Comparison

CBL vs Metro Bank Authenticator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CBL

Access your Commonwealth Bank account information and manage your finances on the go. View balances, transaction history, make payments, pay bills, and find branches. This secure service is available to existing online banking customers.

Highlights
  • View account balances and transaction history
  • Make payments and move money
  • Pay bills
  • View statements
  • Initiate stop payments
  • Find branches and ABMs
  • Receive account alerts
Features
Read full description

Commonwealth Bank's Mobile Banking (CBL Mobile Banking) service goes everywhere you go so you can access your account information At Home.  At Work.  At Your Fingertips. CBL Mobile Banking app is a FREE service that is available to Commonwealth Bank Online Banking Customers. Features: • View account balances and transaction history • Make payments to your CB credit card • Move money between your CB accounts • Pay bills • View Statements • Initiate stop payments on cheques • Find CB branches and ABMs • Get Alerts and notifications about your accounts • And much more! CBL Mobile Banking is safe and secure. You are protected from unauthorized transactions in the CBL Mobile Banking app by the CB Online and Mobile Banking Security Guarantee. LEGAL When you select to install the CBL Mobile Banking app, you are consenting to any future updates or upgrades. Depending on your device operating system or user-initiated settings, these might be automatically installed. You are able to withdraw your consent by uninstalling the CBL Mobile Banking app from your device. For more information email us at cbcontact@combankltd.com or call us at 242-502-6159.

About

Metro Bank Authenticator

This app provides a secure and convenient way for Metro Bank Business customers to authenticate online banking actions. It replaces the need for a physical security device, allowing for quick verification of logins, payments, and account changes directly from your mobile.

Highlights
  • Authenticate online banking actions
  • Secure login verification
  • Approve new payment setups
  • Confirm account changes
  • Replaces physical security devices
  • Convenient mobile authentication
Features
Read full description

We believe that people come first, and that everyone deserves a great experience every step of the way – whether it’s on our app, online or face to face. We’re here to make your life (and your banking) easier, which is why we’ve created our Authenticator app for our Metro Bank Business customers. Need some help? Our Local Business Managers and Relationship Managers are on hand to support you and your business. Features: You can use this app to authenticate certain actions on your Metro Bank Business online banking, like logging in, setting up new payments, or making changes to your account. It only takes a few taps – and there’s no need to worry about finding your physical security device. Metro Bank’s Authenticator app is available for customers registered for Commercial Online Banking and Business Online Plus. Standard data charges from your mobile service provider may apply. Help and support: If you experience any issues downloading or registering the Metro Bank Authenticator app, please visit us in store or call us on 0345 08 08 500. Metro Bank PLC. Registered in England and Wales. Company number: 6419578. Registered office: One Southampton Row, London, WC1B 5HA. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Metro Bank PLC is an independent UK Bank - it is not affiliated with any other bank or organisation (including the METRO newspaper or its publishers) anywhere in the world. "Metrobank" is the registered trademark of Metro Bank PLC. more

Screenshots

CBL4 screens
Metro Bank Authenticator3 screens

Verdict

The call

The clearest difference is update cadence: CBL at every 3 months against Metro Bank Authenticator's every 12 months. CBL also leads on review sentiment (14% vs 0%). Metro Bank Authenticator's advantage is iOS requirement (14.0 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

CBL ships an update every 3 months, Metro Bank Authenticator every 12 months. The most recent releases landed on September 23, 2026 and September 17, 2026 respectively.

Scorecard3 real differences · 7 level
CBL versus Metro Bank Authenticator: the parameters behind the verdict, then further details
ParameterCBLMetro Bank Authenticator
PriceFreeFree
Rating3.0 (20 ratings) — better—
Positive reviews14.3% of reviews — better0.0% of reviews
Number of ratings20 — better—
Update frequencyEvery 3 months — betterEvery 12 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.014.0 — better
Further details — not scored
Size100 MB12 MB
Age rating4+4+
DeveloperCommonwealth Bank LimitedMetroBank

Customer experience

CBL

All ratings20 ratings
Positive35.0%
Neutral25.0%
Negative40.0%
Written reviews7 reviews
Positive14.3%
Neutral28.6%
Negative57.1%

Metro Bank Authenticator

Written reviews19 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

CBL

No in-app purchases

None

Metro Bank Authenticator

No in-app purchases

Questions

Is CBL free?
CBL is free to download, with no in-app purchases.
Is Metro Bank Authenticator free?
Metro Bank Authenticator is free to download, with no in-app purchases.
Do CBL or Metro Bank Authenticator have ads?
Neither CBL nor Metro Bank Authenticator shows ads.
Which is updated more often, CBL or Metro Bank Authenticator?
CBL ships an update every 3 months, and Metro Bank Authenticator every 12 months. Most recently, CBL was updated on September 23, 2026 and Metro Bank Authenticator on September 17, 2026.

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