FDL Mobile vs Sepio Guard Plus
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FDL Mobile
This business app allows policyholders to view their policy information on the go. Funeral homes and sales professionals can upload documents, process claims, and access customer data. It also features an updated rate calculator for instant rate retrieval.
- View policy information
- Upload documents
- Process claims
- Access customer data
- Rate calculator
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FDL Mobile is a diverse application to enables our customers to operate on the go! Policy holders can have direct access to view policy information. For our funeral homes and sales professionals, you can upload documents to DIGicon contracts right from your device, process claims with now fully integrated DIGiclaim products, and access policy holder information for customers! Don't forget our new updated Rate Calculator which can get you the rates you want to see instantly!
Sepio Guard Plus
This app enhances your security and peace of mind when you're away from home. It offers advanced tools and resources for an improved user experience, building upon existing features.
- Enhanced user experience
- Additional tools and resources
- Builds on original Guard features
- Away from home assurance
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The Sepio Plus app has all the features of the original Sepio Guard app and then some. The additional tools and resources of the Sepio Plus app are designed for an improved overall user experience.
Screenshots
Verdict
The clearest difference is review sentiment: Sepio Guard Plus at 100% against FDL Mobile's 0%. Sepio Guard Plus also leads on rating (5.0 vs 4.4). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Sepio Guard Plus holds the better App Store score, 5.0 against 4.4. Both are backed by a comparable volume of ratings — 9 and 5 respectively. Written reviews point the same way: 0% of FDL Mobile's written reviews are positive against 100% of Sepio Guard Plus's.
FDL Mobile ships an update every 4 months, Sepio Guard Plus every 3 months. The most recent releases landed on August 26, 2026 and August 17, 2026 respectively.
| Parameter | FDL Mobile | Sepio Guard Plus |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (9 ratings) | 5.0 (5 ratings) — better |
| Positive reviews | 0.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 9 — better | 5 |
| Update frequency | Every 4 months | Every 3 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 13.4 |
| Further details — not scored | ||
| Size | 25 MB | 34 MB |
| Age rating | 4+ | 4+ |
| Developer | Funeral Directors Life | Sepio, LLC |
Customer experience
FDL Mobile
Sepio Guard Plus
In-app purchases
FDL Mobile
No in-app purchases
Sepio Guard Plus
No in-app purchases
Questions
Is FDL Mobile free?
Is Sepio Guard Plus free?
Which has better reviews, FDL Mobile or Sepio Guard Plus?
Do FDL Mobile or Sepio Guard Plus have ads?
Which is updated more often, FDL Mobile or Sepio Guard Plus?
Other comparisons
