Oплати

No in-app purchases

None

Shchodraya

No in-app purchases

Questions

Is Oплати free?

Oплати is free to download, with no in-app purchases.

Is Shchodraya free?

Shchodraya is free to download, with no in-app purchases.

Do Oплати or Shchodraya have ads?

Neither Oплати nor Shchodraya shows ads.

Which is updated more often, Oплати or Shchodraya?

Oплати ships an update every 3 weeks, and Shchodraya every 3 days. Most recently, Oплати was updated on October 16, 2026 and Shchodraya on October 5, 2026.